Short-Term Pain, Long-Term Wonder Foreclosure.com Scholarship Program Winning Essay 2017, (Grand Prize)

You know, I just read the following article, and see that the “Millennials” are being brain washed. Goldman Sachs said back around 2008 “Only the rich should own houses, everyone else should be renting”. Sorry, I am still looking for the article wherein I quoted from. I will find it, I used that in a brief.

I knew that meant trouble. Even with foreclosure hell in the middle of its heyday, it still meant something. Not long after that, people being foreclosed upon, began being offered the chance to rent the house that they just lost.

Now, these third party entities popped up almost over night, and instead of the properties at foreclosure, reverting back to the lenders, these third parties now purchase at foreclosure auctions. Then they offer to rent you your house, or take you to magistrate court and have your thrown out, instead of the banks having to do that.

Funny thing, if you research most of these third parties, back far enough, the banks own them too, so still the same thing, just different names. Nevertheless, I could not help but post the article. It is obvious that “they” want us all in little apartments in and around the cities, easier to control “us”. I just had not realized that they were in the progress of brain-washing the Millennials into not even wanting to own a house.

Read the article:

Short-Term Pain, Long-Term Wonder
Foreclosure.com Scholarship Program Winning Essay 2017, (Grand Prize)
https://article.foreclosure.com/short-term-pain-long-term-wonder-82f82b90ff52
Go to the profile of Foreclosure.com Staff
Foreclosure.com Staff
Feb 28, 2018
By Jack Duffley | University of Illinois At Urbana-Champaign

foreclosure-kid
(photo from https://article.foreclosure.com/short-term-pain-long-term-wonder-82f82b90ff52)

In the gleeful times of 2005, my parents decided, like so many others, that it was time to “upgrade.” They sold our smaller home on the other side of town, which had appreciated nicely, and bought a 3700 square foot behemoth in a town with already exorbitant property taxes. My younger brother and I were thrilled to finally have a basement, our own rooms, and even a concrete basketball court in our backyard! All eight-year-old me knew was that things were going to be a whole lot more comfortable from there, and my optimistic parents seemed to think the same.

Jack Duffley | University of Illinois At Urbana-Champaign
The year is 2017, and my parents have only just now reached the equity levels in the house that they started with over a decade ago, nearly one-hundred-fifty mortgage payments later. However, after being bombarded by extremely high taxes for that entire time, they are essentially underwater on the property, but see little choice but to hang on for dear life until equity recovers just a bit more before they abandon ship. A thin retirement plan, mostly resting on the house, has forced their hand.

My parents’ story is in no way unique; millions of Americans who purchased homes before the 2008 recession have faced similar dilemmas, often worse than theirs. Many had no choice but to foreclose during the worst of it. After all, the homeownership rate has declined almost 5 points nationwide since the recession.[1] If anything, they can be considered lucky, yet they are still stuck in the mud. Their children, on the other hand, are now at their own fork in the road: to be [a homeowner] or not to be.

And, all things considered, they are often choosing not to be. The census shows a stark dip in homeownership among those under the age of 35 of almost 10 percent, lowering significantly from its peak pre-recessionary levels of 43 percent to a dismal 34 percent. At the same time, rental vacancy rates nationwide fell from over 10 percent to less than 7 percent as more people turned to renting, millennials especially.[2] Why is this happening?

Aside from the obvious fear of the failure that their parents faced, millennials are renting more as they define their own unique lifestyle. Millennials, in ever increasing numbers, are focusing on “living now.” They are choosing to move into urban areas in particular. As a predominantly liberal group, and with large cities tending to lean left, this is partially due to political forces. The majority, however, is due to lifestyle conveniences that come with a city: multiple options for transportation and not needing to own a car, proximity to cultural events and nightlife, and, especially with the decline of the suburbs as retail simultaneously sinks, a more positive future economic outlook. They more readily take the loss in living space for these benefits than their previous generations did.

At the same time, a growing number of millennials are facing burdensome student loan debt. Rather than come out of college with pristine back-end ratios primed for a hefty mortgage, they are handcuffed by the debt that they have amassed in their early twenties. As the Pew Research Center has noted, 37 percent of people under the age of thirty have student loan debt. They contribute to the $1.3 trillion in student debt, leverage that could presumably be used for a mortgage or some other useful credit if it were not locked up already.[3] Millennials are trying to increase their earning power by going to school so that they have the opportunity to advance economically, but it is simultaneously holding many of them back via years of extra debt — debt that is notably not going to a physical asset.

What does this mean for real estate? For the single family home market, it spells disaster, at least in the short term. Grant Cardone, one of the premier real estate investors in the world, calls homeownership a “scam,” and emphasizes that renting over homeownership among young people is becoming more and more popular. He notes that there is a huge need for affordable rentals as millennials deviate away from single family homes. Cardone is always one to advocate renting as a more advantageous and flexible lifestyle choice, and, as it has been mentioned, millennials increasingly value the flexibility that comes with renting instead of buying a home. Many, like Cardone, now see homeownership as a solely negative ordeal.

While it may not be up to the level of a “scam,” there are significant drawbacks with owning a home. For one, it locks up a significant amount of capital, money that could be used for a number of different projects or investments. In sum, homeownership is very expensive, at least in the short term when people make their initial down payment and any potential renovations. This makes it very hard to own a home for people of all ages. Additionally, owning a home can financially lock someone to a particular location, one which they might not want to be in after a while. Finally, for those hoping for appreciation when they purchase their home, as with any investment, there is a chance that it does not pan out. A poorly timed crash can wipe out an owner’s equity in seconds just as it did to my parents and so many others.

While there are drawbacks, the Great Recession and its subsequent lifestyle shift suggest the lack of education about the benefits of owning real estate. Even my parents are constantly warning me of the dangers of homeownership; the shift is not totally driven by millennials themselves. They too are still shaken by their mistakes and the sledgehammer that was the crash. They ignore the value of building equity over the long term, the typical tax benefits that come with a primary residence, and the relative stability of the real estate market because they mistakenly overpaid for a house that, in hindsight, they cannot comfortably afford in a downturn. They just hope that I do not do the same, and rightfully so. However, what millennials should have learned from the recession is not that real estate is bad, but that they simply must be careful and reasonable with what they assume when purchasing it.
3310-Harrison-Rd-east-point
Unfortunately, the average consumer purchases on emotion. With the tremendous amounts of emotional trauma from the recession, millennials are increasingly refusing to buy a home as their parents might have desired at the same age. But what are they purchasing in its place? Many take on higher rents, consistent with the “living now” mentality. Many more use their money to buy a wealth of products online. Some are even speculating on cryptocurrency, something far more unknown than real estate, expecting to make a lot of money. Why do they do that? Because the average consumer purchases on emotion, not on something systematic. Real estate has already been proven to be a relatively safe and a potentially very powerful asset. Instead, the negatives have been, and continue to be, emphasized. This masks the positives of owning a home, or even a simple condo. Millennials in some cases are mistakenly ignoring all real estate and not just the kind of overleveraging or speculating that got their parents into trouble.

