“Once you understand what Trump is about, you’ll be able to appreciate the extraordinary presidency he’s conducting, like no predecessor ever came close to match.”

From:
Jim

Monday, November 18, 2019 5:23 AM
To: Undisclosed Recipients
Size: 626.5 KB

GettyImages-883267414-640x480
(Getty Images – 883267414-640×480)

Trump’s “Art of the Deal” – Bluffs to Succeed in International Poker
(Apparently, most people didn’t read the article below in the previous email, and didn’t get the realities of what he’s done.)

Trump wants to stop getting the US into wars, and wants to pull out of Syria and Afghanistan, even NATO,
but the Deep State / Neocons won’t let him.

So Trump Bluffs high-intensity threats to get world opinion against the threats,
then the US can’t destroy the country like they did Libya, Iraq, Afghanistan, etc.

N.Korea: “Rocket Man” then threats to blow it off the map, World Opinion aghast and says no, then Trump makes friends with Kim Jong Un.
Venezuela: threats to invade, World Opinion aghast and says no, then US doesn’t invade because world opinion against it.
Syria: Trump says we are leaving, but Deep State/CIA/Rothschilds say NO, so he blatanly says “We’re going to keep the Oil” – international opinion will force us out!
Bolivia: CIA did a coup to steal the Lithium there, but Trump can’t control the CIA, so he just flows with it to not be assassinated.
Israel: Trump recognized Jerusalem as Capital, and recognized Syria’s Golan Heights as theirs, then Gaza => Arab Hate against Israel festers
As stated in the article below:
“The controversial President has a much clearer agenda than anyone can imagine
on both foreign policy and internal affairs,
but since he has to stay in power or even stay alive to achieve his objectives,
his strategy is so refined and subtle that next to no one can see it.
His overall objective is so ambitious that he has to follow random elliptic courses to get from point A to point B,
using patterns that throw people off on their comprehension of the man.”
[so the media labels him as crazy – like a fox!!!]

“Once you understand what Trump is about,
you’ll be able to appreciate the extraordinary presidency he’s conducting,
like no predecessor ever came close to match.”

“he’s the first and only American President to ever address humanity’s worst collective flaw, its total ignorance of reality. Because medias and education are both controlled by the handful of billionaires that are running the planet, we don’t know anything about our history that’s been twisted dry by the winners, and we don’t have a clue about our present world. As he stepped in the political arena, Donald popularized the expression «fake news» to convince the American citizens, and the world population as well, that medias always lie to you. The expression has now become commonplace, but do you realize how deeply shocking is the fact that nearly everything you think you know is totally fake?”

“Media lies don’t just cover history and politics, but they have shaped your false perception on topics like economy, food, climate, health, on everything. What if I told you that we know exactly who shot JFK from the grassy knoll, that the foreknowledge of Pearl Harbor was proven in court, that the CO2 greenhouse effect is scientifically absurd, that our money is created through loans by banks who don’t even have the funds, or that science proves with a 100% certainty that 911 was an inside job? Ever heard of a mainstream journalist, PBS documentary or university teacher telling you about any of this? 44 Presidents came and went without even raising one word about this huge problem, before the 45th came along. Trump knows that freeing the people out of this unfathomable ignorance is the first step to overall freedom, so he started calling mainstream journalists and their news outlets for what they are: pathological liars.”

“Let’s make one thing clear: to the establishment, Trump isn’t mentally challenged, but he’s definitely seen as a possible nemesis of their world. Ever since he moved in the White House, Trump has been depicted as a narcissist, a racist, a sexist and a climate-skeptic, loaded with shady past stories and mental issues. Even though an approximate 60% of the American people don’t trust medias anymore, many have bought the story that Trump might be slightly crazy or unfit to rule, and the statistic climbs even higher when you get out of the USA. Of course, Donald isn’t doing anything special to change the deeply negative perception that so many journalists and people alike have about him. He’s openly outrageous and provocative on Twitter, he sounds impulsive and dumb most of the time, acts irrationally, lies on a daily basis, and throws out sanctions and threats as if they were candy canes out of an elf’s side bag in a mall in December. Right away, we can destroy one persistent media myth: the image Trump is projecting is self-destructive and it’s the exact opposite of how pathological narcissists act, since they thrive to be loved and admired by everyone. Donald simply doesn’t care if you like him or not, which makes him the ultimate anti-narcissist, by its psychological definition. And that’s not even up for opinion, it’s a quite simple and undeniable fact.”

My input:
(By Jim)
Trump is a businessman that wants to make America Great Again, and he doesn’t care to work on PR about himself.
Trump has to pick his battles, and I hate that he has caved to the Pharmaceuticals about Vaccines,
and is allowing 5G to grow, and is allowing big Corporations to encroach on our health and freedom.
But, as I see it, he is doing more to make America Great Again than any previous President, even Reagan,
but he has to be selective, or he will go the way of JFK, or get shot like Reagan, or things will happen to his kids.
I look at what he IS DOING INTERNATIONALLY, and hope he can correct some other things later.

If you don’t believe me, look at what they did to Democrat Tulsi Gabbard after she said we need to stop the Wars.
Trump has to allow himself to be a puppet of the Deep State/Neocons in general, to avoid assassination,
but when he rouses international opposition in the direction he wants, he gets what he really wants = out of the wars.

——– Forwarded Original Message ——–
Subject: Trump plans to enlighten and free the US from Deep State
Date: Sat, 16 Nov 2019 19:58:58 -0800
From: Jim

Trump plans to enlighten and free the US from Deep State
(As I said, Trump didn’t fake the oil-plunder in Syria. He didn’t fake that it was to “make the world safe for Democracy”.
Instead, he said “we will keep the oil”, to make the world mad at our blatant theft of Syria’s oil.
Trump has tried to get us out of Syria, but the Neocons won’t let him, so he broadcasts the theft instead of covering it up.)

Trump’s “Art of the Deal” is to keep from getting Assassinated, yet inform the People of “Fake News” and try to stop Imperialism, etc.
https://www.zerohedge.com/political/everything-you-need-know-about-trump-were-afraid-admit-you-wondered

His general plan exhales from one of his favorite mottos: «We will give power back to the people», because the United States and its imperialist web woven over the world have been in the hands of a few globalist bankers, military industrials and multinationals for more than a century. To achieve his plan, he has to end wars abroad, bring back the kids, dismantle NATO and CIA, get control over the Federal Reserve, cut every link with foreign allies, abolish the Swift financial system, demolish the propaganda power of the medias, drain the swamp of the deep state that’s running the spying agencies and disable the shadow government that’s lurking in the Council on foreign relations and Trilateral Commission’s offices. In short, he has to destroy the New World Order and its globalist ideology. The task is huge and dangerous to say the least. Thankfully, he’s not alone.

The timing is right for everyone to understand what Donald Trump is doing, and try to decrypt the ambiguity of how he is is doing it. The controversial President has a much clearer agenda than anyone can imagine on both foreign policy and internal affairs, but since he has to stay in power or even stay alive to achieve his objectives, his strategy is so refined and subtle that next to no one can see it. His overall objective is so ambitious that he has to follow random elliptic courses to get from point A to point B, using patterns that throw people off on their comprehension of the man. That includes most independent journalists and so-called alternative analysts, as much as Western mainstream fake-news publishers and a large majority of the population.

To start off, let’s clear the one aspect of his mission that is straightforward and terribly direct: he’s the first and only American President to ever address humanity’s worst collective flaw, its total ignorance of reality. Because medias and education are both controlled by the handful of billionaires that are running the planet, we don’t know anything about our history that’s been twisted dry by the winners, and we don’t have a clue about our present world. As he stepped in the political arena, Donald popularized the expression «fake news» to convince the American citizens, and the world population as well, that medias always lie to you. The expression has now become commonplace, but do you realize how deeply shocking is the fact that nearly everything you think you know is totally fake?

Media lies don’t just cover history and politics, but they have shaped your false perception on topics like economy, food, climate, health, on everything. What if I told you that we know exactly who shot JFK from the grassy knoll, that the foreknowledge of Pearl Harbor was proven in court, that the CO2 greenhouse effect is scientifically absurd, that our money is created through loans by banks who don’t even have the funds, or that science proves with a 100% certainty that 911 was an inside job? Ever heard of a mainstream journalist, PBS documentary or university teacher telling you about any of this? 44 Presidents came and went without even raising one word about this huge problem, before the 45th came along. Trump knows that freeing the people out of this unfathomable ignorance is the first step to overall freedom, so he started calling mainstream journalists and their news outlets for what they are: pathological liars.

He’s openly outrageous and provocative on Twitter, he sounds impulsive and dumb most of the time, acts irrationally, lies on a daily basis, and throws out sanctions and threats as if they were candy canes out of an elf’s side bag in a mall in December. Right away, we can destroy one persistent media myth: the image Trump is projecting is self-destructive and it’s the exact opposite of how pathological narcissists act, since they thrive to be loved and admired by everyone. Donald simply doesn’t care if you like him or not, which makes him the ultimate anti-narcissist, by its psychological definition. And that’s not even up for opinion, it’s a quite simple and undeniable fact.
Mighty Russia

Since Peter the Great, the whole history of Russia is a permanent demonstration of its will to maintain its political and economical independence from international banks and imperialism, pushing this great nation to help many smaller countries fighting to keep their own independence. Twice Russia helped the United States against the British/Rothschild Empire; first by openly supporting them in the Independence War, and again in the Civil War, when Rothschild’s were funding the Confederates to politically break down the nation to bring it back in the British colonial Empire’s coop. Russia also destroyed Napoleon and the Nazis, whom were both funded by international banks as tools to crush economically independent nations. Independence is in their DNA. After almost a decade of Western oligarchy taking over Russia’s economy after the fall of USSR in 1991, Putin took power and drained the Russian swamp. Since then, each and every move that he has made aims to destroy the American Empire, or the entity that replaced the British Empire in 1944, which is the non-conspiracy theory name of the New World Order. The new empire is basically the same central banking scheme, with just a slightly different set of owners that switched the British army for NATO, as their world Gestapo.

Until Trump came along, Putin was single handedly fighting the New World Order who’s century-old obsession is the control of the world oil market, since oil is the blood running through the veins of the world economy. Oil is a thousand times more valuable than gold. Cargo ships, airplanes and armies don’t run on batteries. Therefore, to counter the globalists, Putin developed the best offensive and defensive missile systems, with the result that Russia can now protect every independent oil producer such as Syria, Venezuela and Iran. Central bankers and the US shadow government are still hanging on to their dying plan, because without a victory in Syria, there’s no enlarging Israel, thus ending the century-old fantasy of uniting the Middle East oil production in the hands of the New World Order. Ask Lord Balfour if you have any doubt. That’s the real stake of the Syrian war, it’s nothing short of do or die.
A century of lies

Now, because a shadow government is giving direct orders to the CIA and NATO in the name of banks and industries, Trump has no control over the military. The deep state is a rosary of permanent officials ruling Washington and the Pentagon, that only respond to their orders. If you still believe that the «Commander in chief» is in charge, explain why every time Trump ordered to pull out of Syria and Afghanistan, more troops came in? As I’m writing this text, US and NATO troops pulled out of the Kurdish zones, went to Iraq, and came back with heavier equipment around the oil reserves of Syria. Donald has a lot more of swamp draining to do before the Pentagon actually listens to anything he says. Trump should be outraged and denunciate out loud that the military command doesn’t bother about what he thinks, but this would ignite an unimaginable chaos, and perhaps even a civil war in the US, if the citizens who own roughly 393 million weapons in their homes were to learn that private interests are in charge of the military. It would also lead to a very simple but dramatic question: «What is exactly the purpose of democracy?» These weapons are the titanium fences guarding the population from a totalitarian Big Brother.

One has to realize how much trouble the US army and spying agencies have been going through in creating false-flag operations for more than a century, so that their interventions always looked righteous, in the name of democracy promotion, human rights and justice around the planet. They blew up the Maine ship in 1898 to enter the Hispanic-American war, then the Lusitania in 1915 to enter WW1. They pushed Japan to attack Pearl Harbor in 1941, knew about the attack 10 days in advance and said nothing to the Hawaiian base. They made up a North Vietnamese torpedo aggression on their ships in the Tonkin Bay to justify sending boots on the Vietnamese ground. They made up a story of Iraqi soldiers destroying nurseries to invade Kuwait in 1991. They invented mass destruction weapons to attack Iraq again in 2003, and organized 911 to shred the 1789 Constitution, attack Afghanistan and launch a War on terror. This totally fake mask of virtue has to be preserved for controlling the opinion of the American citizens and their domestic arsenal, who have to believe that they wear the white cowboy hats of democracy.

So how did Trump react when he learned that American troops were re-entering Syria? He repeated again and again in every interview and declaration that «we have secured the oil fields of Syria», and even added «I’m thinking about sending Exxon in the region to take care of the Syrian oil». Neocons, Zionists and banks were thrilled, but everyone else is outraged, because the vast majority doesn’t understand that Trump is swallowing this pill solely for its after-effects. On this single bottle is written in fine print that «the use of this drug might force American-NATO troops out of Syria under the pressure of the united world community and flabbergasted American population.» Trump made the situation unsustainable for NATO to stay in Syria, and how he’s been repeating this deeply shocking, politically incorrect position clearly shows his real intention. He destroyed over a century of fake virtue in a single sentence.
Trump is a historical anomaly

Trump is only the fourth president in US history to actually fight for the people, unlike all 41 others, who mainly channeled the people’s money in a pipeline of dollars that ends up in private banks. First there was Andrew Jackson who was shot after he destroyed the Second National Bank that he openly accused of being controlled by the Rothschild and The City in London. Then there was Abraham Lincoln, who was murdered after printing his «greenbacks», national money that the state issued to pay the soldiers because Lincoln had refused to borrow money from Rothschild at 24% interest. Then there was JFK, who was killed for a dozen reasons that mostly went against the banks and military industries profits, and now is Donald Trump, who shouted that he would «Give America back to the people».

Like most businessmen, Trump hates banks, for the formidable power that they have over the economy. Just take a peek at Henry Ford’s only book, «The International Jew» to find out how deep was his distrust and hatred of international banks. Trump’s businesses have suffered a lot because of these institutions that basically sell you an umbrella, only to take it back as soon as it rains. Private banking’s control over money creation and interest rates, through every Central Bank of almost every country is a permanent power over nations, far above the ephemeral cycle of politicians. By the year 2000, these nation looters were only a few steps away from their planetary totalitarian dream, but a couple of details stood still: Vladimir Putin and 393 million American weapons. Then came along orange-faced Donald, the last piece in the puzzle that we the people, needed to terminate 250 years of the banking empire.
Techniques and tactics

Early in his mandate, Trump naively tried the direct approach, by surrounding himself with establishment rebels like Michael Flynn and Steve Bannon, then by annoying each and everyone of his foreign allies, shredding their free-trade treaties, imposing taxes on imports and insulting them in their face in the G7 meetings of 2017 and 2018. The reaction was strong and everyone doubled-down on the Russiagate absurdity, as it looked like the only option to stop the man on his path of globalism destruction. Predictably, the direct approach went nowhere; Flynn and Bannon had to go, and Trump was entangled in a handful of inquiries that made him realize that he wouldn’t get anything accomplished with transparency. He had to find a way to annihilate the most dangerous people on the planet, but at the same time, stay in power and alive. He had to smarten up.