Does this spell the end to America? Will the country burst into flames as millennials move to urban areas? Of course not. It must be noted that the current trend does not own the future; millennials could very well begin to purchase homes in huge numbers, especially as prices drop over the next few years. While it is likely that this will not be the case, it is impossible for anyone but millennials themselves to determine that.

What is certain is that, in the short run, there will be pain. The single family housing market is going to suffer as millennials make lifestyle choices contrary to their parents. The market will be oversupplied with single family homes. However, millennials will still need a place to live, just like anyone else. Their increasing demand for urban locations and conveniences will push rent up in cities, as it already has in places like San Francisco and Seattle. This will open a new, and huge, opportunity for real estate investors and developers alike to profit in the cities as millennials develop their own American Dream. After all, a dream is only what a person makes of it, not what someone else defines it as.

References:
[1] U.S. Census Bureau, Annual Homeownership Rates for the United States and Regions: 1968–2016, (accessed Dec 10, 2010), https://www.census.gov/housing/hvs/data/charts/fig05.pdf

[2] U.S. Census Bureau, Annual Rental Vacancy Rates for the United States and Regions: 1968–2016, (accessed Dec 10, 2010), https://www.census.gov/housing/hvs/data/charts/fig03.pdf

[3] Anthony Cilluffo, “5 facts about U.S. student loans,” Pew Research Center, last modified August 24, 2017. http://www.pewresearch.org/fact-tank/2017/08/24/5-facts-about-student-loans/

The winning essay above was submitted to Foreclosure.com’s scholarship program.

The 2017 essay topic:
IS THE “AMERICAN DREAM” OF ONE DAY OWNING A HOME ALIVE AND WELL AMONG MILLENNIALS?
Millennials having experienced the “Great Recession,” which was the traumatic housing crisis that triggered the financial crisis a decade ago. As a result, data suggests that Millennials (those born between 1981 to 1997) have been slow to adopt homeownership. Discuss the pros and cons of homeownership for Millennials, as well as which factors could increase or decrease homeownership among the generation. Will their collective hesitation and apprehension hurt them in the long run or are Millennials simply in the process of re-defining the “American Dream?”

Forbidden Knowledge – This is Great, Must See Video!

GROPEFEST from
https://forbiddenknowledgetv.net/remy-the-longest-time-tsa-version/

RBS bankers joked about destroying the US housing market By Rob Davies

RBS bankers joked about destroying the US housing market
By Editor August 16, 2018
http://www.theeventchronicle.com/finanace/rbs-bankers-joked-about-destroying-the-us-housing-market/


A boarded up building in Cleveland, Ohio, in January 2008. In the build up to the crisis mortgage lenders were incentivised to make as many loans as possible. Photograph: Timothy A. Clary/AFP/Getty Images
Transcripts of pre-financial crisis conversations show senior bankers’ disregard for customers

By Rob Davies

RBS bankers joked about destroying the US housing market after making millions by trading loans that staff described as “total fucking garbage”, according to transcripts released as part of a $4.9bn (£3.8bn) settlement with US prosecutors.

Details of internal conversations at the bank emerged just weeks before the 10-year anniversary of the financial crisis, which saw RBS rescued with a £45bn bailout from the UK government.

The US Department of Justice (DoJ) criticised RBS over its trade in residential mortgage backed securities (RMBS) – financial instruments underwritten by risky home loans that are cited as pivotal in the global banking crash.

It said the bank made “false and misleading representations” to investors in order to sell more of the RMBS, which are forecast to result in losses of $55bn to investors.

Transcripts published alongside the settlement reveal the attitude among senior bankers at RBS towards some of the products they sold.

The bank’s chief credit officer in the US referred to selling investors products backed by “total fucking garbage” loans with “fraud [that]was so rampant … [and]all random”.

He added that “the loans are all disguised to, you know, look okay kind of … in a data file.”

The DoJ said senior RBS executives “showed little regard for their misconduct and, internally, made light of it”.

In one exchange, as the extent of the contagion in the banking industry was becoming clear, RBS’ head trader received a call from a friend who said: “[I’m] sure your parents never imagine[d]they’d raise a son who [would]destroy the housing market in the richest nation on the planet.”

He responded: “I take exception to the word ‘destroy.’ I am more comfortable with ‘severely damage.’”

Another senior banker explained to a colleague that risky loans were the result of a broken mortgage industry that meant lenders were “raking in the money” and were incentivised to make as many loans as possible.

Employees who might raise the alarm about the riskiness of such lending “don’t give a shit because they’re not getting paid”, he said.

The bank made “hundreds of millions of dollars” from selling RMBS, the DoJ said, while disguising the risk they posed to investors, which included a group of nuns who lost 96% of their investment.

By October 2007, as signs of stress began to show in the banking system, RBS’ chief credit officer wrote to colleagues expressing his true feelings about the burgeoning volume of subprime loans in the housing market.

He said loans were being pushed by “every possible … style of scumbag”, adding that it was “like quasi-organised crime”.

“Nobody seems to care,” he added.
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The DoJ criticised RBS’ failure to do due diligence on the loans it was packaging, saying the bank feared it would lose out to rivals if it performed stricter tests.

One analyst at the lender referred to the bank’s due diligence procedures as “just a bunch of bullshit”, according to the transcripts.

When the bank became concerned about the poor quality of loans and started imposing tighter due diligence, one senior banker complained, saying: “Oh, God. Does anyone want to make money around here any more?”

RBS expected to make $20m from one deal that involved trading particularly risky loans, but faced resistance from the bank’s chief credit officer.

A senior executive responded to the concerns by telling the bank’s head trader: “Please don’t fuckin’ blow this one. We need every dollar we can get our hands on.”

Internal conversations between bankers also offer some insight into their growing realisation of the poor quality of the loans the bank owned and sold.

In September 2007, one trader referred to an appraisal of loans as giving “pretty shitty results”.

The transcripts were released by the DoJ as it confirmed the details of the settlement with the bank over its trading in RMBS.

RBS said: “Under the terms of the settlement, RBS disputes the allegations but will not set out a legal defence, while the settlement does not constitute a judicial finding.”

Certainty over the scale of the settlement will allow the bank to pay its first dividend in a decade this year.

The dividend is worth £240m and the Treasury will receive £149m as RBS is still 62%-owned by the government.

Ross McEwan, RBS chief executive, said: “This settlement dates back to the period between 2005 and 2007. There is no place for the sort of unacceptable behaviour alleged by the DoJ at the bank we are building today.”

He added that the bank could now “focus our energy on serving our customers better”.

But league tables published by the Competition and Markets Authority on Wednesday placed RBS joint bottom for customer service, with fewer than half of customers saying they would recommend the bank to a friend.

RBS will have to publish the results in branches, on its website and mobile app from today.

This article (RBS bankers joked about destroying the US housing market) was originally published on The Guardian and syndicated by The Event Chronicle.

Dear God; They Caught Them ALL! Putin Gives Trump 160 Terabytes of Communication Intercepts; ALL people behind fake “Russia Collusion” – False Flag Chemical Attacks in Syria, Sabotage of Brexit, Nefarious Clinton activities & More


U.S. National News
Dear God; They Caught Them ALL! Putin Gives Trump 160 Terabytes of Communication Intercepts; ALL people behind fake “Russia Collusion” – False Flag Chemical Attacks in Syria, Sabotage of Brexit, Nefarious Clinton activities & More

Category: U.S. National News
Tuesday, 17 July 2018 20:30
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Thanks to my long-time former colleagues from the Intelligence Community, whom I worked with in my years with the FBI Joint Terrorism Task Force, from both inside and outside the US, I am pleased to be the ONLY media outlet to be able to report this extraordinary information . . . .

The jig is finally up. The Dominoes are all in position to be knocked over. The “elite” have phoned, faxed, and emailed many of themselves right into prison, or worse. (When the public finds out, probably “worse.”)

At the meeting in Helsinki, Finland, between Presidents Putin of Russia and Trump of the USA, the Russians gave to Trump at least 160 TERABYTES of Russian Intelligence Intercepts which expose horrifying activities of many, many, people to deliberately foment social, cultural, and political chaos, violent riots, demonstrations, media smears, phony scandals, and fake news.

Some of those intercepts reveal who has been financing weapons, supplies, travel, hotel, vehicle rentals and secure communications gear for Terrorist groups, inside Syria, Iraq, and terror attacks in Europe and the US.

Among the intercepted communications are mostly international phone calls, faxes, emails by members of the US Congress, US Senate, federal Judges, state-level elected officials from California, Oregon, Washington, New York (City & State), New Jersey, Connecticut, Massachusetts, Maryland and Virginia. Once those communications left the United States, they became fair game for any country to spy on.

A great number of these communications were encrypted, but Russia has found a way to BREAK much of the encryption! And as part of their effort to improve relations with Trump, they provided the original encrypted versions of the intercepts AND the key which decrypts them so the US can use US-obtained intercepts (which may still be encrypted) along with the Russian-provided decryption key to prove the info is accurate and unedited!!!

Numerous high-ranking officials and well known wealthy people have been caught red-handed scheming together and with foreign governments along with radical leftist billionaires both inside and outside the US, to foment — and finance — extraordinary acts of political, social, and cultural chaos including riots, violent attacks, political unrest and more.

Some high-level MANAGERS at gigantic social media companies have received literally millions of dollars in pay-offs to establish or use under-the-radar company policies to impose severe censorship on certain views and to silence certain people; often times without the knowledge or consent of the Highest Executives or Boards of Directors of those companies! These pay-offs USURP actual executive power in some giant social media outlets.

High level mass-media Producers, Editors, and some Writers in the US, UK, and elsewhere in Europe, have been paid-off with VAST sums of money to launch phony media smears. Push scandals. Create and report FAKE news stories. All to sew dissent, foment unrest, cause political and social instability. When this information is revealed. MAJOR (Like REALLY MAJOR) news outlets will be completely ruined. Their company stock (or that of their parent company) will plummet to zero because their credibility – their believability – will be utterly destroyed. Ad revenues will plummet because the public simply will not trust these outlets anymore.

A very significant number of US INTELLIGENCE COMMUNITY persons are also, sadly, caught. It is now clear there is a cadre of people inside the US Intelligence Community, who have been misusing their positions to do things they were never cleared to do; the kinds of things that get people Indicted, tried, convicted and . . . . executed under our federal legal system! Yes, you read that right: certain specific US Intel people could literally face the death penalty for some of the things they have now been positively caught doing.

Even more sadly, a very few high-ranking US Military officials have also been caught. Intercepts from field communications are going to send some of those Officials to Leavenworth for the rest of their lives. (Cont’d Below)

PLEASE NOTE: If this type of inside information and reporting is pleasing to you, please know that this web site and radio show are supported by READERS like you. Cloud-based sites like this get BILLED when you read a story. You read, I pay. So if you like this, and want more, it is IMPERATIVE you help out with a dollar or two. Some folks may feel that $5, $10, $20, $50 or $100 will help even more — and it will. Please don’t take this site or the news you get here for granted. It costs big money to run this web site and radio show and without YOUR help, it simply cannot exist. Please take a second and donate HERE.

Moreover, a very significant number of employees/officials inside the US State Department have coordinated activities the likes of which will make the American people recoil in horror. In fact, I was explicitly told

“Foggy Bottom (the nickname for the State Dept.) is turning out to be THE epicenter of evil for a lot of things . . .”

Worst of all, some of the Signals Intelligence grabbed-up certain well-known individuals inside the US Department of Justice. What these people have done will no doubt smash the reputation of the legal system for decades. Not only are some people inside the Justice Department going to prison, their liability for things they’ve done WITHOUT AUTHORIZATION, will expose them to personal liability which will utterly destroy them and their families civilly.

At the highest levels of these intercepts are allegedly names like Soros, Rothschild, and very recognizable others.

Russian President Vladimir Putin and United States President Donald Trump, met in Helsinki, Finland early this week, for about two hours privately. No staff. No aids. No media.