That’s when his genius exploded on the world. He completely changed his strategy and approach, and started taking absurd decisions and tweeting outrageous declarations. As threatening and dangerous as some of these first looked, Trump didn’t use them for their first degree meaning, but was aiming at the genuine second degree effects that his moves would have. And he didn’t care about what people thought of him as he did, for only results count in the end. He would even play buffoon over Twitter, look naive, lunatic or downright idiotic, perhaps in the hope to impregnate the belief that he didn’t know what he’s doing, and that he couldn’t be that dangerous. He’s willfully being politically incorrect to show the ugly face that the United States are hiding behind their mask.

The first test on his new approach was to try to stop the growing danger of an attack and invasion of North Korea by NATO. Trump insulted Kim Jung-Un through Twitter, called him Rocket Man, and threatened to nuke North Korea to the ground. His raging political incorrectness went on for weeks until it sank in everyone’s minds that those were not good reasons to attack a country. He paralyzed NATO. Trump then met Rocket Man, and they walked in the park with the start of a beautiful friendship, laughing together, while accomplishing absolutely nothing in their negotiations, since they have nothing to negotiate about. Many were talking about the Nobel price for peace, because many don’t know that it’s usually handed to whitewash war criminals like Obama or Kissinger.

Then came Venezuela. Trump pushed his tactic a step further, to make sure that no one could support an attack on the free country. He put the worst neo-cons available on the case: Elliott Abrams, formerly convicted of conspiracy in the Iran-Contras deal in the ’80s and John Bolton, famous first-degree warmonger. Trump then confirmed Juan Guaido as his choice for president of Venezuela; an empty puppet so dumb that he can’t even see how much he’s being used. Again, Trump threatened to burn the country to rubbles, while the world community watched in awe the total lack of subtlety and diplomacy in Trump’s behavior, with the result that Brazil and Colombia backed away and said they wanted nothing to do with an attack on Venezuela. Trump’s medicine left only 40 satellite countries worldwide, with Presidents and Prime Ministers brain dead enough to shyly support Guaido the Jester. Donald checked the box beside Venezuela on his list and kept scrolling down.

Then came the two gifts to Israel: Jerusalem as a capital, and the Syrian Golan Heights as its confirmed possession. Netanyahu whom isn’t the sharpest pencil in the box jumped of joy, and everyone yelled that Trump was a Zionist. The real after-effect result was that the whole of the Middle East united against Israel, which no one can support anymore. Even their historical accomplice Saudi Arabia had to openly disapprove this huge slap in the face of Islam. The two Trump gifts were in fact back stabs in the Israel state, whose future doesn’t look too bright nowadays, since NATO will have to move out of the region. Check again.
As reality sinks in

But there’s more! With his lack of control over NATO and the army, Trump is very limited in his actions. At first glance, the outstanding multiplication of economical sanctions on countries like Russia, Turkey, China, Iran, Venezuela and other nations look tough and merciless, but the reality of these sanctions pushed those countries out of the Swift financial system designed to keep enslaving nations through the dollar hegemony, and they’re all slipping away from the international banks’ grip. It forced Russia, China and India to create an alternative system of trade payments based on national currencies, instead of the almighty dollar. The bipolar reality of the world is now official, and with his upcoming next sanctions, Trump will push more countries out of the Swift system to join the other side, while important banks are starting to fall in Europe.

Even in the political hurricane Trump is in, he still finds time to display his almost childish arrogant humor. Look at his grandiose mockery of Hillary Clinton and Barrack Obama, as he sat down with the most straight-faced generals he could find, to take a picture in a so-called «situation room» as they faked the monitoring of the death of Baghdadi somewhere he couldn’t be, exactly like his criminal predecessors did a long time ago with the fake Bin Laden killing. He even pushed the farce to adding the details of a dog recognizing Daesch’s fake caliph by sniffing his underwear. Now that you understand what Trump is really about, you will also be able to appreciate the show, in all of its splendor and true meaning.

«We have secured the oil fields of Syria». Indeed, with this short sentence, Trump joined his voice to that of General Smedley Butler who rocked the world 80 years ago with a tiny book called «War is a racket». Looting and stealing oil is definitely not as virtuous as promoting democracy and justice. What amazes me is those numerous «alternative» journalists and analysts, who know on the tip of their fingers every technical problem about 911, or scientific reality on the absurd global warming story, but still don’t have a clue about what Trump is doing, 3 years in his mandate, because they bought the mainstream media that convinced everyone that Trump is mentally challenged.

or those who still entertain doubts about Trump’s agenda, do you really believe that the obvious implosion of American Imperialism over the planet is a coincidence? Do you still believe that its because of the Russian influence on the 2016 election that the CIA, the FBI, every media, the American Congress, the Federal Reserve, the Democratic party and the warmongering half of the Republicans are working against him and are even trying to impeach him? Like most stuff that comes out of medias, reality is the exact opposite of what you’re being told: Trump might be the most dedicated man to ever set foot in the Oval office. And certainly the most ambitious and politically incorrect.
Conclusion

The world will change drastically between 2020 and 2024. Trump’s second and last mandate coincides with Putin’s last mandate as President of Russia. There may never be another coincidence like this for a long time, and both know that it’s now or perhaps never. Together, they have to end NATO, Swift, and the European Union should crumble. Terrorism and anthropogenic global warming will jump in the vortex and disappear with their creators. Trump will have to drain the swamp in the CIA and Pentagon, and he has to nationalize the Federal Reserve. Along with Xi and Modi, they could put a final end to private banking in public affairs, by refusing to pay a single penny of their debts, and reset the world economy by shifting to national currencies produced by governments, as private banks will fall like dominos, with no more Obama-like servant to bail them out at your expense. Once this is done, unbearable peace and prosperity could roam the planet, as our taxes pay for the development of our countries instead of buying useless military gear and paying interests on loans by bankers who didn’t even have the money in the first place.

If you still don’t understand Donald Trump after reading the above, you’re hopeless. Or you’re might be Trudeau, Macron, Guaido, or any other useful idiot, unaware that the carpet under your feet has already slipped away.

——————————————————————

The hierarchy of deep state escalation that will end in the attempted assassination of President Trump and engineered terrorism across America Tuesday, October 01, 2019 by: Mike Adams

trump-white-house
(Image: The hierarchy of deep state escalation that will end in the attempted assassination of President Trump and engineered terrorism across America)

The hierarchy of deep state escalation that will end in the attempted assassination of President Trump and engineered terrorism across America
Tuesday, October 01, 2019 by: Mike Adams
https://www.naturalnews.com/2019-10-01-hierarchy-of-deep-state-escalation-attempted-assassination-of-president-trump.html

(Natural News) The deep state is at war with America. The CIA is running an attempted coup, and all the CIA’s puppet “journalists” (actually nothing more than CIA-run media hacks) are all-in. The Democrats are betting everything that they can remove Trump from office and somehow avoid a popular uprising that would likely see millions of armed citizens taking action to defend this republic against the lawless deep state and its authoritarian rule.

You are witnessing the final chapter. The Democrats, CIA and media hacks are throwing everything at Trump in a last-ditch effort to remove him from office before the 2020 election, which the Dems know they cannot win (because Democrat ideas suck, and they have no ideas other than communism and handing out free stuff to everyone). Just today, lunatic Democrat congresswoman Maxine Waters called for President Trump to be “imprisoned and placed in solitary confinement,” probably so the deep state can pull a Jeffrey Epstein on him, where magically all the security cameras simultaneously malfunction while the prisoner is executed.

The fake news corporate media has abandoned any last shred of credibility and is now literally faking every “bombshell” about Trump, Ukraine, Russia and the so-called “whistleblower” (who is really nothing more than a CIA spy). In reality, all media hacks have become crisis actors who have been handed scripts by the CIA, and they are role playing those scripts to pretend like Trump has been caught carrying out heinous crimes… the very same crimes that Joe Biden actually committed.

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Crazed Democrats are obsessed with Trump, but they ignore the real issues facing Americans

This face off ends with just one party left standing. The Democrats cannot survive this if they do not decisively take out Trump, because in escalating this brazen, fabricated assault on our president, Democrats have demonstrated to all Americans that they don’t care about any real issues Americans are facing such as health care costs, the collapse of liberal cities and the growing power and corruption of the pharmaceutical industrial complex. Instead, Democrats are willing to watch America burn and collapse as long as they think they might be able to get Trump in the process.

Democrats have become terrorists, criminals and lunatics, and they have reached the point of insanity where they quite literally want to see this country burned to the ground rather than witness Trump win a second term.

Understand that this current “soft coup” against President Trump is just the beginning of what they have planned. If this soft coup fails, they have a plan of escalation that will ultimately reach the point where deep state criminals like John Brennan and Barack Obama attempt to carry out plans that include the assassination of President Trump. But that’s not even where this ends. If that fails, they have more moves in store for America, and all these attempts will result in the loss of innocent life. Bluntly stated, if Trump doesn’t order the arrest and prosecution of all these deep state traitors and CIA operatives — across Congress, the fake news media fiction factories and even the judiciary — they will unleash deadly terror and lawlessness across America in a desperate effort to reclaim authoritarian rule (while, of course, ordering the executions of all Trump loyalists).

“It may appear that the Democratic Party, furious over Hillary Clinton’s 2016 loss, is the driving force behind this ongoing attempt to remove Donald Trump from office, but at every turn we see the fingerprints of the CIA and its allies in the US deep state,” writes Ron Paul. “Brennan and his deep state counterparts James Comey at the FBI and former Director of National Intelligence James Clapper launched an operation, using what we now know is the fake Steele dossier, to spy on the Trump presidential campaign and even attempt to entrap Trump campaign employees.”

The deep state must be stopped, and that clearly includes Big Tech, the fake news “media” propagandists, and the corrupt sectors of the intelligence community (FBI, CIA, DOJ, State Dept.). If Trump doesn’t stop them, here is the escalation of tactics that will unfold as the radical Left unleashes war on U.S. soil:

Level 1: “Soft coup” attempt
https://www.brighteon.com/926124b7-bc2a-435a-8389-28f98cc21653

At this level, which you are witnessing right now, deep state spies and operatives inside the bureaucracy fabricate fake accusations against Trump while media crisis actors pretend they’ve found a smoking gun that doesn’t actually exist. By whipping up mass hysteria via the CIA-run media, Democrats hope they can trick America into going along with the impeachment of Trump by accusing him of carrying out the corruption crimes that Joe Biden actually executed.

Level 2: Criminal framing attempt using crisis actors

If the soft coup fails, the same deep state operatives and crisis actors (Brennan, Comey, McCabe, Obama, Clinton, etc.) will fabricate fake financial documents and pretend that Trump committed a vast array of financial crimes. The documents will be as fake as Barack Hussein Obama’s birth certificate which, of course, was Photoshopped into a 17-layer digital file with bits and pieces switched together from various scans of old documents.

The Obama deep state has extensive experience fabricating fake documents, and they will put those skills to use in trying to frame Trump for criminal behavior that he didn’t commit. Remember, trust nothing reported by the media. They lie about everything. They are just “following orders,” after all, handed to them by the CIA.

Level 3: Area effect “terrorism” that attempts to injure or murder Trump

When the criminal framing attempts fall flat, the deep state Democrats will ratchet up their plans to a “hot” phase of the civil war. In this phase, operatives run by the FBI — all of whom have extensive experience planning and carrying out acts of terrorism across the United States — will go live with “area effect” attacks that attempt to kill President Trump with nuclear, biological or chemical attacks.

Notably, this level of desperation by the deep state equals that of the staged 9/11 attacks which were of course planned and carried out with the authorization of the very same deep state that’s now trying to destroy Trump. That’s why building 7 was rigged with explosives months in advance, as is now admitted by a senior analyst at CNBC.

It’s also why the Pentagon launched a cruise missile at the Pentagon building, then the media tried to gaslight the entire nation to falsely claim the Pentagon was struck by a commercial passenger jet. Yet amazingly, there was no wreckage from a passenger jet found at the scene. Not even a seat cushion or a scrap of metal from a wing. That’s because the Pentagon wasn’t hit by a passenger jet. It was the FBI that confiscated all the hundreds of surveillance videos from across the region, burying all video evidence of the cruise missile that actually struck the building, just as planned.

This is important to note because if there’s a rogue faction inside the Pentagon that’s still controlled by Obama loyalists, they could literally launch a cruise missile at the White House then gaslight the entire nation to claim it was an act of terrorism from “white nationalists” or something similar. They can make up anything and push it out as “authoritative news,” even if it’s complete fiction.

The most likely area effect weapon, however, is a dirty bomb using cesium-137, a radioisotope that’s deadly in very small quantities. It’s a blue powder, and because the half life of Cs-137 is so short (about 29 years), it gives off an enormous amount of ionizing radiation every second. The Democrat deep state is already well versed at carrying out assassinations and executions of political enemies (Seth Rich, anyone? Andrew Breitbart?), so they already know how to mix Cs-137 into other products to make, for example, car bumpers out of it. Or a painting, or a dinner plate, etc. For this reason, Trump’s security team had better be carrying out portable radiation meters to make sure they can whisk the president out of the way should ionizing radiation be released by the deep state.

For the record, I am the patent holder of an invention called Cesium Eliminator, which is a formula that removes radioisotopes of cesium from the digestive tract. My ISO-accredited mass spec laboratory also runs ICP-MS equipment which can detect Cesium-137 and, frankly, almost any isotope of any radioactive substance. The sensitivity of the instrument is so high that we still see echoes of uranium isotopes released during above-ground nuclear testing carried out by the United States and other nations. If anyone from the Trump administration needs private testing of food, water, clothing, hair or other substances, we can carry that out with total privacy, with rapid turnaround (just a few hours after receiving the sample). We are also experts in food and water contamination, and we run a mass spec time-of-flight instrument that can detect unknown chemicals via accurate mass determination, which is useful if you suspect something has been poisoned but you don’t know which poison was used. From ICP-MS-TOF scans, we can derive chemical equations of poisons and other contaminants, even if we have no idea what molecular masses to look for at the start.

Getting back to the war against President Trump: Deep state terrorists may also attempt chemical attacks or biological attacks. Biological attacks are far more complex in terms of sourcing the weaponized strains, so the more likely weapon delivery system is a chemical attack or a dirty bomb nuclear attack. Chemical attacks could include drone-delivered aerosolized fentanyl, for example, which is nearly impossible to defend against in you’re out in the open. One breath and you’re dead. It’s worth noting that a lot of the methods of weapon delivery in the future of warfare — including deep state warfare against America — will be conducted via drones. This could include small-scale dirty bomb packages delivered by drone and detonated in open spaces to rain down highly radioactive material onto the target zone. Think Chernobyl, but smaller.

Note than in all these scenarios, thousands or even tens of thousands of Americans will be killed in the process. But as we learned with 9/11, this has never stopped the deep state before. If they have to nuke a U.S. city to take out Trump in the process, they will not hesitate to do so (as long as they can blame Trump and gun owners, of course).

It’s worth repeating this so that you get it. The Democrats and their deep state handlers are truly at war with America. There’s nothing they won’t do. The FBI is, as we have exhaustively documented, is a straight-up terrorist organization, and the FBI ran the murders of JFK, RFK and MLK, Jr., as well as running the Oklahoma City bombing and taking part in the 9/11 cover-up. Nearly all the acts of mass destruction and terrorism that you learned about in U.S. history were actually carried out by the deep state itself, always for political purposes. Oklahoma City, for example, was run under President Clinton to try to take out Rush Limbaugh and censor conservative talk radio. 9/11 was carried out to expand the very same domestic surveillance powers which Obama and Clinton weaponized against Trump. JFK was taken out because he threatened to end the Federal Reserve and bring the money supply back under the control of the U.S. Congress. Dr. King was assassinated because he preached racial peace and unity instead of violence and hatred. The list goes on…

It’s not just present-day events that are being staged and faked by crisis actors, in other words; it’s the entire post World War II history of the United States. The deep state has been running this show for 75 years, and they won’t give up power without waging war on the outsider (Trump) who threatens them.