During that meeting, Putin laid out the inner workings of the vast global network of “elites” and the activities they have engaged in to bring wars, refugees, all manner of social and political chaos to countries around the world, much of it in the USA. Russia even provided charts showing “organizational” structures (which are not really “organizations” but more defacto operational realities); who is tasked with what topics or activities, how much they have been paid and by whom.

Actual copies of communications and Signals Intercepts with descrambled recordings of phone calls, descrambled “secure” fax transmissions, descrambled encrypted emails. Vast reports on money transactions via wire transfer, control numbers, account names, amounts, dates, purposes . . . and the recipient info too.

In total, more than 160 TERABYTES of this type of data was given to President Trump in the form of 1 Terabyte USB Flash Memory Drives. The USB drives are DataTraveler® HyperX® Predator 3.0 USB Flash drives which hold 1 terabyte of data each.

The level of criminal conspiracy is so enormous, and the global scale and reach of these efforts is so gigantic, it boggles the mind.

Bankers and titans of industry are also involved. I can also report that Union bosses figure prominently in the intercepts.
BREXIT

The opposition to BREXIT is being funded and orchestrated by people on BOTH SIDES of British politics and the motivation is two-fold: They want Britain to remain in Europe to lessen its power and, they HATE the Royal Family.

According to the information given to me, some of the most virulent Torie “Remainers” joked with like-minded Labour members about “looking forward to the day when Britain sheds it archaic Monarchy and comes under total rule by the EU.” These are ELECTED officials who are literally trying to destroy the sovereignty of their own country!
The Clintons

Turns out, Bill and Hillary have been under surveillance since Bill was first elected President in 1992. Almost EVERY dirty deal, alleged shake-down, alleged kick-back, and some things described to me as “the ultimate acts (plural) of nefarious nature” are all neatly recorded and indexed by Russia. Now, I’m told, President Trump has it all.
Closely Guarded Secret Work

Trusted elements inside the Trump Administration (who have been sworn to absolute secrecy, even ordered to flatly DENY the very existence of this material in order to maintain security) are being tasked to sort through, analyse and catalog all activities turned over by Russia; paying particular attention to any activity which resulted in violence, death or property damage, so as to be able to criminally prosecute ALL the Conspirators based on any end-result violence or property loss/damage. Whether the Conspirators intended such acts or not, the acts themselves “were a foreseeable consequence” of their efforts, thus making them ALL guilty.

Working from the top, these trusted elements inside the Trump Administration will take each effort and follow it down to the end results, documenting any acts of state-level violence, which thereby makes ALL participants in that entire effort subject to Conspiracy charges. Conspiracy is the likely charge as opposed to bringing Racketeer Influenced Corrupt Organization (RICO) cases, because RICO cases require predicate felonies which often had not occurred.

I asked if any of this evidence can actually be used in court since none of it was obtained via Warrant? I was told that ALL of it is admissible because the United States did not solicit the information and had no part in it being illegally obtained! Thus, there is no “fruit of a poison tree” to block admissibility!

Hal Turner Commentary

Literally HUNDREDS of ultra-wealthy and/or very high profile people are about to have their entire existence caught-up in the wheels of justice.

And as a person who has been caught-up in the wheels of justice myself, I can tell you those wheels may turn slowly, but they GRIND UP everything and everyone they encounter.

I am not yet privy to particular facts or incident covered by this material. I am told to expect to get information, but no time frame was told to me.

It seems as though the Putin-Trump meeting in Helsinki has, in fact, become the worst nightmare of a whole slew of people.

Prior to the summit, many people took extraordinary efforts to try to derail the meeting altogether.

After the meeting, those folks and their minions are making enormous noise about anything they can.

They’re worried they’re caught. They think they might be caught. I can report tonight, they are right to worry; they ARE caught!

They think that creating distractions through scandals will prevent them from being held accountable. It won’t.

The jig is up. The dominoes are about to fall.

Some of these people would do well to get their affairs in order and commit suicide. Because when the truth comes out about what they’ve been doing, and the things they’ve done, their world will be smashed by the legal system. Their entire existence, their fortunes and their family name will be ruined forever.

PROGRAMMING NOTE: This will be a major topic of discussion on WEDNESDAY, June 18, from 9:00-11:00 PM eastern US time (GMT -0400) on “The Hal Turner Radio Show.” You can listen via radio or right here in the Internet as the show airs LIVE. To tune-in by radio, select either WBCQ or WRMI worldwide shortwave. WBCQ transmits with 50,000 watts on frequency 7.490 AM. WRMI transmits with 100,000 watts on frequency 9.455 AM. To tune-in here on the Internet, click the LISTEN LIVE button in the menu bar above the main news section. Those links DO NOT GO LIVE until about one hour before my show begins. During that hour, I stream commercial-free music until my show starts. Don’t miss this extraordinary broadcast!

U.S. National News
Dear God; They Caught Them ALL! Putin Gives Trump 160 Terabytes of Communication Intercepts; ALL people behind fake “Russia Collusion” – False Flag Chemical Attacks in Syria, Sabotage of Brexit, Nefarious Clinton activities & More

Category: U.S. National News
Tuesday, 17 July 2018 20:30
Hits: 86283

37 Comments

Thanks to my long-time former colleagues from the Intelligence Community, whom I worked with in my years with the FBI Joint Terrorism Task Force, from both inside and outside the US, I am pleased to be the ONLY media outlet to be able to report this extraordinary information . . . .

The jig is finally up. The Dominoes are all in position to be knocked over. The “elite” have phoned, faxed, and emailed many of themselves right into prison, or worse. (When the public finds out, probably “worse.”)

At the meeting in Helsinki, Finland, between Presidents Putin of Russia and Trump of the USA, the Russians gave to Trump at least 160 TERABYTES of Russian Intelligence Intercepts which expose horrifying activities of many, many, people to deliberately foment social, cultural, and political chaos, violent riots, demonstrations, media smears, phony scandals, and fake news.

Some of those intercepts reveal who has been financing weapons, supplies, travel, hotel, vehicle rentals and secure communications gear for Terrorist groups, inside Syria, Iraq, and terror attacks in Europe and the US.

Among the intercepted communications are mostly international phone calls, faxes, emails by members of the US Congress, US Senate, federal Judges, state-level elected officials from California, Oregon, Washington, New York (City & State), New Jersey, Connecticut, Massachusetts, Maryland and Virginia. Once those communications left the United States, they became fair game for any country to spy on.

A great number of these communications were encrypted, but Russia has found a way to BREAK much of the encryption! And as part of their effort to improve relations with Trump, they provided the original encrypted versions of the intercepts AND the key which decrypts them so the US can use US-obtained intercepts (which may still be encrypted) along with the Russian-provided decryption key to prove the info is accurate and unedited!!!

Numerous high-ranking officials and well known wealthy people have been caught red-handed scheming together and with foreign governments along with radical leftist billionaires both inside and outside the US, to foment — and finance — extraordinary acts of political, social, and cultural chaos including riots, violent attacks, political unrest and more.

Some high-level MANAGERS at gigantic social media companies have received literally millions of dollars in pay-offs to establish or use under-the-radar company policies to impose severe censorship on certain views and to silence certain people; often times without the knowledge or consent of the Highest Executives or Boards of Directors of those companies! These pay-offs USURP actual executive power in some giant social media outlets.

High level mass-media Producers, Editors, and some Writers in the US, UK, and elsewhere in Europe, have been paid-off with VAST sums of money to launch phony media smears. Push scandals. Create and report FAKE news stories. All to sew dissent, foment unrest, cause political and social instability. When this information is revealed. MAJOR (Like REALLY MAJOR) news outlets will be completely ruined. Their company stock (or that of their parent company) will plummet to zero because their credibility – their believability – will be utterly destroyed. Ad revenues will plummet because the public simply will not trust these outlets anymore.

A very significant number of US INTELLIGENCE COMMUNITY persons are also, sadly, caught. It is now clear there is a cadre of people inside the US Intelligence Community, who have been misusing their positions to do things they were never cleared to do; the kinds of things that get people Indicted, tried, convicted and . . . . executed under our federal legal system! Yes, you read that right: certain specific US Intel people could literally face the death penalty for some of the things they have now been positively caught doing.

Even more sadly, a very few high-ranking US Military officials have also been caught. Intercepts from field communications are going to send some of those Officials to Leavenworth for the rest of their lives. (Cont’d Below)

PLEASE NOTE: If this type of inside information and reporting is pleasing to you, please know that this web site and radio show are supported by READERS like you. Cloud-based sites like this get BILLED when you read a story. You read, I pay. So if you like this, and want more, it is IMPERATIVE you help out with a dollar or two. Some folks may feel that $5, $10, $20, $50 or $100 will help even more — and it will. Please don’t take this site or the news you get here for granted. It costs big money to run this web site and radio show and without YOUR help, it simply cannot exist. Please take a second and donate HERE.

Moreover, a very significant number of employees/officials inside the US State Department have coordinated activities the likes of which will make the American people recoil in horror. In fact, I was explicitly told

“Foggy Bottom (the nickname for the State Dept.) is turning out to be THE epicenter of evil for a lot of things . . .”

Worst of all, some of the Signals Intelligence grabbed-up certain well-known individuals inside the US Department of Justice. What these people have done will no doubt smash the reputation of the legal system for decades. Not only are some people inside the Justice Department going to prison, their liability for things they’ve done WITHOUT AUTHORIZATION, will expose them to personal liability which will utterly destroy them and their families civilly.

At the highest levels of these intercepts are allegedly names like Soros, Rothschild, and very recognizable others.

Russian President Vladimir Putin and United States President Donald Trump, met in Helsinki, Finland early this week, for about two hours privately. No staff. No aids. No media.

During that meeting, Putin laid out the inner workings of the vast global network of “elites” and the activities they have engaged in to bring wars, refugees, all manner of social and political chaos to countries around the world, much of it in the USA. Russia even provided charts showing “organizational” structures (which are not really “organizations” but more defacto operational realities); who is tasked with what topics or activities, how much they have been paid and by whom.

Actual copies of communications and Signals Intercepts with descrambled recordings of phone calls, descrambled “secure” fax transmissions, descrambled encrypted emails. Vast reports on money transactions via wire transfer, control numbers, account names, amounts, dates, purposes . . . and the recipient info too.

In total, more than 160 TERABYTES of this type of data was given to President Trump in the form of 1 Terabyte USB Flash Memory Drives. The USB drives are DataTraveler® HyperX® Predator 3.0 USB Flash drives which hold 1 terabyte of data each.

The level of criminal conspiracy is so enormous, and the global scale and reach of these efforts is so gigantic, it boggles the mind.

Bankers and titans of industry are also involved. I can also report that Union bosses figure prominently in the intercepts.
BREXIT

The opposition to BREXIT is being funded and orchestrated by people on BOTH SIDES of British politics and the motivation is two-fold: They want Britain to remain in Europe to lessen its power and, they HATE the Royal Family.

According to the information given to me, some of the most virulent Torie “Remainers” joked with like-minded Labour members about “looking forward to the day when Britain sheds it archaic Monarchy and comes under total rule by the EU.” These are ELECTED officials who are literally trying to destroy the sovereignty of their own country!
The Clintons

Turns out, Bill and Hillary have been under surveillance since Bill was first elected President in 1992. Almost EVERY dirty deal, alleged shake-down, alleged kick-back, and some things described to me as “the ultimate acts (plural) of nefarious nature” are all neatly recorded and indexed by Russia. Now, I’m told, President Trump has it all.
Closely Guarded Secret Work

Trusted elements inside the Trump Administration (who have been sworn to absolute secrecy, even ordered to flatly DENY the very existence of this material in order to maintain security) are being tasked to sort through, analyse and catalog all activities turned over by Russia; paying particular attention to any activity which resulted in violence, death or property damage, so as to be able to criminally prosecute ALL the Conspirators based on any end-result violence or property loss/damage. Whether the Conspirators intended such acts or not, the acts themselves “were a foreseeable consequence” of their efforts, thus making them ALL guilty.

Working from the top, these trusted elements inside the Trump Administration will take each effort and follow it down to the end results, documenting any acts of state-level violence, which thereby makes ALL participants in that entire effort subject to Conspiracy charges. Conspiracy is the likely charge as opposed to bringing Racketeer Influenced Corrupt Organization (RICO) cases, because RICO cases require predicate felonies which often had not occurred.

I asked if any of this evidence can actually be used in court since none of it was obtained via Warrant? I was told that ALL of it is admissible because the United States did not solicit the information and had no part in it being illegally obtained! Thus, there is no “fruit of a poison tree” to block admissibility!

Hal Turner Commentary

Literally HUNDREDS of ultra-wealthy and/or very high profile people are about to have their entire existence caught-up in the wheels of justice.

And as a person who has been caught-up in the wheels of justice myself, I can tell you those wheels may turn slowly, but they GRIND UP everything and everyone they encounter.