Level 4: Direct assassination attempt to murder Trump

When all the other attempts fail, a direct assassination attempt will be leveled against Trump, but it will of course be made to look like a death by natural causes in order to suppress a patriot uprising. If Trump is killed via a shooting or some similarly violent attack, that will be the tipping point for American patriots to self-activate and rise up against the corrupt, criminal deep state and the Democrat traitors across the country. So the deep state will attempt to make the assassination look like an accident or a natural death, and of course the autopsy will be covered up, the body will be cremated and all evidence will be swept under the rug as quickly as possible.

After all, they took out JFK and got away with it. And RFK, too. The deep state can murder presidents and get away scot-free because the media will gaslight the American public and follow the CIA propaganda scripts. The only thing different today is the existence of the independent media, which is precisely why InfoWars, for example, is under extreme lawfare assault and demonetization attacks. The only way the deep state can achieve success with its gaslighting operations is if the independent media is taken offline. That’s why they are infuriated that the indy media has been so resilient, to the point where we are launching our own platforms to compete with YouTube, for example. Just as I have launched Brighteon.com, Alex Jones now has Banned.video. Both platforms dare to allow people to tell the truth about world events, despite the censorship attempts by the establishment.

Level 5: Unleashing planned invasion of America with Chinese and UN troops

Finally, if the direct assassination attempt fails, the deep state will unleash an international war that will invite Communist Chinese and U.N. troops to invade and occupy the United States through California and the Southern border, respectively.

Calif. Governor Newsom has already sold out to the Chinese and will no doubt welcome a communist Chinese invasion of California, granting millions of Chinese troops a beachhead on California soil. The lunatic left-wing Democrats in California will cheer at first, at least until the Chinese troops begin raping, pillaging and mass murdering the residents of Los Angeles as they sweep eastward. (Note to California libtards: Communism sounds awesome until it arrives at your door. Then it’s murderous.)

Should this scenario happen, patriots in rural California, Oregon, Nevada and Arizona will not only engage and disrupt Chinese military operations; they will also seek out and remove all the collaborators (i.e. Democrats who went along with the invasion). Dave Hodges at TheCommonsenseShow.com covers this scenario in great detail in his excellent reporting which is based on sources in the intelligence community. Read The Russian Scissors Strategy Part 1 and Part 2 for an overview of the multinational invasion of the USA that’s being planned with the help of Obama and other traitors.

https://www.brighteon.com/e81906b5-4068-4440-bcd6-b6f68d639bb8

Along the U.S. Southern border, U.N. troops will invade Texas, New Mexico, Arizona and California, deploying all those U.N. armored personnel carriers you’ve seen shipped across the country on trains. The goal will be the complete occupation and control of pro-Trump regions of the country, which include Middle America and most western states. Should such an invasion occur, patriots in Texas and elsewhere will engage these United Nations invading forces with extremely effective disruption / guerilla tactics that they learned in the United States military. Texas alone has over a million retired veterans who are highly capable, deeply determined and extremely well-equipped.

Even a few hundred thousand blue helmets far from home, spread out along difficult supply lines and unfamiliar territory, are no match for retired U.S. Marines, special forces, Army and police SWAT. Add to that the massive firearms and ammunition supplies that have been stockpiled by citizens across millions of private homes and businesses across the western states, and you have an unwinnable war for UN forces, who will be confronted by long range engagements by patriots who grew up hunting deer and other game at long distances. For a Texan, engaging an enemy UN soldier at 500 yards doesn’t even require any effort. And Texas residents already own large caliber weapons used for hunting purposes, such as 300 WM, or 338 LM, or even 50 cal platforms such as the Barrett, which can disable UN vehicles with a single shot. (Because 660 grains of hot lead slices right through engine blocks…)

https://www.naturalnews.com/2019-10-01-hierarchy-of-deep-state-escalation-attempted-assassination-of-president-trump.html

Prepare for massive, nationwide disruptions: Grid down, fuel shortages, food lines, left-wing riots
You’ll notice that in several of the scenarios described above, there will be extensive disruptions of the basic infrastructure of modern society. Even if you don’t live in cities where riots and lawlessness will occur (i.e. liberal-run cities), you are likely to experience the ripple effects of infrastructure disruptions. Those may include temporary disruptions in the power grid.

JohnyMac at AmericanPartisan.org has published an excellent new article that discusses the importance of realizing that your comms will go down when the grid goes down. This means you won’t be able to communicate by phone, or internet or any common carrier. What will continue to work? Radio frequencies, of course, which is why HAM radio operators and technicians will rule the recovery.

As JohnyMac asks:

Once your electrical substation goes down communication along with other things that electricity provides will be gone too. What is your plan to generate enough electricity to keep your furnace going, freezers freezing, and communications happening? Certainly, if you have a generator and plenty of fuel you and your family can survive but, all the power in the world at your home will not allow you to communicate blocks away let away states away if the cell towers have no power. What is your communication plan post a grid down situation and the backup generators at the cell towers run out of fuel?

If you don’t have communications gear, you’re basically screwed in this type of situation. To get up to speed quickly, go take one of the Brushbeater courses, held in North Carolina.

I also mentioned in a previous article that if you don’t have night vision gear, you’re screwed again, since night time is when all the troublemakers come out to try to steal your supplies or just flat-out kill you so they can occupy your home. ReadyMadeResources.com has a solid selection of night vision devices and is run by patriotic Americans.

If you’re looking for food supplies, we’ve got our ever-popular Ranger Buckets at the Health Ranger Store. (Which are currently sold out, but we’re ramping up another production run.) These are certified organic, lab-tested, long-term storage food staples that can be made into hundreds of different recipes. You’ll want to stockpile some olive oil, lard or coconut oil in addition to what’s in the buckets, by the way.

I also noticed that Defense Distributed Ghost Gunner machines are sold out until 2020. This means Americans are buying them like crazy and making their own homemade firearms to get ready for a foreign invasion, authoritarian rule or Antifa-ignited civil war. This also means Americans have no plans to surrender their firearms. If anything, they’re making more.

It’s pretty clear the American people are fed up with being ruled by an authoritarian deep state cabal of treasonous actors. Americans are tired of media lies and blatant propaganda being spewed forth by CNN and NBC (Nothing But Communism). The American people are going to see this through, and they’ve decided that defeating the Democrats is the only way to preserve this nation.

Be prepared for anything, because it’s false flag season in the minds of deep state Democrats. Watch for mass shootings, explosives, chemical attacks, dirty bombs, engineered social chaos, fake news crisis actors, extreme censorship and possibly even a Democrat-run foreign invasion of U.S. territory. There’s nothing they won’t try to topple Trump. Which means you need to be ready for anything to occur.

Ultimately, the only way to save America is to tear down the FBI, CIA, DOJ and State Department, then start over with strict government budget limits that force the federal government to shrink by 95%. Only then will the American people ever be safe from tyranny. It’s time to drain the swamp, and Trump is the only person in Washington D.C. who seems to be willing to pull the drain plug.

Stay informed. Keep reading this website for details as these events unfold. If we are taken offline, it means the deep state is actively moving forward with its assassination and invasion plans. Stay on high alert at all times, and watch your six.

Stand by for stand by.

Seth Rich Murder Revealed by TrumpWhistleblower Who Tells All! Boom!

seth-rich

Seth Rich Murder Revealed by Whistleblower Who
Seth Rich Murder Revealed by Whistleblower Who Tells All! Boom!
Monday, September 30, 2019 20:58
By Glenn Canady
Contributor profile
https://beforeitsnews.com/alternative/2019/09/seth-rich-murder-revealed-by-whistleblower-who-tells-all-boom-3701212.html

A whistleblower with deep connections within government dropped bomb after bomb in this broadcast from BeachBroadcast.com The first video is the entire interview which is a must listen while the second video is a summary of the hot details. Get this everywhere patriots! It’s HUGE! Alex Jones is refusing to report it because it’s not HIS story of course as usual! Put heat on Jones at showtips@infowars.com and tell him no more product sales if he censors this story! He should bring on the people who did this interview and John but I’ll bet any patriot $100 he won’t! This story is like something out of a movie!

Summary Video

Here’s some of the stuff covered.

In one part the whistleblower named “John” talks about how the FBI runs the terror attacks on America by pushing people they have infiltrated to do them! Just like the first WTC bombing! And when these attacks are planned the FBI asks, “What’s the spread?” which means how many civilians can we kill. They want maximum body counts! If there won’t be enough body bags they aren’t interested! This is the sick evil government we have now! And if any of you don’t support Trump and still vote democrat after learning all this stuff in this interview you’re evil too because you support killing God’s babies!

Rod Rosenstein was a cleaner who was busy sweeping up all the DOJ dirty secrets so Trump couldn’t find out about them and he was involved of course with framing Trump for the Russia hoax. Rod Rosenstein reaches out to the black hats, DEA, DOJ, ATF, Secret Service and a hit man for help! Rosenstein creates a thumb drive that will be switched with the real Seth Rich thumb drive when they take him out so when it’s found on Seth Rich’s body they can use this bogus information they put on there to frame Trump! Comey, McCabe and Rosenstein were all involved in this effort to frame Trump using this bogus thumb drive put on Seth Rich after they killed him and took his thumb drive! We’re three years in and not ONE person has every gotten in trouble at all for anything! It’s outrageous!

The DEA reaches out to the hit man who reaches out to the MS-13 gang who get two guys to do the dead. These two MS-13 members were originally supposed to badly beat up Seth Rich but he fought back and they had to shoot him. They did take the thumb drive and gave it to a guy named “Rosie” at the DEA. The MS-13 members originally drove to Seth Rich’s house from South Carolina on stolen tags and when “Rosie” at the DEA found out, he was beyond livid!

Seth Rich was still alive when he got to the hospital. There were two people that arrived at the hospital to make sure Seth Rich didn’t talk – Donna Brazille and DC Mayor Muriel Bowser! Two weeks after Seth Rich was killed, Donna Brazille becomes the DNC chair!

Meanwhile, “Rosie” from the DEA is so mad at the MS-13 assassins because they drove to DC with a stolen tag that drives to South Carolina and kills them himself! (Note by Glenn: I absolutely remember the news story about the MS-13 gang members killed in South Carolina) I had a feeling this was connected because it happened so fast after the Seth Rich murder. I knew it was probably somebody tying up loose ends.)

On his way to South Carolina, “Rosie” switches out of his government car and into his wife’s white car. His wife had an Easy Pass in the car and there was a photo taken of the car as it passed through the toll booth. This whistleblower knows where this photo exists but nobody in government is helping him! He’s been to see Nunes and nothing has happened yet because it’s been stopped by other people at every turn!

This whistleblower “John” went and approached a group of people within government to give them all this information! But surprise they were cockroaches too and they did nothing! They held on to the information for over two years! This group tried to take “John’s” name completely out of the information packet and put their names on it. They wanted to take credit for it all! Then they started offering $100,000 bribes to John to give them more information! John didn’t want anything for it!

Devin Nunes offered John secret service protection but this “group” stopped it! The then got the secret service protection authorized again for John but Rod Rosenstein shut it down when he was still there! John knows where this Seth Rich drive is! He knows everything! He’s a hero! John needs protection so I’m asking all patriots to send this story viral and get everybody you know to tweet Trump @potus and @realdonaldtrump! Go for it BeforeitsNews patriots! Let’s see what you can do with this story! May the light of God light up this story over the next 24 hours! I’m also asking all patriots to pray right now that this story reaches Trump!

America Is Changing Rick Sapp – 09/27/2019

Rick-CCR-Featured-9-27-19

America Is Changing
Rick Sapp – 09/27/2019

America Is Changing

In 13 months, we will defeat and send into well-deserved obscurity most of the violently anti-gun, anti-American candidates who are monopolizing the airways with whining. And good riddance.

But all of the “issues,” real or invented, that O’Rourke, Booker, Klobuchar, Castro, Harris and the rest are blathering about today will remain with us for many years. The vehemence of their attacks on America has, I believe, begun to change and divide this democratic republic permanently.

* How do we stop Planned Parenthood and find good homes for the 330,000 babies the organization murders every year?
* How do we end the “my-way-or-the-highway” attitude that has brought our government to a halt?
* How do we convince millennials that without viable borders, we will have chaos?
* How do we remind everyone who is not already a millionaire that capitalism offers a chance — the only chance in the world — to join that exclusive club?
* How, with the study of history dropped in favor of STEM studies, do we show that differences between rich and poor are part of every civilized society … and that this is a good thing?
* How do we address the basic issues that cause individuals to pick up a weapon and indiscriminately harm others?

The Use of Weapons in Society

We in the concealed carry community may be interested in all of the above issues, but we have a special concern about the use of weapons in our society.
Two banned novels with colorfully illustrated book covers: The Man Who Would be King by Rudyard Kipling and Robinson Crusoe by Daniel Defoe

Banned-300x248

Because they present history at variance with the lens of political correctness, many classic books and writers are now banned from school and public libraries. (Rick Sapp photo)

Whether we find ways to reduce violence in America or not, whether there is an “epidemic of gun violence” as the buffoon candidates screech or not, if the Socialist left wins elections, we will find our firearms options severely limited. Should the screechers come to power and dominate politics in America (as they do the mass media now), the Second Amendment will not stand.

The fact that these “leaders” do not understand the difference between a semi-automatic and a tank or between a hair clip and a semi-auto magazine won’t stop them from implementing anti-gun agendas. Neither will their anti-gun agendas, if fulfilled, put a dent in violence in America.

What’s to Be Done?

We must address two factors to make a dent in America’s “epidemic of gun violence.” First, we must strengthen our mental health community and insurance support for counseling and intervention. Second, inner-city communities with high rates of gangs and violence must recognize that violence is a cultural issue and can only be solved within the culture. The imposition of programs, outreach and activism of all sorts will fail unless communities accept the responsibility to teach their children that the “culture of violence” is unacceptable.

The concealed carry community is part of the great silent majority who live in “fly-over land” between the coasts. But we can ill afford to be silent as the Socialist left reshapes our country. In the end, the attack on guns, religious faith and fundamental American principles is an attack on us. It’s personal. America may very well be changing, but this is a culture war. And we cannot afford to lose.

About Rick Sapp

Richard “Rick” Sapp was a U.S. Army infantry platoon leader until recruited to the 66th Military Intelligence Group. There, he worked with the West German KRIPO (Criminal Police) at Czechoslovakian border stations during the Soviet invasion of 1968.

Returning to the U.S., he earned a Ph.D. in social anthropology after studies at the U.S. Air Force Academy, Catholic University of America and the University of Florida, following which he moved to Paris, France, for a year.

After four years with the U.S. Fish & Wildlife Service, he turned to journalism and freelance writing, specializing in outdoor features. His journalism experience includes newspapers and magazines. He has authored more than 50 books for a variety of international publishers.

Rick is married and lives in Florida.

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Janet McDonald
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If there is enough tinkering with the voting booths, Trump may not be re-elected. That is what fears me. Last elections showed that it is not that hard for “them” to screw with the voting machines. “They” did not think that Trump would get so many votes, and “they” were very ill prepared. This time “they” know that Trump is going to get the votes, so if they cannot destroy him before elections, I feel “they” will see he don’t get elected, at any cost.

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Extremely Handsome Herb • 4 hours ago
Does no $hyt ring a bell in regard to the title of the article? And yes, people are very stupid, in fact, the more stupid you are the more likely you are to get into politics, Mr. Trump excepted.

For all of the do gooders we have in this Country facts make no difference, crime is down with the exception of about 4 Cities, and no they will never understand, because they do not want to understand. If they every bother to learn what they are talking about then they will think like us, and us is who they are against, so why would they ever want to be like us?

You have to keep in mind that the best job these people will ever have is to be elected to some office. And the only better job is to run for a higher office, these people will do anything to keep their job and will set their own mother on fire for a better job. There is no lie too great, no trick too dirty, whatever they can get away with is just fine. Every other person on the planet is expendable as long as they get elected.

Why would you spend $1 Billion to get a job which pays less than $450.000.00, it does not make any sense, but take a look at Uncle Joe, his whole family has been enriched by his being elected to every office which he has ever held and he cannot even find his way home all by himself.

We had better hope things change, but I mean for the American People to actually wake up to the facts which are very simple to find, you only have to be willing to learn and that my friends is why change is so very hard!

Semper Fie

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Steve H. • 6 hours ago • edited
They won’t just stop at the 2nd amendment, that is just the beginning. When that falls we will be unarmed, then they will take the 1st then the 4th………. Not on my watch!

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Frederick Davison • 7 hours ago
It isn’t the guns that they are after. It’s control! Plain and simple they want total control over the people of this great nation.

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John Kaline Frederick Davison • 5 hours ago
I’ve said it several times before, but those FEMA camps were put in place for some particular purpose, and it’s never been satisfactorily explained or proved to the general public who may soon become those camp occupants. If you just look around, I believe the state and federal governments already have all power they believe they need to exercise martial law and simply collect all the firearms the FFLs were required to keep records on about who and where they are presently located. Label me paranoid, but I still believe it.s better to be prepared than not.

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Juke 1751 John Kaline • 4 hours ago
NM has a large FEMA camp under the quise of holding illegal aliens.

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Frederick Davison John Kaline • 5 hours ago
That’s why it’s nice that I had a boating accident and lost ALL of my firearms

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GuitarsNguns • 8 hours ago
Just two years ago these same Dems were saying “nobody wants to take your guns we just want common sense gun laws”. Today they want to take our guns. We all know that this was their plan all along but now they are not hiding it and much to the chagrin of the establishment Democrats, they are saying it. We need to teach these little socialists a lesson by soundly defeating their sorry butts in the upcoming. I don’t worry much about Mr Trump getting re-elected but we all need to work to take back the House and increase our lead in the Senate where there are a half dozen RINOs we just can’t trust. If we can do this we will set the progressive movement back 20 years.

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Clark Kent • 8 hours ago
HOORAY for the ‘my way or the highway’ attitude that has brought our government to a halt! ‘Be thankful we’re not getting all the government we’re paying for’ – Will Rogers.

Short-Term Pain, Long-Term Wonder Foreclosure.com Scholarship Program Winning Essay 2017, (Grand Prize)

You know, I just read the following article, and see that the “Millennials” are being brain washed. Goldman Sachs said back around 2008 “Only the rich should own houses, everyone else should be renting”. Sorry, I am still looking for the article wherein I quoted from. I will find it, I used that in a brief.

I knew that meant trouble. Even with foreclosure hell in the middle of its heyday, it still meant something. Not long after that, people being foreclosed upon, began being offered the chance to rent the house that they just lost.

Now, these third party entities popped up almost over night, and instead of the properties at foreclosure, reverting back to the lenders, these third parties now purchase at foreclosure auctions. Then they offer to rent you your house, or take you to magistrate court and have your thrown out, instead of the banks having to do that.

Funny thing, if you research most of these third parties, back far enough, the banks own them too, so still the same thing, just different names. Nevertheless, I could not help but post the article. It is obvious that “they” want us all in little apartments in and around the cities, easier to control “us”. I just had not realized that they were in the progress of brain-washing the Millennials into not even wanting to own a house.

Read the article:

Short-Term Pain, Long-Term Wonder
Foreclosure.com Scholarship Program Winning Essay 2017, (Grand Prize)
https://article.foreclosure.com/short-term-pain-long-term-wonder-82f82b90ff52
Go to the profile of Foreclosure.com Staff
Foreclosure.com Staff
Feb 28, 2018
By Jack Duffley | University of Illinois At Urbana-Champaign

foreclosure-kid
(photo from https://article.foreclosure.com/short-term-pain-long-term-wonder-82f82b90ff52)

In the gleeful times of 2005, my parents decided, like so many others, that it was time to “upgrade.” They sold our smaller home on the other side of town, which had appreciated nicely, and bought a 3700 square foot behemoth in a town with already exorbitant property taxes. My younger brother and I were thrilled to finally have a basement, our own rooms, and even a concrete basketball court in our backyard! All eight-year-old me knew was that things were going to be a whole lot more comfortable from there, and my optimistic parents seemed to think the same.

Jack Duffley | University of Illinois At Urbana-Champaign
The year is 2017, and my parents have only just now reached the equity levels in the house that they started with over a decade ago, nearly one-hundred-fifty mortgage payments later. However, after being bombarded by extremely high taxes for that entire time, they are essentially underwater on the property, but see little choice but to hang on for dear life until equity recovers just a bit more before they abandon ship. A thin retirement plan, mostly resting on the house, has forced their hand.

My parents’ story is in no way unique; millions of Americans who purchased homes before the 2008 recession have faced similar dilemmas, often worse than theirs. Many had no choice but to foreclose during the worst of it. After all, the homeownership rate has declined almost 5 points nationwide since the recession.[1] If anything, they can be considered lucky, yet they are still stuck in the mud. Their children, on the other hand, are now at their own fork in the road: to be [a homeowner] or not to be.

And, all things considered, they are often choosing not to be. The census shows a stark dip in homeownership among those under the age of 35 of almost 10 percent, lowering significantly from its peak pre-recessionary levels of 43 percent to a dismal 34 percent. At the same time, rental vacancy rates nationwide fell from over 10 percent to less than 7 percent as more people turned to renting, millennials especially.[2] Why is this happening?

Aside from the obvious fear of the failure that their parents faced, millennials are renting more as they define their own unique lifestyle. Millennials, in ever increasing numbers, are focusing on “living now.” They are choosing to move into urban areas in particular. As a predominantly liberal group, and with large cities tending to lean left, this is partially due to political forces. The majority, however, is due to lifestyle conveniences that come with a city: multiple options for transportation and not needing to own a car, proximity to cultural events and nightlife, and, especially with the decline of the suburbs as retail simultaneously sinks, a more positive future economic outlook. They more readily take the loss in living space for these benefits than their previous generations did.

At the same time, a growing number of millennials are facing burdensome student loan debt. Rather than come out of college with pristine back-end ratios primed for a hefty mortgage, they are handcuffed by the debt that they have amassed in their early twenties. As the Pew Research Center has noted, 37 percent of people under the age of thirty have student loan debt. They contribute to the $1.3 trillion in student debt, leverage that could presumably be used for a mortgage or some other useful credit if it were not locked up already.[3] Millennials are trying to increase their earning power by going to school so that they have the opportunity to advance economically, but it is simultaneously holding many of them back via years of extra debt — debt that is notably not going to a physical asset.

What does this mean for real estate? For the single family home market, it spells disaster, at least in the short term. Grant Cardone, one of the premier real estate investors in the world, calls homeownership a “scam,” and emphasizes that renting over homeownership among young people is becoming more and more popular. He notes that there is a huge need for affordable rentals as millennials deviate away from single family homes. Cardone is always one to advocate renting as a more advantageous and flexible lifestyle choice, and, as it has been mentioned, millennials increasingly value the flexibility that comes with renting instead of buying a home. Many, like Cardone, now see homeownership as a solely negative ordeal.

While it may not be up to the level of a “scam,” there are significant drawbacks with owning a home. For one, it locks up a significant amount of capital, money that could be used for a number of different projects or investments. In sum, homeownership is very expensive, at least in the short term when people make their initial down payment and any potential renovations. This makes it very hard to own a home for people of all ages. Additionally, owning a home can financially lock someone to a particular location, one which they might not want to be in after a while. Finally, for those hoping for appreciation when they purchase their home, as with any investment, there is a chance that it does not pan out. A poorly timed crash can wipe out an owner’s equity in seconds just as it did to my parents and so many others.

While there are drawbacks, the Great Recession and its subsequent lifestyle shift suggest the lack of education about the benefits of owning real estate. Even my parents are constantly warning me of the dangers of homeownership; the shift is not totally driven by millennials themselves. They too are still shaken by their mistakes and the sledgehammer that was the crash. They ignore the value of building equity over the long term, the typical tax benefits that come with a primary residence, and the relative stability of the real estate market because they mistakenly overpaid for a house that, in hindsight, they cannot comfortably afford in a downturn. They just hope that I do not do the same, and rightfully so. However, what millennials should have learned from the recession is not that real estate is bad, but that they simply must be careful and reasonable with what they assume when purchasing it.
3310-Harrison-Rd-east-point
Unfortunately, the average consumer purchases on emotion. With the tremendous amounts of emotional trauma from the recession, millennials are increasingly refusing to buy a home as their parents might have desired at the same age. But what are they purchasing in its place? Many take on higher rents, consistent with the “living now” mentality. Many more use their money to buy a wealth of products online. Some are even speculating on cryptocurrency, something far more unknown than real estate, expecting to make a lot of money. Why do they do that? Because the average consumer purchases on emotion, not on something systematic. Real estate has already been proven to be a relatively safe and a potentially very powerful asset. Instead, the negatives have been, and continue to be, emphasized. This masks the positives of owning a home, or even a simple condo. Millennials in some cases are mistakenly ignoring all real estate and not just the kind of overleveraging or speculating that got their parents into trouble.

Does this spell the end to America? Will the country burst into flames as millennials move to urban areas? Of course not. It must be noted that the current trend does not own the future; millennials could very well begin to purchase homes in huge numbers, especially as prices drop over the next few years. While it is likely that this will not be the case, it is impossible for anyone but millennials themselves to determine that.

What is certain is that, in the short run, there will be pain. The single family housing market is going to suffer as millennials make lifestyle choices contrary to their parents. The market will be oversupplied with single family homes. However, millennials will still need a place to live, just like anyone else. Their increasing demand for urban locations and conveniences will push rent up in cities, as it already has in places like San Francisco and Seattle. This will open a new, and huge, opportunity for real estate investors and developers alike to profit in the cities as millennials develop their own American Dream. After all, a dream is only what a person makes of it, not what someone else defines it as.

References:
[1] U.S. Census Bureau, Annual Homeownership Rates for the United States and Regions: 1968–2016, (accessed Dec 10, 2010), https://www.census.gov/housing/hvs/data/charts/fig05.pdf

[2] U.S. Census Bureau, Annual Rental Vacancy Rates for the United States and Regions: 1968–2016, (accessed Dec 10, 2010), https://www.census.gov/housing/hvs/data/charts/fig03.pdf

[3] Anthony Cilluffo, “5 facts about U.S. student loans,” Pew Research Center, last modified August 24, 2017. http://www.pewresearch.org/fact-tank/2017/08/24/5-facts-about-student-loans/

The winning essay above was submitted to Foreclosure.com’s scholarship program.

The 2017 essay topic:
IS THE “AMERICAN DREAM” OF ONE DAY OWNING A HOME ALIVE AND WELL AMONG MILLENNIALS?
Millennials having experienced the “Great Recession,” which was the traumatic housing crisis that triggered the financial crisis a decade ago. As a result, data suggests that Millennials (those born between 1981 to 1997) have been slow to adopt homeownership. Discuss the pros and cons of homeownership for Millennials, as well as which factors could increase or decrease homeownership among the generation. Will their collective hesitation and apprehension hurt them in the long run or are Millennials simply in the process of re-defining the “American Dream?”

Forbidden Knowledge – This is Great, Must See Video!

GROPEFEST from
https://forbiddenknowledgetv.net/remy-the-longest-time-tsa-version/

RBS bankers joked about destroying the US housing market By Rob Davies

RBS bankers joked about destroying the US housing market
By Editor August 16, 2018
http://www.theeventchronicle.com/finanace/rbs-bankers-joked-about-destroying-the-us-housing-market/


A boarded up building in Cleveland, Ohio, in January 2008. In the build up to the crisis mortgage lenders were incentivised to make as many loans as possible. Photograph: Timothy A. Clary/AFP/Getty Images
Transcripts of pre-financial crisis conversations show senior bankers’ disregard for customers

By Rob Davies

RBS bankers joked about destroying the US housing market after making millions by trading loans that staff described as “total fucking garbage”, according to transcripts released as part of a $4.9bn (£3.8bn) settlement with US prosecutors.

Details of internal conversations at the bank emerged just weeks before the 10-year anniversary of the financial crisis, which saw RBS rescued with a £45bn bailout from the UK government.

The US Department of Justice (DoJ) criticised RBS over its trade in residential mortgage backed securities (RMBS) – financial instruments underwritten by risky home loans that are cited as pivotal in the global banking crash.

It said the bank made “false and misleading representations” to investors in order to sell more of the RMBS, which are forecast to result in losses of $55bn to investors.

Transcripts published alongside the settlement reveal the attitude among senior bankers at RBS towards some of the products they sold.

The bank’s chief credit officer in the US referred to selling investors products backed by “total fucking garbage” loans with “fraud [that]was so rampant … [and]all random”.

He added that “the loans are all disguised to, you know, look okay kind of … in a data file.”

The DoJ said senior RBS executives “showed little regard for their misconduct and, internally, made light of it”.

In one exchange, as the extent of the contagion in the banking industry was becoming clear, RBS’ head trader received a call from a friend who said: “[I’m] sure your parents never imagine[d]they’d raise a son who [would]destroy the housing market in the richest nation on the planet.”

He responded: “I take exception to the word ‘destroy.’ I am more comfortable with ‘severely damage.’”

Another senior banker explained to a colleague that risky loans were the result of a broken mortgage industry that meant lenders were “raking in the money” and were incentivised to make as many loans as possible.

Employees who might raise the alarm about the riskiness of such lending “don’t give a shit because they’re not getting paid”, he said.

The bank made “hundreds of millions of dollars” from selling RMBS, the DoJ said, while disguising the risk they posed to investors, which included a group of nuns who lost 96% of their investment.

By October 2007, as signs of stress began to show in the banking system, RBS’ chief credit officer wrote to colleagues expressing his true feelings about the burgeoning volume of subprime loans in the housing market.

He said loans were being pushed by “every possible … style of scumbag”, adding that it was “like quasi-organised crime”.

“Nobody seems to care,” he added.
Sign up to the daily Business Today email or follow Guardian Business on Twitter at @BusinessDesk

The DoJ criticised RBS’ failure to do due diligence on the loans it was packaging, saying the bank feared it would lose out to rivals if it performed stricter tests.

One analyst at the lender referred to the bank’s due diligence procedures as “just a bunch of bullshit”, according to the transcripts.

When the bank became concerned about the poor quality of loans and started imposing tighter due diligence, one senior banker complained, saying: “Oh, God. Does anyone want to make money around here any more?”

RBS expected to make $20m from one deal that involved trading particularly risky loans, but faced resistance from the bank’s chief credit officer.

A senior executive responded to the concerns by telling the bank’s head trader: “Please don’t fuckin’ blow this one. We need every dollar we can get our hands on.”

Internal conversations between bankers also offer some insight into their growing realisation of the poor quality of the loans the bank owned and sold.