I am not yet privy to particular facts or incident covered by this material. I am told to expect to get information, but no time frame was told to me.

It seems as though the Putin-Trump meeting in Helsinki has, in fact, become the worst nightmare of a whole slew of people.

Prior to the summit, many people took extraordinary efforts to try to derail the meeting altogether.

After the meeting, those folks and their minions are making enormous noise about anything they can.

They’re worried they’re caught. They think they might be caught. I can report tonight, they are right to worry; they ARE caught!

They think that creating distractions through scandals will prevent them from being held accountable. It won’t.

The jig is up. The dominoes are about to fall.

Some of these people would do well to get their affairs in order and commit suicide. Because when the truth comes out about what they’ve been doing, and the things they’ve done, their world will be smashed by the legal system. Their entire existence, their fortunes and their family name will be ruined forever.

PROGRAMMING NOTE: This will be a major topic of discussion on WEDNESDAY, June 18, from 9:00-11:00 PM eastern US time (GMT -0400) on “The Hal Turner Radio Show.” You can listen via radio or right here in the Internet as the show airs LIVE. To tune-in by radio, select either WBCQ or WRMI worldwide shortwave. WBCQ transmits with 50,000 watts on frequency 7.490 AM. WRMI transmits with 100,000 watts on frequency 9.455 AM. To tune-in here on the Internet, click the LISTEN LIVE button in the menu bar above the main news section. Those links DO NOT GO LIVE until about one hour before my show begins. During that hour, I stream commercial-free music until my show starts. Don’t miss this extraordinary broadcast!

Pay Attention! Look at the money trail AFTER the foreclosure sale, by Neil Garfield

Pay Attention! Look at the money trail AFTER the foreclosure sale
Posted on July 3, 2018 by Neil Garfield
https://livinglies.wordpress.com/2018/07/03/pay-attention-look-at-the-money-trail-after-the-foreclosure-sale/

My confidence has never been higher that the handling of money after a foreclosure sale will reveal the fraudulent nature of most “foreclosures” initiated not on behalf of the owner of the debt but in spite of the the owner(s) of the debt.

It has long been obvious to me that the money trail is separated from the paper trail practically “at birth” (origination). It is an obvious fact that the owner of the debt is always someone different than the party seeking foreclosure, the alleged servicer of the debt, the alleged trust, and the alleged trustee for a nonexistent trust. When you peek beneath the hood of this scam, you can see it for yourself.

Real case in point: BONY appears as purported trustee of a purported trust. Who did that? The lawyers, not BONY. The foreclosure is allowed and the foreclosure sale takes place. The winning “bid” for the property is $230k.

Here is where it gets real interesting. The check is sent to BONY who supposedly is acting on behalf of the trust, right. Wrong. BONY is acting on behalf of Chase and Bayview loan servicing. How do we know? Because physical possession of the check made payable to BONY was forwarded to Chase, Bayview or both of them. How do we know that? Because Chase and Bayview both endorsed the check made out to BONY depositing the check for credit in a bank account probably at Chase in the name of Bayview.

OK so we have the check made out to BONY and TWO endorsements — one by Chase and one by Bayview supposedly — and then an account number that might be a Chase account and might be a Bayview account — or, it might be some other account altogether. So the question who actually received the $230k in an account controlled by them and then, what did they do with it. I suspect that even after the check was deposited “somewhere” that money was forwarded to still other entities or even people.

The bid was $230k and the check was made payable to BONY. But the fact that it wasn’t deposited into any BONY account much less a BONY trust account corroborates what I have been saying for 12 years — that there is no bank account for the trust and the trust does not exist. If the trust existed the handling of the money would look very different OR the participants would be going to jail.

And that means NOW you have evidence that this is the case since BONY obviously refused to do anything with the check, financially, and instead just forwarded it to either Chase or Bayview or perhaps both, using copies and processing through Check 21.

What does this mean? It means that the use of the BONY name was a sham, since the trust didn’t exist, no trust account existed, no assets had ever been entrusted to BONY as trustee and when they received the check they forwarded it to the parties who were pulling the strings even if they too were neither servicers nor owners of the debt.

Even if the trust did exist and there really was a trust officer and there really was a bank account in the name of the trust, BONY failed to treat it as a trust asset.

So either BONY was directly committing breach of fiduciary duty and theft against the alleged trust and the alleged trust beneficiaries OR BONY was complying with the terms of their contract with Chase to rent the BONY name to facilitate the illusion of a trust and to have their name used in foreclosures (as long as they were protected by indemnification by Chase who would pay for any sanctions or judgments against BONY if the case went sideways for them).

That means the foreclosure judgment and sale should be vacated. A nonexistent party cannot receive a remedy, judicially or non-judicially. The assertions made on behalf of the named foreclosing party (the trust represented by BONY “As trustee”) were patently false — unless these entities come up with more fabricated paperwork showing a last minute transfer “from the trust” to Chase, Bayview or both.

The foreclosure is ripe for attack.

Spread the word

WIKILEAKS Proves TRUMP IS RIGHT: Hacked Emails Include Info On Hillary’s Arming of Jihadists, Including ISIS

image: http://www.wnd.com/files/2014/07/obama-hillary-coffins-benghazi3.jpg

obama-hillary-coffins-benghazi

NEW YORK – The Obama White House and the State Department under the management of Secretary of State Hillary Clinton “changed sides in the war on terror” in 2011 by implementing a policy of facilitating the delivery of weapons to the al-Qaida-dominated rebel militias in Libya attempting to oust Moammar Gadhafi from power, the Citizens Commission on Benghazi concluded in its interim report.In WND interviews, several members of the commission have disclosed their finding that the mission of Christopher Stevens, prior to the fall of Gadhafi and during Stevens’ time as U.S. ambassador, was the management of a secret gun-running program operated out of the Benghazi compound.

The Obama administration’s gun-running project in Libya, much like the “fast and furious” program under Eric Holder’s Justice Department, operated without seeking or obtaining authorization by Congress.

WND reported Monday that in exclusive interviews conducted with 11 of the 17 members of the commission, it is clear that while the CCB is still enthusiastic to work with Rep. Trey Gowdy, R-S.C., chairman of the House Select Committee on Benghazi, and hopeful that Boehner is serious about the investigation, various members of the CCB, speaking on their own behalf and not as spokesmen for the commission, are expressing concerns, wanting to make sure the Gowdy investigation is not compromised by elements within the GOP.