In September 2007, one trader referred to an appraisal of loans as giving “pretty shitty results”.

The transcripts were released by the DoJ as it confirmed the details of the settlement with the bank over its trading in RMBS.

RBS said: “Under the terms of the settlement, RBS disputes the allegations but will not set out a legal defence, while the settlement does not constitute a judicial finding.”

Certainty over the scale of the settlement will allow the bank to pay its first dividend in a decade this year.

The dividend is worth £240m and the Treasury will receive £149m as RBS is still 62%-owned by the government.

Ross McEwan, RBS chief executive, said: “This settlement dates back to the period between 2005 and 2007. There is no place for the sort of unacceptable behaviour alleged by the DoJ at the bank we are building today.”

He added that the bank could now “focus our energy on serving our customers better”.

But league tables published by the Competition and Markets Authority on Wednesday placed RBS joint bottom for customer service, with fewer than half of customers saying they would recommend the bank to a friend.

RBS will have to publish the results in branches, on its website and mobile app from today.

This article (RBS bankers joked about destroying the US housing market) was originally published on The Guardian and syndicated by The Event Chronicle.

Dear God; They Caught Them ALL! Putin Gives Trump 160 Terabytes of Communication Intercepts; ALL people behind fake “Russia Collusion” – False Flag Chemical Attacks in Syria, Sabotage of Brexit, Nefarious Clinton activities & More


U.S. National News
Dear God; They Caught Them ALL! Putin Gives Trump 160 Terabytes of Communication Intercepts; ALL people behind fake “Russia Collusion” – False Flag Chemical Attacks in Syria, Sabotage of Brexit, Nefarious Clinton activities & More

Category: U.S. National News
Tuesday, 17 July 2018 20:30
Hits: 86283
http://halturnerradioshow.com/index.php/news/u-s-national-news/2855-dear-god-they-caught-them-all-putin-gives-trump-160-terabytes-of-communication-intercepts-all-people-behind-fake-russia-collusion-false-flag-chemical-attacks-in-syria-sabotage-of-brexit-nefarious-clinton-activities-more

Thanks to my long-time former colleagues from the Intelligence Community, whom I worked with in my years with the FBI Joint Terrorism Task Force, from both inside and outside the US, I am pleased to be the ONLY media outlet to be able to report this extraordinary information . . . .

The jig is finally up. The Dominoes are all in position to be knocked over. The “elite” have phoned, faxed, and emailed many of themselves right into prison, or worse. (When the public finds out, probably “worse.”)

At the meeting in Helsinki, Finland, between Presidents Putin of Russia and Trump of the USA, the Russians gave to Trump at least 160 TERABYTES of Russian Intelligence Intercepts which expose horrifying activities of many, many, people to deliberately foment social, cultural, and political chaos, violent riots, demonstrations, media smears, phony scandals, and fake news.

Some of those intercepts reveal who has been financing weapons, supplies, travel, hotel, vehicle rentals and secure communications gear for Terrorist groups, inside Syria, Iraq, and terror attacks in Europe and the US.

Among the intercepted communications are mostly international phone calls, faxes, emails by members of the US Congress, US Senate, federal Judges, state-level elected officials from California, Oregon, Washington, New York (City & State), New Jersey, Connecticut, Massachusetts, Maryland and Virginia. Once those communications left the United States, they became fair game for any country to spy on.

A great number of these communications were encrypted, but Russia has found a way to BREAK much of the encryption! And as part of their effort to improve relations with Trump, they provided the original encrypted versions of the intercepts AND the key which decrypts them so the US can use US-obtained intercepts (which may still be encrypted) along with the Russian-provided decryption key to prove the info is accurate and unedited!!!

Numerous high-ranking officials and well known wealthy people have been caught red-handed scheming together and with foreign governments along with radical leftist billionaires both inside and outside the US, to foment — and finance — extraordinary acts of political, social, and cultural chaos including riots, violent attacks, political unrest and more.

Some high-level MANAGERS at gigantic social media companies have received literally millions of dollars in pay-offs to establish or use under-the-radar company policies to impose severe censorship on certain views and to silence certain people; often times without the knowledge or consent of the Highest Executives or Boards of Directors of those companies! These pay-offs USURP actual executive power in some giant social media outlets.

High level mass-media Producers, Editors, and some Writers in the US, UK, and elsewhere in Europe, have been paid-off with VAST sums of money to launch phony media smears. Push scandals. Create and report FAKE news stories. All to sew dissent, foment unrest, cause political and social instability. When this information is revealed. MAJOR (Like REALLY MAJOR) news outlets will be completely ruined. Their company stock (or that of their parent company) will plummet to zero because their credibility – their believability – will be utterly destroyed. Ad revenues will plummet because the public simply will not trust these outlets anymore.

A very significant number of US INTELLIGENCE COMMUNITY persons are also, sadly, caught. It is now clear there is a cadre of people inside the US Intelligence Community, who have been misusing their positions to do things they were never cleared to do; the kinds of things that get people Indicted, tried, convicted and . . . . executed under our federal legal system! Yes, you read that right: certain specific US Intel people could literally face the death penalty for some of the things they have now been positively caught doing.

Even more sadly, a very few high-ranking US Military officials have also been caught. Intercepts from field communications are going to send some of those Officials to Leavenworth for the rest of their lives. (Cont’d Below)

PLEASE NOTE: If this type of inside information and reporting is pleasing to you, please know that this web site and radio show are supported by READERS like you. Cloud-based sites like this get BILLED when you read a story. You read, I pay. So if you like this, and want more, it is IMPERATIVE you help out with a dollar or two. Some folks may feel that $5, $10, $20, $50 or $100 will help even more — and it will. Please don’t take this site or the news you get here for granted. It costs big money to run this web site and radio show and without YOUR help, it simply cannot exist. Please take a second and donate HERE.

Moreover, a very significant number of employees/officials inside the US State Department have coordinated activities the likes of which will make the American people recoil in horror. In fact, I was explicitly told

“Foggy Bottom (the nickname for the State Dept.) is turning out to be THE epicenter of evil for a lot of things . . .”

Worst of all, some of the Signals Intelligence grabbed-up certain well-known individuals inside the US Department of Justice. What these people have done will no doubt smash the reputation of the legal system for decades. Not only are some people inside the Justice Department going to prison, their liability for things they’ve done WITHOUT AUTHORIZATION, will expose them to personal liability which will utterly destroy them and their families civilly.

At the highest levels of these intercepts are allegedly names like Soros, Rothschild, and very recognizable others.

Russian President Vladimir Putin and United States President Donald Trump, met in Helsinki, Finland early this week, for about two hours privately. No staff. No aids. No media.

During that meeting, Putin laid out the inner workings of the vast global network of “elites” and the activities they have engaged in to bring wars, refugees, all manner of social and political chaos to countries around the world, much of it in the USA. Russia even provided charts showing “organizational” structures (which are not really “organizations” but more defacto operational realities); who is tasked with what topics or activities, how much they have been paid and by whom.

Actual copies of communications and Signals Intercepts with descrambled recordings of phone calls, descrambled “secure” fax transmissions, descrambled encrypted emails. Vast reports on money transactions via wire transfer, control numbers, account names, amounts, dates, purposes . . . and the recipient info too.

In total, more than 160 TERABYTES of this type of data was given to President Trump in the form of 1 Terabyte USB Flash Memory Drives. The USB drives are DataTraveler® HyperX® Predator 3.0 USB Flash drives which hold 1 terabyte of data each.

The level of criminal conspiracy is so enormous, and the global scale and reach of these efforts is so gigantic, it boggles the mind.

Bankers and titans of industry are also involved. I can also report that Union bosses figure prominently in the intercepts.
BREXIT

The opposition to BREXIT is being funded and orchestrated by people on BOTH SIDES of British politics and the motivation is two-fold: They want Britain to remain in Europe to lessen its power and, they HATE the Royal Family.

According to the information given to me, some of the most virulent Torie “Remainers” joked with like-minded Labour members about “looking forward to the day when Britain sheds it archaic Monarchy and comes under total rule by the EU.” These are ELECTED officials who are literally trying to destroy the sovereignty of their own country!
The Clintons

Turns out, Bill and Hillary have been under surveillance since Bill was first elected President in 1992. Almost EVERY dirty deal, alleged shake-down, alleged kick-back, and some things described to me as “the ultimate acts (plural) of nefarious nature” are all neatly recorded and indexed by Russia. Now, I’m told, President Trump has it all.
Closely Guarded Secret Work

Trusted elements inside the Trump Administration (who have been sworn to absolute secrecy, even ordered to flatly DENY the very existence of this material in order to maintain security) are being tasked to sort through, analyse and catalog all activities turned over by Russia; paying particular attention to any activity which resulted in violence, death or property damage, so as to be able to criminally prosecute ALL the Conspirators based on any end-result violence or property loss/damage. Whether the Conspirators intended such acts or not, the acts themselves “were a foreseeable consequence” of their efforts, thus making them ALL guilty.

Working from the top, these trusted elements inside the Trump Administration will take each effort and follow it down to the end results, documenting any acts of state-level violence, which thereby makes ALL participants in that entire effort subject to Conspiracy charges. Conspiracy is the likely charge as opposed to bringing Racketeer Influenced Corrupt Organization (RICO) cases, because RICO cases require predicate felonies which often had not occurred.

I asked if any of this evidence can actually be used in court since none of it was obtained via Warrant? I was told that ALL of it is admissible because the United States did not solicit the information and had no part in it being illegally obtained! Thus, there is no “fruit of a poison tree” to block admissibility!

Hal Turner Commentary

Literally HUNDREDS of ultra-wealthy and/or very high profile people are about to have their entire existence caught-up in the wheels of justice.

And as a person who has been caught-up in the wheels of justice myself, I can tell you those wheels may turn slowly, but they GRIND UP everything and everyone they encounter.

I am not yet privy to particular facts or incident covered by this material. I am told to expect to get information, but no time frame was told to me.

It seems as though the Putin-Trump meeting in Helsinki has, in fact, become the worst nightmare of a whole slew of people.

Prior to the summit, many people took extraordinary efforts to try to derail the meeting altogether.

After the meeting, those folks and their minions are making enormous noise about anything they can.

They’re worried they’re caught. They think they might be caught. I can report tonight, they are right to worry; they ARE caught!

They think that creating distractions through scandals will prevent them from being held accountable. It won’t.

The jig is up. The dominoes are about to fall.

Some of these people would do well to get their affairs in order and commit suicide. Because when the truth comes out about what they’ve been doing, and the things they’ve done, their world will be smashed by the legal system. Their entire existence, their fortunes and their family name will be ruined forever.

PROGRAMMING NOTE: This will be a major topic of discussion on WEDNESDAY, June 18, from 9:00-11:00 PM eastern US time (GMT -0400) on “The Hal Turner Radio Show.” You can listen via radio or right here in the Internet as the show airs LIVE. To tune-in by radio, select either WBCQ or WRMI worldwide shortwave. WBCQ transmits with 50,000 watts on frequency 7.490 AM. WRMI transmits with 100,000 watts on frequency 9.455 AM. To tune-in here on the Internet, click the LISTEN LIVE button in the menu bar above the main news section. Those links DO NOT GO LIVE until about one hour before my show begins. During that hour, I stream commercial-free music until my show starts. Don’t miss this extraordinary broadcast!

U.S. National News
Dear God; They Caught Them ALL! Putin Gives Trump 160 Terabytes of Communication Intercepts; ALL people behind fake “Russia Collusion” – False Flag Chemical Attacks in Syria, Sabotage of Brexit, Nefarious Clinton activities & More

Category: U.S. National News
Tuesday, 17 July 2018 20:30
Hits: 86283

37 Comments

Thanks to my long-time former colleagues from the Intelligence Community, whom I worked with in my years with the FBI Joint Terrorism Task Force, from both inside and outside the US, I am pleased to be the ONLY media outlet to be able to report this extraordinary information . . . .

The jig is finally up. The Dominoes are all in position to be knocked over. The “elite” have phoned, faxed, and emailed many of themselves right into prison, or worse. (When the public finds out, probably “worse.”)

At the meeting in Helsinki, Finland, between Presidents Putin of Russia and Trump of the USA, the Russians gave to Trump at least 160 TERABYTES of Russian Intelligence Intercepts which expose horrifying activities of many, many, people to deliberately foment social, cultural, and political chaos, violent riots, demonstrations, media smears, phony scandals, and fake news.

Some of those intercepts reveal who has been financing weapons, supplies, travel, hotel, vehicle rentals and secure communications gear for Terrorist groups, inside Syria, Iraq, and terror attacks in Europe and the US.

Among the intercepted communications are mostly international phone calls, faxes, emails by members of the US Congress, US Senate, federal Judges, state-level elected officials from California, Oregon, Washington, New York (City & State), New Jersey, Connecticut, Massachusetts, Maryland and Virginia. Once those communications left the United States, they became fair game for any country to spy on.

A great number of these communications were encrypted, but Russia has found a way to BREAK much of the encryption! And as part of their effort to improve relations with Trump, they provided the original encrypted versions of the intercepts AND the key which decrypts them so the US can use US-obtained intercepts (which may still be encrypted) along with the Russian-provided decryption key to prove the info is accurate and unedited!!!

Numerous high-ranking officials and well known wealthy people have been caught red-handed scheming together and with foreign governments along with radical leftist billionaires both inside and outside the US, to foment — and finance — extraordinary acts of political, social, and cultural chaos including riots, violent attacks, political unrest and more.

Some high-level MANAGERS at gigantic social media companies have received literally millions of dollars in pay-offs to establish or use under-the-radar company policies to impose severe censorship on certain views and to silence certain people; often times without the knowledge or consent of the Highest Executives or Boards of Directors of those companies! These pay-offs USURP actual executive power in some giant social media outlets.

High level mass-media Producers, Editors, and some Writers in the US, UK, and elsewhere in Europe, have been paid-off with VAST sums of money to launch phony media smears. Push scandals. Create and report FAKE news stories. All to sew dissent, foment unrest, cause political and social instability. When this information is revealed. MAJOR (Like REALLY MAJOR) news outlets will be completely ruined. Their company stock (or that of their parent company) will plummet to zero because their credibility – their believability – will be utterly destroyed. Ad revenues will plummet because the public simply will not trust these outlets anymore.

A very significant number of US INTELLIGENCE COMMUNITY persons are also, sadly, caught. It is now clear there is a cadre of people inside the US Intelligence Community, who have been misusing their positions to do things they were never cleared to do; the kinds of things that get people Indicted, tried, convicted and . . . . executed under our federal legal system! Yes, you read that right: certain specific US Intel people could literally face the death penalty for some of the things they have now been positively caught doing.

Even more sadly, a very few high-ranking US Military officials have also been caught. Intercepts from field communications are going to send some of those Officials to Leavenworth for the rest of their lives. (Cont’d Below)

PLEASE NOTE: If this type of inside information and reporting is pleasing to you, please know that this web site and radio show are supported by READERS like you. Cloud-based sites like this get BILLED when you read a story. You read, I pay. So if you like this, and want more, it is IMPERATIVE you help out with a dollar or two. Some folks may feel that $5, $10, $20, $50 or $100 will help even more — and it will. Please don’t take this site or the news you get here for granted. It costs big money to run this web site and radio show and without YOUR help, it simply cannot exist. Please take a second and donate HERE.

Moreover, a very significant number of employees/officials inside the US State Department have coordinated activities the likes of which will make the American people recoil in horror. In fact, I was explicitly told

“Foggy Bottom (the nickname for the State Dept.) is turning out to be THE epicenter of evil for a lot of things . . .”

Worst of all, some of the Signals Intelligence grabbed-up certain well-known individuals inside the US Department of Justice. What these people have done will no doubt smash the reputation of the legal system for decades. Not only are some people inside the Justice Department going to prison, their liability for things they’ve done WITHOUT AUTHORIZATION, will expose them to personal liability which will utterly destroy them and their families civilly.

At the highest levels of these intercepts are allegedly names like Soros, Rothschild, and very recognizable others.

Russian President Vladimir Putin and United States President Donald Trump, met in Helsinki, Finland early this week, for about two hours privately. No staff. No aids. No media.

During that meeting, Putin laid out the inner workings of the vast global network of “elites” and the activities they have engaged in to bring wars, refugees, all manner of social and political chaos to countries around the world, much of it in the USA. Russia even provided charts showing “organizational” structures (which are not really “organizations” but more defacto operational realities); who is tasked with what topics or activities, how much they have been paid and by whom.

Actual copies of communications and Signals Intercepts with descrambled recordings of phone calls, descrambled “secure” fax transmissions, descrambled encrypted emails. Vast reports on money transactions via wire transfer, control numbers, account names, amounts, dates, purposes . . . and the recipient info too.

In total, more than 160 TERABYTES of this type of data was given to President Trump in the form of 1 Terabyte USB Flash Memory Drives. The USB drives are DataTraveler® HyperX® Predator 3.0 USB Flash drives which hold 1 terabyte of data each.

The level of criminal conspiracy is so enormous, and the global scale and reach of these efforts is so gigantic, it boggles the mind.

Bankers and titans of industry are also involved. I can also report that Union bosses figure prominently in the intercepts.
BREXIT

The opposition to BREXIT is being funded and orchestrated by people on BOTH SIDES of British politics and the motivation is two-fold: They want Britain to remain in Europe to lessen its power and, they HATE the Royal Family.

According to the information given to me, some of the most virulent Torie “Remainers” joked with like-minded Labour members about “looking forward to the day when Britain sheds it archaic Monarchy and comes under total rule by the EU.” These are ELECTED officials who are literally trying to destroy the sovereignty of their own country!
The Clintons

Turns out, Bill and Hillary have been under surveillance since Bill was first elected President in 1992. Almost EVERY dirty deal, alleged shake-down, alleged kick-back, and some things described to me as “the ultimate acts (plural) of nefarious nature” are all neatly recorded and indexed by Russia. Now, I’m told, President Trump has it all.
Closely Guarded Secret Work

Trusted elements inside the Trump Administration (who have been sworn to absolute secrecy, even ordered to flatly DENY the very existence of this material in order to maintain security) are being tasked to sort through, analyse and catalog all activities turned over by Russia; paying particular attention to any activity which resulted in violence, death or property damage, so as to be able to criminally prosecute ALL the Conspirators based on any end-result violence or property loss/damage. Whether the Conspirators intended such acts or not, the acts themselves “were a foreseeable consequence” of their efforts, thus making them ALL guilty.

Working from the top, these trusted elements inside the Trump Administration will take each effort and follow it down to the end results, documenting any acts of state-level violence, which thereby makes ALL participants in that entire effort subject to Conspiracy charges. Conspiracy is the likely charge as opposed to bringing Racketeer Influenced Corrupt Organization (RICO) cases, because RICO cases require predicate felonies which often had not occurred.

I asked if any of this evidence can actually be used in court since none of it was obtained via Warrant? I was told that ALL of it is admissible because the United States did not solicit the information and had no part in it being illegally obtained! Thus, there is no “fruit of a poison tree” to block admissibility!

Hal Turner Commentary

Literally HUNDREDS of ultra-wealthy and/or very high profile people are about to have their entire existence caught-up in the wheels of justice.

And as a person who has been caught-up in the wheels of justice myself, I can tell you those wheels may turn slowly, but they GRIND UP everything and everyone they encounter.

I am not yet privy to particular facts or incident covered by this material. I am told to expect to get information, but no time frame was told to me.

It seems as though the Putin-Trump meeting in Helsinki has, in fact, become the worst nightmare of a whole slew of people.

Prior to the summit, many people took extraordinary efforts to try to derail the meeting altogether.

After the meeting, those folks and their minions are making enormous noise about anything they can.

They’re worried they’re caught. They think they might be caught. I can report tonight, they are right to worry; they ARE caught!

They think that creating distractions through scandals will prevent them from being held accountable. It won’t.

The jig is up. The dominoes are about to fall.

Some of these people would do well to get their affairs in order and commit suicide. Because when the truth comes out about what they’ve been doing, and the things they’ve done, their world will be smashed by the legal system. Their entire existence, their fortunes and their family name will be ruined forever.

PROGRAMMING NOTE: This will be a major topic of discussion on WEDNESDAY, June 18, from 9:00-11:00 PM eastern US time (GMT -0400) on “The Hal Turner Radio Show.” You can listen via radio or right here in the Internet as the show airs LIVE. To tune-in by radio, select either WBCQ or WRMI worldwide shortwave. WBCQ transmits with 50,000 watts on frequency 7.490 AM. WRMI transmits with 100,000 watts on frequency 9.455 AM. To tune-in here on the Internet, click the LISTEN LIVE button in the menu bar above the main news section. Those links DO NOT GO LIVE until about one hour before my show begins. During that hour, I stream commercial-free music until my show starts. Don’t miss this extraordinary broadcast!

Pay Attention! Look at the money trail AFTER the foreclosure sale, by Neil Garfield

Pay Attention! Look at the money trail AFTER the foreclosure sale
Posted on July 3, 2018 by Neil Garfield
https://livinglies.wordpress.com/2018/07/03/pay-attention-look-at-the-money-trail-after-the-foreclosure-sale/

My confidence has never been higher that the handling of money after a foreclosure sale will reveal the fraudulent nature of most “foreclosures” initiated not on behalf of the owner of the debt but in spite of the the owner(s) of the debt.

It has long been obvious to me that the money trail is separated from the paper trail practically “at birth” (origination). It is an obvious fact that the owner of the debt is always someone different than the party seeking foreclosure, the alleged servicer of the debt, the alleged trust, and the alleged trustee for a nonexistent trust. When you peek beneath the hood of this scam, you can see it for yourself.

Real case in point: BONY appears as purported trustee of a purported trust. Who did that? The lawyers, not BONY. The foreclosure is allowed and the foreclosure sale takes place. The winning “bid” for the property is $230k.

Here is where it gets real interesting. The check is sent to BONY who supposedly is acting on behalf of the trust, right. Wrong. BONY is acting on behalf of Chase and Bayview loan servicing. How do we know? Because physical possession of the check made payable to BONY was forwarded to Chase, Bayview or both of them. How do we know that? Because Chase and Bayview both endorsed the check made out to BONY depositing the check for credit in a bank account probably at Chase in the name of Bayview.

OK so we have the check made out to BONY and TWO endorsements — one by Chase and one by Bayview supposedly — and then an account number that might be a Chase account and might be a Bayview account — or, it might be some other account altogether. So the question who actually received the $230k in an account controlled by them and then, what did they do with it. I suspect that even after the check was deposited “somewhere” that money was forwarded to still other entities or even people.

The bid was $230k and the check was made payable to BONY. But the fact that it wasn’t deposited into any BONY account much less a BONY trust account corroborates what I have been saying for 12 years — that there is no bank account for the trust and the trust does not exist. If the trust existed the handling of the money would look very different OR the participants would be going to jail.

And that means NOW you have evidence that this is the case since BONY obviously refused to do anything with the check, financially, and instead just forwarded it to either Chase or Bayview or perhaps both, using copies and processing through Check 21.

What does this mean? It means that the use of the BONY name was a sham, since the trust didn’t exist, no trust account existed, no assets had ever been entrusted to BONY as trustee and when they received the check they forwarded it to the parties who were pulling the strings even if they too were neither servicers nor owners of the debt.

Even if the trust did exist and there really was a trust officer and there really was a bank account in the name of the trust, BONY failed to treat it as a trust asset.

So either BONY was directly committing breach of fiduciary duty and theft against the alleged trust and the alleged trust beneficiaries OR BONY was complying with the terms of their contract with Chase to rent the BONY name to facilitate the illusion of a trust and to have their name used in foreclosures (as long as they were protected by indemnification by Chase who would pay for any sanctions or judgments against BONY if the case went sideways for them).

That means the foreclosure judgment and sale should be vacated. A nonexistent party cannot receive a remedy, judicially or non-judicially. The assertions made on behalf of the named foreclosing party (the trust represented by BONY “As trustee”) were patently false — unless these entities come up with more fabricated paperwork showing a last minute transfer “from the trust” to Chase, Bayview or both.

The foreclosure is ripe for attack.

Spread the word

WIKILEAKS Proves TRUMP IS RIGHT: Hacked Emails Include Info On Hillary’s Arming of Jihadists, Including ISIS

image: http://www.wnd.com/files/2014/07/obama-hillary-coffins-benghazi3.jpg

obama-hillary-coffins-benghazi

NEW YORK – The Obama White House and the State Department under the management of Secretary of State Hillary Clinton “changed sides in the war on terror” in 2011 by implementing a policy of facilitating the delivery of weapons to the al-Qaida-dominated rebel militias in Libya attempting to oust Moammar Gadhafi from power, the Citizens Commission on Benghazi concluded in its interim report.In WND interviews, several members of the commission have disclosed their finding that the mission of Christopher Stevens, prior to the fall of Gadhafi and during Stevens’ time as U.S. ambassador, was the management of a secret gun-running program operated out of the Benghazi compound.

The Obama administration’s gun-running project in Libya, much like the “fast and furious” program under Eric Holder’s Justice Department, operated without seeking or obtaining authorization by Congress.

WND reported Monday that in exclusive interviews conducted with 11 of the 17 members of the commission, it is clear that while the CCB is still enthusiastic to work with Rep. Trey Gowdy, R-S.C., chairman of the House Select Committee on Benghazi, and hopeful that Boehner is serious about the investigation, various members of the CCB, speaking on their own behalf and not as spokesmen for the commission, are expressing concerns, wanting to make sure the Gowdy investigation is not compromised by elements within the GOP.

The Citizen’s Commission on Benghazi’s interim report, in a paragraph titled “Changing sides in the War on Terror,” alleges “the U.S. was fully aware of and facilitating the delivery of weapons to the Al Qaeda-dominated rebel militias throughout the 2011 rebellion.”

The report asserted the jihadist agenda of AQIM, the Libyan Islamic Fighting Group and other Islamic terror groups represented among the rebel forces was well known to U.S. officials responsible for Libya policy.

“The rebels made no secret of their Al Qaeda affiliation, openly flying and speaking in front of the black flag of Islamic jihad, according to author John Rosenthal and multiple media reports,” the interim report said. “And yet, the White House and senior Congressional members deliberately and knowingly pursued a policy that provided material support to terrorist organizations in order to topple a ruler who had been working closely with the West actively to suppress Al Qaeda.”

The report concluded: “The result in Libya, across much of North Africa, and beyond has been utter chaos, disruption of Libya’s oil industry, the spread of dangerous weapons (including surface-to-air missiles), and the empowerment of jihadist organizations like Al Qaeda and the Muslim Brotherhood.”

http://www.breitbart.com/big-government/2015/11/30/benghazi-commission-obama-admin-gun-running-scheme-armed-islamic-state/

Christopher Stevens: ‘1st U.S. envoy to al-Qaida’

In the WND interviews, several members of the citizens’ commission, speaking for themselves, not for the commission, added important background to the interim report’s conclusion.

“In early 2011, before Gadhafi was deposed, Christopher Stevens came to Benghazi in a cargo ship, and his title at the time was envoy to the Libyan rebels,’ which basically means Christopher Stevens was America’s very first envoy to al-Qaida,” explained Clare Lopez, a member of the commission who served as a career operations officer with the CIA and current is vice president for research at the Washington-based Center for Security Policy.

“At that time, Stevens was facilitating the delivery of weapons to the al-Qaida-related militia in Libya,” Lopez continued. “The weapons were produced at factories in Eastern Europe and shipped to a logistics hub in Qatar. The weapons were financed by the UAE and delivered via Qatar mostly on ships, with some possibly on airplanes, for delivery to Benghazi. The weapons were small arms, including Kalashnikovs, rocket-propelled grenades and lots of ammunition.”

Lopez further explained that during the period of time when Stevens was facilitating the delivery of weapons to the al-Qaida-affiliated militia in Libya, he was living in the facility that was later designated the Special Mission Compound in Benghazi.

“This was about weapons going into Libya, and Stevens is coordinating with Abdelhakim Belhadj, the leader of the Libyan Islamic Fighting Group, other al-Qaida-affiliated militia leaders and leaders of the Libyan Muslim Brotherhood that directed the rebellion against Qadhafi as an offshoot of the Egyptian Muslim Brotherhood,” Lopez said. “Many of the individual members of the al-Qaida-related militias, including the LIFG, and the groups that would later become Ansar Al-Sharia, were Muslim Brotherhood members first.”

According to the interim report, as detailed by Lopez, a delegation from the UAE traveled to Libya after the fall of Gadhafi to collect payment for the weapons the UAE had financed and that Qatar had delivered to the Transitional National Council in Libya during the war.

“The UAE delegation was seeking $1 billion it claimed was owed,” the interim report noted. “During their visit to Tripoli, the UAE officials discovered that half of the $1 billion worth of weapons it had financed for the rebels had, in fact, been diverted by Mustafa Abdul Jalil, the Muslim Brotherhood head of the Libyan TNC, and sold to Qaddafi.”

According to information discovered during the UAE visit to Tripoli, when Jalil learned that Maj. Gen. Abdel Fatah Younis, Gadhafi’s former minister of the interior before his late February 2011 defection to the rebel forces, had found out about the weapons diversion and the $500 million payment from Gadhafi, Jalil ordered Abu Salim Abu Khattala, leader of the Abu Obeida Bin al-Jarrah brigade to kill Younis.

“Abu Khattala, later identified as a Ansar al- Shariah commander who participated in the 11 September 2012 attack on the U.S. mission in Benghazi, accepted the orders and directed the killing of Gen. Younis in July 2011,” the interim report noted.

Abu Khattala is currently in custody in New York awaiting trial under a Department of Justice-sealed indictment, after U.S. Delta Force special operations personnel captured him over the weekend of June 14-15, 2014, in a covert mission in Libya. Abu Khattala’s brigade merged into Ansar al-Shariah in 2012, and he was positively identified to the FBI in a cell phone photo from the scene of the attack on the U.S. mission in Benghazi.

The language of the interim report made clear why the sequence of events is important.

“The key significance of this episode is the demonstration of a military chain-of-command relationship between the Libyan Muslim Brotherhood leadership of the TNC and the Al Qaeda-affiliated militia (Ansar al-Shariah) that has been named responsible for the attack on the U.S. mission in Benghazi,” the interim Rreport concluded.

“What we have here is the Muslim Brotherhood leadership of the revolution giving a kill order to a Muslim militia affiliated with al-Qaida, which then carried it out,” Lopez summarized. “This chain-of-command link is important even though it has not yet received enough attention in the media.

A big ‘oh no’ moment

“After Gadhafi is deposed and Stevens was appointed U.S. ambassador to Libya, the flow of weapons reverses,” Lopez noted. “Now Stevens has the job of overseeing the shipment of arms from Libya to Syria to arm the rebels fighting Assad, some of whom ultimately become al-Nusra in Syria and some become ISIS.”