The Citizen’s Commission on Benghazi’s interim report, in a paragraph titled “Changing sides in the War on Terror,” alleges “the U.S. was fully aware of and facilitating the delivery of weapons to the Al Qaeda-dominated rebel militias throughout the 2011 rebellion.”

The report asserted the jihadist agenda of AQIM, the Libyan Islamic Fighting Group and other Islamic terror groups represented among the rebel forces was well known to U.S. officials responsible for Libya policy.

“The rebels made no secret of their Al Qaeda affiliation, openly flying and speaking in front of the black flag of Islamic jihad, according to author John Rosenthal and multiple media reports,” the interim report said. “And yet, the White House and senior Congressional members deliberately and knowingly pursued a policy that provided material support to terrorist organizations in order to topple a ruler who had been working closely with the West actively to suppress Al Qaeda.”

The report concluded: “The result in Libya, across much of North Africa, and beyond has been utter chaos, disruption of Libya’s oil industry, the spread of dangerous weapons (including surface-to-air missiles), and the empowerment of jihadist organizations like Al Qaeda and the Muslim Brotherhood.”

http://www.breitbart.com/big-government/2015/11/30/benghazi-commission-obama-admin-gun-running-scheme-armed-islamic-state/

Christopher Stevens: ‘1st U.S. envoy to al-Qaida’

In the WND interviews, several members of the citizens’ commission, speaking for themselves, not for the commission, added important background to the interim report’s conclusion.

“In early 2011, before Gadhafi was deposed, Christopher Stevens came to Benghazi in a cargo ship, and his title at the time was envoy to the Libyan rebels,’ which basically means Christopher Stevens was America’s very first envoy to al-Qaida,” explained Clare Lopez, a member of the commission who served as a career operations officer with the CIA and current is vice president for research at the Washington-based Center for Security Policy.

“At that time, Stevens was facilitating the delivery of weapons to the al-Qaida-related militia in Libya,” Lopez continued. “The weapons were produced at factories in Eastern Europe and shipped to a logistics hub in Qatar. The weapons were financed by the UAE and delivered via Qatar mostly on ships, with some possibly on airplanes, for delivery to Benghazi. The weapons were small arms, including Kalashnikovs, rocket-propelled grenades and lots of ammunition.”

Lopez further explained that during the period of time when Stevens was facilitating the delivery of weapons to the al-Qaida-affiliated militia in Libya, he was living in the facility that was later designated the Special Mission Compound in Benghazi.

“This was about weapons going into Libya, and Stevens is coordinating with Abdelhakim Belhadj, the leader of the Libyan Islamic Fighting Group, other al-Qaida-affiliated militia leaders and leaders of the Libyan Muslim Brotherhood that directed the rebellion against Qadhafi as an offshoot of the Egyptian Muslim Brotherhood,” Lopez said. “Many of the individual members of the al-Qaida-related militias, including the LIFG, and the groups that would later become Ansar Al-Sharia, were Muslim Brotherhood members first.”

According to the interim report, as detailed by Lopez, a delegation from the UAE traveled to Libya after the fall of Gadhafi to collect payment for the weapons the UAE had financed and that Qatar had delivered to the Transitional National Council in Libya during the war.

“The UAE delegation was seeking $1 billion it claimed was owed,” the interim report noted. “During their visit to Tripoli, the UAE officials discovered that half of the $1 billion worth of weapons it had financed for the rebels had, in fact, been diverted by Mustafa Abdul Jalil, the Muslim Brotherhood head of the Libyan TNC, and sold to Qaddafi.”

According to information discovered during the UAE visit to Tripoli, when Jalil learned that Maj. Gen. Abdel Fatah Younis, Gadhafi’s former minister of the interior before his late February 2011 defection to the rebel forces, had found out about the weapons diversion and the $500 million payment from Gadhafi, Jalil ordered Abu Salim Abu Khattala, leader of the Abu Obeida Bin al-Jarrah brigade to kill Younis.

“Abu Khattala, later identified as a Ansar al- Shariah commander who participated in the 11 September 2012 attack on the U.S. mission in Benghazi, accepted the orders and directed the killing of Gen. Younis in July 2011,” the interim report noted.

Abu Khattala is currently in custody in New York awaiting trial under a Department of Justice-sealed indictment, after U.S. Delta Force special operations personnel captured him over the weekend of June 14-15, 2014, in a covert mission in Libya. Abu Khattala’s brigade merged into Ansar al-Shariah in 2012, and he was positively identified to the FBI in a cell phone photo from the scene of the attack on the U.S. mission in Benghazi.

The language of the interim report made clear why the sequence of events is important.

“The key significance of this episode is the demonstration of a military chain-of-command relationship between the Libyan Muslim Brotherhood leadership of the TNC and the Al Qaeda-affiliated militia (Ansar al-Shariah) that has been named responsible for the attack on the U.S. mission in Benghazi,” the interim Rreport concluded.

“What we have here is the Muslim Brotherhood leadership of the revolution giving a kill order to a Muslim militia affiliated with al-Qaida, which then carried it out,” Lopez summarized. “This chain-of-command link is important even though it has not yet received enough attention in the media.

A big ‘oh no’ moment

“After Gadhafi is deposed and Stevens was appointed U.S. ambassador to Libya, the flow of weapons reverses,” Lopez noted. “Now Stevens has the job of overseeing the shipment of arms from Libya to Syria to arm the rebels fighting Assad, some of whom ultimately become al-Nusra in Syria and some become ISIS.”

Lopez distinguished that “al-Nusra in Syria still claims allegiance to al-Qaida, while ISIS has broken away from al-Qaida, not because ISIS is too violent, but out of insubordination, after Abu Bakr Al-Baghdadi, the leader of ISIS, wanted to run his own show inside Syria as well as Iraq, thereby disobeying orders from al-Qaida leader Ayman Al-Zawahiri.”

She noted that in this period of time, after the fall of Gadhafi and before the Sept. 11, 2012, attack on the Benghazi compound, Stevens was working with Turkey to ship weapons out of Libya into Syria for the use of the rebels fighting Assad.

According to the authors of the bestselling book “13 Hours,” on Sept. 11, 2012, before the attack on the Benghazi compound started, Stevens had dinner with Turkish Consul General Ali Sait Akin. Stevens reportedly escorted the Turkish diplomat outside the main gate of the Benghazi compound to say good-bye to Akin at approximately 7:40 p.m. local time, before he returned to Villa C to retire for the evening.