Lopez distinguished that “al-Nusra in Syria still claims allegiance to al-Qaida, while ISIS has broken away from al-Qaida, not because ISIS is too violent, but out of insubordination, after Abu Bakr Al-Baghdadi, the leader of ISIS, wanted to run his own show inside Syria as well as Iraq, thereby disobeying orders from al-Qaida leader Ayman Al-Zawahiri.”

She noted that in this period of time, after the fall of Gadhafi and before the Sept. 11, 2012, attack on the Benghazi compound, Stevens was working with Turkey to ship weapons out of Libya into Syria for the use of the rebels fighting Assad.

According to the authors of the bestselling book “13 Hours,” on Sept. 11, 2012, before the attack on the Benghazi compound started, Stevens had dinner with Turkish Consul General Ali Sait Akin. Stevens reportedly escorted the Turkish diplomat outside the main gate of the Benghazi compound to say good-bye to Akin at approximately 7:40 p.m. local time, before he returned to Villa C to retire for the evening.

Kevin Shipp, a former CIA counterintelligence expert who worked on the seventh floor at Langley as protective staff to then-CIA Director William Casey, again speaking for himself in his interview with WND, agreed with Lopez that the gun-running operation Stevens managed is a secret the Obama White House and Clinton State Department have sought to suppress from the public.

“The shocking part, maybe even a violation of international law that the Obama administration has been terrified to have fully revealed, is that Stevens as part of his duties as a State Department employee was assisting in the shipment of arms first into Libya for the al-Qaida-affiliated militia, with the weapons shipped subsequently out of Libya into Syria for use by the al-Qaida-affiliated rebels fighting Assad,” Shipp told WND.

“Very possibly, these gun-running activities could be looked at even as treasonable offenses,” he said.

Shipp further noted that in gun-running operations in which the CIA wants deniability, the CIA generally involves a third party.

“The way the CIA works is through a ‘cut-out,’ in that you get Qatar to transport the weapons and you facilitate the transport. So now the third party is to blame,” he explained.

“Qatar probably would have been able to pull this off without any attribution to the CIA if the Benghazi attack had not happened. The attack basically shed the light on this operation the White House, the State Department and the CIA were trying to keep quiet,” he said.

“The attack on Benghazi was a big ‘oh no’ moment.”

Read more at http://www.wnd.com/2015/01/generals-conclude-obama-backed-al-qaida/#LjDRDdqKSFTrrVx6.99

By Bruce Moyer: March 2015: The Most Powerful Court You Have Never Heard Of


Washington Watch | March 2015
By Bruce Moyer

Long The disclosures by Edward Snowden about the size and scope of the National Security Agency’s surveillance activities, both in the United States and abroad, has prompted a flurry of Congressional proposals aimed at reframing the foreign intelligence- gathering process. While the thrust of these proposals is aimed at the intelligence-gathering process itself, several would also alter the operations of the federal court in Washington that provides judicial oversight of intelligence gathering and, in fact, authorized the con- troversial NSA telephone metadata collection effort disclosed by Snowden.

The court we’re talking about is the Foreign Intelligence Surveillance Court, or FISC. Described by CNN as “the most power- ful court you have never heard of,” the panel plays a significant role in the sensitive balance of foreign intelligence-gathering and civil liberties. Established in 1978 by the Foreign Intelligence Surveillance Act (FISA), the FISC hears applications from the government and decides whether to issue orders approving certain electronic surveil- lance activities for foreign intelligence purposes. Another Article III tribunal co-located in Washington, the Foreign Intelligence Surveillance Court of Review (FISCR), reviews the rulings of the FISA court. Collectively these are referred to as the FISA courts.

Unique Among Federal Courts
The FISC is unique among federal courts in its narrow jurisdiction, the selection of its judges, and the secret conduct of its day-to-day operations. The Chief Justice of the U.S. Supreme Court plays an especially engaged role in the affairs of the court. The FISC’s 11 district court judges and review court’s judges are “designated” by the Chief Justice, foregoing the usual process of presidential appoint- ment and Senate confirmation. Similarly, the Chief Justice designates the chief judge of the FISC and the FISCR. The judges of both courts serve one term of seven years and are not eligible for a second term. Because of the sensitive nature of its docket, the FISC and the Review Court operate largely in secret and in a nonadversarial fash- ion. Since its creation in 1978, the FISC has operated primarily in an ex parte manner with the government as the only party presenting arguments to the court and seeking warrants approving of electronic surveillance, physical searches, the use of a pen register or a trap- and-trace device, or the access to business ecords for foreign intelligence and international terrorism investigations.

The FISC operates out of a secure location in the federal court- house in Washington, D.C. Each week, one of the eleven district court judges that comprise the FISC is on duty in Washington. Most of the FISC’s work is handled by the duty judge with the assistance of a small group of attorneys and clerk’s office personnel who staff the court. On occasion, judges outside of the duty-week rotation handle more complex or time-consuming matters, at the direction of the Presiding Judge.

The secret and nonadversarial nature of the FISC’s proceedings and the revelation of the court’s approval of the NSA telephone meta- data collection effort have spurred several Congressional proposals that would change some of the underlying practices of the FISA courts. The most controversial proposal involves the court’s appoint- ment of a special advocate when the court is considering a novel or significant interpretation of law. Other proposals would establish en banc panels of the FISC and would alter the voting rules of the FISC in an attempt to create a higher bar for the approval of government surveillance activities.

A Special Advocate Before the FISA Courts?
The appointment of a special advocate within the FISA courts has stirred the greatest controversy. The House last year passed legislation (H.R. 3361) giving the FISA courts substantial discretion to determine when to appoint an advocate, as well as decide the nature and scope of the assistance to be provided by the advocate. A broader Senate measure (S. 2685) last year would have more rigidly mandated the appointment of an advocate to make specific argu- ments involving privacy and civil liberties. The Senate bill stalled at the end of 2014, carrying the debate into 2015 with some urgency. Section 215 of the Patriot Act, which authorizes electronic foreign intelligence surveillance activities, expires on June 1.

Proponents of the appointment of a special advocate argue that the nature of a non-adversarial process prevents the FISA courts from hearing opposing viewpoints on difficult legal issues, especially ones involving privacy and civil liberty interests. The Federal Judiciary is not so sure. In a letter to Congress last year, Judge John Bates, then director of the Administrative Office of the U.S. Courts (and a for- mer FISC judge) embraced the House legislation’s approach, which imparts to the FISA court the discretionary authority to appoint an advocate, a power the court already inherently maintains. Bates criticized the Senate’s approach, which directs the FISC to appoint an advocate in certain kinds of cases. “… [W]e are concerned that insert- ing into FISA court proceedings an advocate with a statutory mandate to make specific arguments would raise substantial legal questions and impede the courts’ work without furthering the interests of privacy or civil liberties,” Bates wrote. Those questions involve separation of powers and judicial independence considerations.

FBA Panel Session on the FISA Courts
These concerns and the broader challenge of balancing national security, privacy, and civil liberties will be spotlighted at the FBA Mid-year Meeting on Saturday morning, March 28, in Arlington, Virginia, when an esteemed panel of judges, lawyers, and academics will debate the pros and cons of altering the FISA courts and their operations. Consult the FBA website for further details.

Bruce Moyer is government relations counsel for the FBA. © 2015 Bruce Moyer. All rights reserved.

For How Long After 3/11, Did Japan Continue using the Nuclear Plants @ Fukushima ??? IAEA Wants to Know!

Watch: Nuclear experts confront Japanese scientists — IAEA says Fukushima reactors “might still be active” long after meltdowns — “Changes completely” our idea of what happened — “Very surprised… extremely high” Iodine-131 levels — Means fission reactions lasted for weeks or months (VIDEO)
Published: October 27th, 2014 at 10:15 am ET
By ENENews
http://enenews.com/watch-international-experts-confront-japanese-scientist-iaea-fukushima-reactors-be-active-long-after-nuclear-fuel-melted-completely-change-picture-about-happened-very-surprised-about-extremel

Teruyuki Nakajima,University of Tokyo and Science Council of Japan (emphasis added):

International Expert #1 (at 38:10): My name is [inaudible] from the International Atomic Energy Agency’s marine laboratory in Monaco. I have a question regarding the Iodine-131. We were very surprised that the Iodine-131 was still discharged at very high levels in July [2011]. We had a lot of discussion about what would be the reason… You’d expect that, according to the shorter half life for Iodine-131, this would decrease much, much stronger — much faster… My briefings to member states of the IAEA was that we would expect within a few weeks there would be no more Iodine-131, but this was not true. This was still measured at high, extremely high levels in July and August of 2011. I wrote in my statement given out by the IAEA, that the reactors might still be active. There was a big discussion about this…
Nakajima: Yeah, I think the reactors still emitted the materials in… not sure about July… we have soil measurement in June, I think that still we observed Iodine-131 from the soil measurement. If that is terminated in April, we wouldn’t measure that at this point, but we still had that measurement. And still, the data are not totally thoroughly investigated. We have several remaining data we need to look at. Some people have those data, so we need to dig this kind of data set. Also, monitoring post, we had [problems?] as I told, we couldn’t use, but some are surviving and not rescued. Recently that kind of data is coming in, so we will see that data for Iodine-131…
International Expert #2 (at 43:45): I’m sorry, but I’d like to go back to the question of my colleague from the IAEA. If I understand correctly, the question is not whether… in July or August, there still were releases of Iodine. If that is the case, it would change completely the picture about the accident. That was the question that was never clarified, either by TEPCO or by [inaudible].
Nakajima: There’s some evidence [of the reactors] releasing radiogenic gas…
International Expert #2: The basic question is the following — several weeks after Chernobyl it was crystal clear there were no more releases of Iodine. If that’s not crystal clear at Fukushima, this means several weeks or months after the accident there were fission reactions. That’s the question. This question was presented, as my colleague said, at several meetings of the IAEA and that was never made clear?… That is an important question because it would change the composition of the releases…
International Expert #3 (at 46:45): I also want to [inaudible] the data. I agree with him about the calculation… Iodine had been measured in such amounts in July… Iodine from those same samples — that would allow you [Nakajima] to actually check whether this is satisfied by resuspension, as you claim…. Observations make clear, [Iodine-131 is too high by] orders of magnitude, even in the best cases — and that’s a lot…
Nakajima: We have all the data but I haven’t checked Iodine-131… But, still, we are making the data set… Maybe I could check with my file data… (Lights go on) Further questions? OK, well, thank you very much. Sorry.
See also: Study: Evidence of “uncontrollable nuclear reaction” at Fukushima after 3/11 — “Emerged criticality” supported by data (PHOTOS)

US Ignores Possibility of BioChem Attacks on US City!

Freemason Warns of BioChem Attack on US City

Saturday, August 23, 2014 14:44
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(Before It’s News)

maxresdefault.jpg
(left, Bauman Nassiri, 61, tries to get his message out)

Normally, I avoid fear mongering. But
I do post credible warnings in hope of acting as a deterrent.  Nassiri Bahman is an Iranian
monarchist & filmmaker who claims to have received insider knowledge of 9-11, Bin Laden’s death, and now, a lethal attack on a US city. So far he has been ignored by US authorities and the “conspiracy” media. He believes the Iranian leadership belong to the Illuminati. By putting Muslim extremists in power, the Illuminati are deliberately fomenting a world war.   In other words, the Zionist-Islam conflict is just as phony as the US-Soviet Cold War.

“I have now received information from the same source, that the next big attack on U.S. soil will be chemical and biological, to be carried out soon.” 

Dear Mr. Makow,

I was introduced to your blog by a bright 13 yr. old boy called Scott, who has told me that you have savvy readers and followers.

I am an Iranian exile turned into an Iranian-American film maker, and I am also a 32nd degree Scottish Rite Freemason, but I can assure you that if there are Political Lodges in the U.S. , I have not been involved with them.

I released a feature film on 1/1/11 called  “The Golden Veil” which shows the conspiracy behind the Iranian revolution and the U.S. hostage crisis, foreshadowing what is happening today in the Middle East.

My latest interview with Rick Wiles of Trunews ( begins at 18.25 min) serves to expose The Illuminati as we call it, or “The Eagles” as they call themselves. By releasing such information I may have risked my life, but I have no fear, because the 30th degree taught me not to be afraid of death.

I urge your savvy readers to watch my Trunews interview first, and then read the following:

I have a reliable source of information. The identity of the source I shall never release, but my records and predictions speak for themselves.

IF ENOUGH AMERICANS KNOW THE TRUTH, IT MAY SERVE TO PREVENT HUNDREDS OF THOUSANDS OF DEATHS.

Few months before the 9/11 attack, I received reliable information that gave advanced warning of it.  I gave the information to the FBI in Palm Springs, CA., but they ignored it.  My lawyer based in Palm Desert holds a copy of my handwritten and dated letter to the FBI.

lightbox_cover1.jpg(left, This 2013 “Person of the Year” TIME Cover is the Illuminati’s way of saying very bad things are in store for Americans. See, Grim Obama TIME Cover a Warning?)

Few years later I received information from the same source, that Osama Bin Laden was sick, receiving medical treatment in a secret location in Iran.  I gave the information to the FBI and they told me that the Anti-Terrorism department in Los Angeles would be in touch with me,  but no one got in touch with me and I was ignored once again.

Soon after that, I received information that Bin Laden was dead and buried in a secret location along the Iran/Afghan border. This time I did not bother reporting it.

I have now received information from the same source, that the next big attack on U.S. soil will be chemical and biological, to be carried out soon.  I have reported the information to Deputy Chief Michael Downing, Counter Terrorism and Special Operations Bureau in the form of emails, but as of today he seems to be ignoring me for the third time – WHY ?  – I have even offered to drive for 3 hours to see him in Los Angeles and go through the details with him,  but there is no response.  I would like to ask your readers to save this writing for future reference, should such disaster occur.
WHY do important officials in charge ignore people such as me who want to help ?

My only answer to this question is :

These men are the Architects of Chaos,  these are the men who want such horrific events to take place.  They do not wish to prevent them.
A chemical or biological terrorist attack on U.S. soil, “provoked” by an attack on Syria,  would certainly provide the excuse to begin a large scale war against the Middle East with the ultimate goal of a complete invasion and massacring millions of inhabitants.

It is about time the American people realized that there are invisible hands within The United States who engineer these acts, to serve their agendas.   These men (The Eagles) meet once a month in a secret temple in Washington D.C., they have rituals very similar to Freemasons,  they are no more than a few hundred, and they rule our lives.

The Eagles are the world’s most powerful Bankers, Arms Manufacturers and Oil Barons, mainly controlled by the Brits.  Everything you have seen happening in the Middle East since 1979 has been planned and executed by these powerful men, and their Master Plan is what I have explained in my Trunews Interview – http://youtu.be/Izz8cISo5Ts  i.e. polarization and invasion.

Perhaps, if this statement is published on your blog, and I send them the link, it may serve to force them to talk to me and analyze the information I have received,  unless they wish for the attack to take place. If enough Americans become aware of this, hopefully it may prevent the biggest terrorist disaster in America’s history.

Only Christ can save us now.

Regards,  Bahman Nassiri
——————————————-
Bahman sent me this info on Freemasonry:

The way the Masonic order is designed, is absolutely BRILLIANT.
They initiate you and make you believe that you are a holy man doing charities and helping your Brethren.
They make you believe that the order is not political whatsoever.
They make you believe there are 33 degrees (all philosophical) , and nothing more.

The real truth is, Brethren reach the 33rd or 32nd degrees and have no clue what it’s all about.
The truth is, there’s a higher level.
The invisible eyes watching the brethren pick some whom they can trust, who are extremely wealthy, powerful and important, and are useful to them, and initiate them into the higher level, THAT IS THE ILLUMINATI , or to be more correct, THE EAGLES.