Kevin Shipp, a former CIA counterintelligence expert who worked on the seventh floor at Langley as protective staff to then-CIA Director William Casey, again speaking for himself in his interview with WND, agreed with Lopez that the gun-running operation Stevens managed is a secret the Obama White House and Clinton State Department have sought to suppress from the public.

“The shocking part, maybe even a violation of international law that the Obama administration has been terrified to have fully revealed, is that Stevens as part of his duties as a State Department employee was assisting in the shipment of arms first into Libya for the al-Qaida-affiliated militia, with the weapons shipped subsequently out of Libya into Syria for use by the al-Qaida-affiliated rebels fighting Assad,” Shipp told WND.

“Very possibly, these gun-running activities could be looked at even as treasonable offenses,” he said.

Shipp further noted that in gun-running operations in which the CIA wants deniability, the CIA generally involves a third party.

“The way the CIA works is through a ‘cut-out,’ in that you get Qatar to transport the weapons and you facilitate the transport. So now the third party is to blame,” he explained.

“Qatar probably would have been able to pull this off without any attribution to the CIA if the Benghazi attack had not happened. The attack basically shed the light on this operation the White House, the State Department and the CIA were trying to keep quiet,” he said.

“The attack on Benghazi was a big ‘oh no’ moment.”

Read more at http://www.wnd.com/2015/01/generals-conclude-obama-backed-al-qaida/#LjDRDdqKSFTrrVx6.99

By Bruce Moyer: March 2015: The Most Powerful Court You Have Never Heard Of


Washington Watch | March 2015
By Bruce Moyer

Long The disclosures by Edward Snowden about the size and scope of the National Security Agency’s surveillance activities, both in the United States and abroad, has prompted a flurry of Congressional proposals aimed at reframing the foreign intelligence- gathering process. While the thrust of these proposals is aimed at the intelligence-gathering process itself, several would also alter the operations of the federal court in Washington that provides judicial oversight of intelligence gathering and, in fact, authorized the con- troversial NSA telephone metadata collection effort disclosed by Snowden.

The court we’re talking about is the Foreign Intelligence Surveillance Court, or FISC. Described by CNN as “the most power- ful court you have never heard of,” the panel plays a significant role in the sensitive balance of foreign intelligence-gathering and civil liberties. Established in 1978 by the Foreign Intelligence Surveillance Act (FISA), the FISC hears applications from the government and decides whether to issue orders approving certain electronic surveil- lance activities for foreign intelligence purposes. Another Article III tribunal co-located in Washington, the Foreign Intelligence Surveillance Court of Review (FISCR), reviews the rulings of the FISA court. Collectively these are referred to as the FISA courts.

Unique Among Federal Courts
The FISC is unique among federal courts in its narrow jurisdiction, the selection of its judges, and the secret conduct of its day-to-day operations. The Chief Justice of the U.S. Supreme Court plays an especially engaged role in the affairs of the court. The FISC’s 11 district court judges and review court’s judges are “designated” by the Chief Justice, foregoing the usual process of presidential appoint- ment and Senate confirmation. Similarly, the Chief Justice designates the chief judge of the FISC and the FISCR. The judges of both courts serve one term of seven years and are not eligible for a second term. Because of the sensitive nature of its docket, the FISC and the Review Court operate largely in secret and in a nonadversarial fash- ion. Since its creation in 1978, the FISC has operated primarily in an ex parte manner with the government as the only party presenting arguments to the court and seeking warrants approving of electronic surveillance, physical searches, the use of a pen register or a trap- and-trace device, or the access to business ecords for foreign intelligence and international terrorism investigations.

The FISC operates out of a secure location in the federal court- house in Washington, D.C. Each week, one of the eleven district court judges that comprise the FISC is on duty in Washington. Most of the FISC’s work is handled by the duty judge with the assistance of a small group of attorneys and clerk’s office personnel who staff the court. On occasion, judges outside of the duty-week rotation handle more complex or time-consuming matters, at the direction of the Presiding Judge.

The secret and nonadversarial nature of the FISC’s proceedings and the revelation of the court’s approval of the NSA telephone meta- data collection effort have spurred several Congressional proposals that would change some of the underlying practices of the FISA courts. The most controversial proposal involves the court’s appoint- ment of a special advocate when the court is considering a novel or significant interpretation of law. Other proposals would establish en banc panels of the FISC and would alter the voting rules of the FISC in an attempt to create a higher bar for the approval of government surveillance activities.

A Special Advocate Before the FISA Courts?
The appointment of a special advocate within the FISA courts has stirred the greatest controversy. The House last year passed legislation (H.R. 3361) giving the FISA courts substantial discretion to determine when to appoint an advocate, as well as decide the nature and scope of the assistance to be provided by the advocate. A broader Senate measure (S. 2685) last year would have more rigidly mandated the appointment of an advocate to make specific argu- ments involving privacy and civil liberties. The Senate bill stalled at the end of 2014, carrying the debate into 2015 with some urgency. Section 215 of the Patriot Act, which authorizes electronic foreign intelligence surveillance activities, expires on June 1.

Proponents of the appointment of a special advocate argue that the nature of a non-adversarial process prevents the FISA courts from hearing opposing viewpoints on difficult legal issues, especially ones involving privacy and civil liberty interests. The Federal Judiciary is not so sure. In a letter to Congress last year, Judge John Bates, then director of the Administrative Office of the U.S. Courts (and a for- mer FISC judge) embraced the House legislation’s approach, which imparts to the FISA court the discretionary authority to appoint an advocate, a power the court already inherently maintains. Bates criticized the Senate’s approach, which directs the FISC to appoint an advocate in certain kinds of cases. “… [W]e are concerned that insert- ing into FISA court proceedings an advocate with a statutory mandate to make specific arguments would raise substantial legal questions and impede the courts’ work without furthering the interests of privacy or civil liberties,” Bates wrote. Those questions involve separation of powers and judicial independence considerations.

FBA Panel Session on the FISA Courts
These concerns and the broader challenge of balancing national security, privacy, and civil liberties will be spotlighted at the FBA Mid-year Meeting on Saturday morning, March 28, in Arlington, Virginia, when an esteemed panel of judges, lawyers, and academics will debate the pros and cons of altering the FISA courts and their operations. Consult the FBA website for further details.

Bruce Moyer is government relations counsel for the FBA. © 2015 Bruce Moyer. All rights reserved.