======

Golden Veil Compared to Argo
Mark Dankof Review Golden Veil
Mark Dankof Interview with Nassiri

Iran run by Illuminati?

 

 

 

 

http://www.henrymakow.com/young_iranian.html

From Jim Perloff –

Henry, here are a couple of related links:
One is this article on FEMA and other agencies preparing for a U.S. event: http://www.thesleuthjournal.com/fema-preparing-major-event-region-iii/
Another is this article: http://thecommonsenseshow.com/2013/08/26/syrias-reichstag-moment/  (first addresses Syria, then the possibility of an attack at home)
I hope that the information and predictions are inaccurate. However, one thing is certain–the US is beating the drums loudly for war against Syria. This when the dust isn’t even settled yet in Libya and Egypt, we’ve been at war in Afghanistan for 12 years, and fought a war in Iraq for nearly as long over weapons of mass destruction that did not even exist. Of course, I don’t know if the attack on the US is really coming or not.  However, it might not be a bad idea for concerned citizens, according to their own judgement, to send prudent email inquiries about it to legislators, law enforcement agencies and/or mainstream news reporters. It might make it harder to carry off the “false flag”–it would be hard for law enforcement personnel to claim that they knew nothing about the event, if records would show they had received numerous inquiries about it in advance.

Source: http://henrymakow.com/2014/08/Freemason Warns of BioChem Attack on US City .html

My Heart Breaks for the Babies and Children, Innocence Should Not Be Forced to Pay!

Japan Professor: Outbreak of cancer is now underway in Fukushima children; Clear evidence of an epidemic — All of Japan is still being exposed to nuclear radiation — Gov’t Official: It will be ‘disastrous’ if we have to conclude there’s an actual increase in thyroid cancer from Fukushima

Published: August 10th, 2014 at 10:58 am ET
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http://enenews.com/japan-professor-outbreak-cancer-fukushima-children-clear-evidence-epidemic-underway-all-japan-being-exposed-nuclear-radiation-govt-official-will-be-disastrous-conclude-actual-increase-thyroid-ca?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+ENENews+%28Energy+News%29

Excerpts from a report by Dr. Yuri Hiranuma, a physician specializing neuromusculoskeletal medicine, published by Fukushima Voice version 2e, Aug 3, 2014:

[At the July 16, 2014 Expert Meeting Regarding the Status of Health Management of Residents Following the Tokyo Electric Fukushima Daiichi Nuclear Power Plan Accident, held by the Ministry of the Environment]

  • Toshihide Tsuda, a physician and an epidemiologist at Okayama University, has just emphatically stated that in certain Fukushima municipalities there was a clear evidence of a thyroid cancer epidemic […] Calling this an “outbreak, occurring only 3.1 to 3.2 years after the accident” […] “outbreak” of thyroid cancers in Fukushima children cannot be explained by the “screening effect,” when the data is analyzed and compared with the national cancer statistics as well as within Fukushima Prefecture against municipalities with the lowest exposure dose. Critical of the commonly accepted notion that health effects do not occur below 100 mSv, Tsuda presented numerous published studies that proved otherwise. […] “This Expert Meeting has not brought up these studies so I must do it” […]  Tsuda also said that the Expert Meeting should consider the fact that all age groups including pregnant women were still being exposed to radiation in Fukushima Prefecture. […] Tsuda said, “We are all being exposed to radiation in Japan” […]
  • [Committee] Chairman Shigenobu Nagataki, emeritus professor at Nagasaki University, a former chairman of Radiation Effects Research Foundation, and a mentor to infamousShunichi Yamashita [said] “Committee members, please do not hesitate to ask questions. Given what was just stated, it will be disastrous for this committee to have to conclude that there is an actual increase in thyroid cancer (due to the Fukushima accident).” […] if the Expert Meeting were seriously considerate of the disaster victims […] why would it be disastrous for this Expert Meeting to have a conclusion that cases of thyroid cancers might be increasing? […]

Excerpts from an article by Japanese independent media outlet OurPlanet-TV summarizing the July 16 meeting, translated by Dr. Yuri Hiranuma, Aug. 3, 2014:

  • Professor Shinzo Kimura [who conducted] field investigations in Chernobyl, reported that currently there are many cases of thyroid cancer […] more than 250 km away from Chernobyl
  • Matsumoto City Mayor Sugenoya, who has provided medical care to children with thyroid cancer in Belarus [said] even in areas contaminated with low-level radiation with an annual radiation level below 1 mSv, residents showed a depressed immune function, hematopoietic disorders, and perinatal abnormalities [and] medical personnel are not allowed to refer to the Chernobyl accident.
  • Okayama University Professor Tsuda pointed out that there is no end of the number of researchers who say, “No cancer occurrence is expected from radiation exposure dose under 100 mSv,” after the Fukushima accident. Tsuda candidly said researchers should refrain from making such statements. […] As of the end of March 2014 [Nakadori, the central region of Fukushima that is 40-80 km from the Daiichi plant] had the highest detection rate [of thyroid cancer,] as much as 11 times higher than Aizu [western region of Fukushima, over 80 km from the plant]. […] thyroid cancers from municipalities other than Aizu region showed rates which were 15 to 40 times higher [than data from the National Cancer Center]. He sounded an alarm […] “It’s only been 3.1 to 3.2 years but there are so many cases observed in Fukushima. We need to take immediate countermeasures.” […] “They are still exposed  to radiation. We can’t wait until the results come out. […] All of us as well as Fukushima residents are being exposed to radiation.”
  • During this session, the audience applauded several times when  witnesses spoke.

See also: Former Official: Fukushima radiation is killing children… heart problems, leukemia, thyroid — Terrible things are going on — Authorities hiding truth from world — We need to admit many people are dying, but we’re not allowed to say that (VIDEO)

Published: August 10th, 2014 at 10:58 am ET
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US Fukushima Victims, Our Navy, Told to be Quiet? That is Unfair to our Men and Women of the Navy!

Emotional interview with Navy sailor suffering after Fukushima exposure: Others with same symptoms “told to be quiet… nobody’s heard from them” — Health is worsening, worried I’m going to die — Can’t really use legs or arms, hands ‘barely functional’ — Rashes all over body, spasms, shaking — Doctors tell us “it’s all psychological” (AUDIO)

 
http://enenews.com/emotional-interview-navy-sailor-suffering-serious-illness-after-fukushima-exposure-others-same-symptoms-told-be-quiet-nobodys-heard-worry-about-dying-health-keeps-worsening-really-legs-arms-h?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+ENENews+%28Energy+News%29
Published: July 15th, 2014 at 10:00 pm ET 
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Interview with Navy Lt. Steve Simmons who served on the USS Ronald Reagan for 3/11 relief mission, Nuclear Hotseat hosted by Libbe HaLevy, July 8, 2014 (emphasis added):

  • 21:30 in — November 2011 I noticed something was wrong… The black-out was the first thing… I started dealing with gastrointestinal issues, at first I thought I was coming down with a stomach bug… Fevers as high as 102.9°F… January 2012 was the first time I was hospitalized… [They] sent me home with a sinus infection. Three days later I was readmitted to the hospital because my lymph nodes were swelling… that’s when my legs buckled and the muscle weakness started to onset… it’s been ascending from legs, trunk, arms, hands… I can’t really use the muscles much at all. I’m down to about 20 lbs. of grip strength in my hands, which is barely functional… I do have to catheterize every 4 hours in order to empty the bladder. The migraines still get worse. The fevers still come and go, and they keep calling it a fever of unknown origin. My vitamin D is in the gutter, they just keep calling it an unspecified vitamin D deficiency… 2nd degree burns on my legs just from being out in the sun for 3 or 4 hours… that had never been a concern. Nobody can figure it out. I’ve been getting these rashes that come and go; they’ll go up my arms, my neck, around my eyes, back, stomach, legs. I deal with tremors and spasms… I am [in a wheelchair]… There’s days I don’t even get out of bed… for a long time I thought I was the only one. I had no idea there were other individuals that were even sick or dealing with ailments… Doctors wouldn’t tell us anything… I’ve had doctors tell me maybe you’re better off not knowing what you’re dealing with… You can’t have over 100 or 200 people sick, and one who has died last April, and say there is absolutely no health risk.
  • 35:00 in — Finding out that there’s more people that are sick, finding out there were some other individuals at Walter Reed [Hospital]… almost identical symptoms to what I was dealing with… they we’re told to be quiet, and next thing I know they’re, who knows where they’re at, nobody’s heard from them, nobody has seen them. I have a buddy at Walter Reed right now, whose going through the same exact thing, very similar to what I’m dealing with — maybe 6 months to a year behind on the symptoms… His wife would call my wife and my wife would explain what he could expect next and sure as anything that happens next… Him and I both had doctors who have actively tried to convince us that there’s physically nothing wrong and it’s all psychological… This is ridiculous… He’s also in a wheelchair and when he went to the clinic to get fitted for a wheelchair, this doctor told him that it’s all in his head, and he doesn’t need a wheelchair… This is uncalled for.
  • 46:00 in — We now realize how bad it was… the worst disaster in history, then it’s time to acknowledge the fact that, yeah there is a problem, and there are going to be some effects on human life… If the worst case happens, and some more folks pass — I would have to be naive to think that nobody else is going to pass away from this — it’s only a matter of time before there’s more lives lost. I would be lying if I don’t think every day that I’m going to be next because of how bad my health keeps going downhill.

Full interview available here

Published: July 15th, 2014 at 10:00 pm ET
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Related Posts

  1. Navy Sailor after Fukushima: I’m in a wheelchair, now it’s spreading to my arms and hands — Photo of skin with intense red burns after being in sun, suspects radiation intensified impact (AUDIO) January 20, 2014
  2. U.S. Navy Sailor: They had to remove three layers of skin off my hands and arms after Fukushima exposure — Treated almost as if I had the plague (AUDIO) March 11, 2013
  3. Wife of Navy Sailor: Our 1-year-old has brain cancer and spinal cancer resulting from Fukushima exposure — Wheelchair-bound Navy Sailor: It’s now affecting my arms and my hands, everything is still progressing (AUDIO) March 19, 2014
  4. Paper: Navy sailor’s health melted down after exposure to Fukushima fallout — Now a shaking, withering patient unable to walk by himself — Lives of younger service members “at stake as well” — Doctors won’t give a diagnosis (PHOTOS) August 15, 2013
  5. LA Times: Experts suggest bald eagle deaths are related to Fukushima radiation — Idaho officials reporting similar sickness — “It’s hard to have your national bird in your arms, going through seizures” (AUDIO) December 30, 2013

Remember 2013 JP Morgan Settlement

Department of Justice
Office of Public Affairs
FOR IMMEDIATE RELEASE
Tuesday, November 19, 2013
Justice Department, Federal and State Partners Secure Record $13 Billion Global Settlement with JPMorgan for Misleading Investors About Securities Containing Toxic Mortgages
 

*CORRECTION: The release below previously stated that New York is receiving $613.8 million in this settlement, however, the number is $613.0 million. This correction notice was posted on Nov. 20, 2013.*

The Justice Department, along with federal and state partners, today announced a $13 billion settlement with JPMorgan – the largest settlement with a single entity in American history – to resolve federal and state civil claims arising out of the packaging, marketing, sale and issuance of residential mortgage-backed securities (RMBS) by JPMorgan, Bear Stearns and Washington Mutual prior to Jan. 1, 2009.  As part of the settlement, JPMorgan acknowledged it made serious misrepresentations to the public – including the investing public – about numerous RMBS transactions.  The resolution also requires JPMorgan to provide much needed relief to underwater homeowners and potential homebuyers, including those in distressed areas of the country.  The settlement does not absolve JPMorgan or its employees from facing any possible criminal charges.

This settlement is part of the ongoing efforts of President Obama’s Financial Fraud Enforcement Task Force’s RMBS Working Group. 

“Without a doubt, the conduct uncovered in this investigation helped sow the seeds of the mortgage meltdown,” said Attorney General Eric Holder.  “JPMorgan was not the only financial institution during this period to knowingly bundle toxic loans and sell them to unsuspecting investors, but that is no excuse for the firm’s behavior.  The size and scope of this resolution should send a clear signal that the Justice Department’s financial fraud investigations are far from over.  No firm, no matter how profitable, is above the law, and the passage of time is no shield from accountability.  I want to personally thank the RMBS Working Group for its tireless work not only in this case, but also in the investigations that remain ongoing.”

The settlement includes a statement of facts, in which JPMorgan acknowledges that it regularly represented to RMBS investors that the mortgage loans in various securities complied with underwriting guidelines.  Contrary to those representations, as the statement of facts explains, on a number of different occasions, JPMorgan employees knew that the loans in question did not comply with those guidelines and were not otherwise appropriate for securitization, but they allowed the loans to be securitized – and those securities to be sold – without disclosing this information to investors.  This conduct, along with similar conduct by other banks that bundled toxic loans into securities and misled investors who purchased those securities, contributed to the financial crisis.
                                    
“Through this $13 billion resolution, we are demanding accountability and requiring remediation from those who helped create a financial storm that devastated millions of Americans,” said Associate Attorney General Tony West.  “The conduct JPMorgan has acknowledged – packaging risky home loans into securities, then selling them without disclosing their low quality to investors – contributed to the wreckage of the financial crisis.  By requiring JPMorgan both to pay the largest FIRREA penalty in history and provide needed consumer relief to areas hardest hit by the financial crisis, we rectify some of that harm today.”

Of the record-breaking $13 billion resolution, $9 billion will be paid to settle federal and state civil claims by various entities related to RMBS.  Of that $9 billion, JPMorgan will pay $2 billion as a civil penalty to settle the Justice Department claims under the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA), $1.4 billion to settle federal and state securities claims by the National Credit Union Administration (NCUA), $515.4 million to settle federal and state securities claims by the Federal Deposit Insurance Corporation (FDIC), $4 billion to settle federal and state claims by the Federal Housing Finance Agency (FHFA), $298.9 million to settle claims by the State of California, $19.7 million to settle claims by the State of Delaware, $100 million to settle claims by the State of Illinois, $34.4 million to settle claims by the Commonwealth of Massachusetts, and $613 million to settle claims by the State of New York. 

JPMorgan will pay out the remaining $4 billion in the form of relief to aid consumers harmed by the unlawful conduct of JPMorgan, Bear Stearns and Washington Mutual.  That relief will take various forms, including principal forgiveness, loan modification, targeted originations and efforts to reduce blight.  An independent monitor will be appointed to determine whether JPMorgan is satisfying its obligations.  If JPMorgan fails to live up to its agreement by Dec. 31, 2017, it must pay liquidated damages in the amount of the shortfall to NeighborWorks America, a non-profit organization and leader in providing affordable housing and facilitating community development. 

The U.S. Attorney’s Offices for the Eastern District of California and Eastern District of Pennsylvania and the Justice Department’s Civil Division, along with the U.S. Attorney’s Office for the Northern District of Texas, conducted investigations into JPMorgan’s, Washington Mutual’s and Bear Stearns’ practices related to the sale and issuance of RMBS between 2005 and 2008.

“Today’s global settlement underscores the power of FIRREA and other civil enforcement tools for combatting financial fraud,” said Assistant Attorney General for the Civil Division Stuart F. Delery, co-chair of the RMBS Working Group.  “The Civil Division, working with the U.S. Attorney’s Offices and our state and agency partners, will continue to use every available resource to aggressively pursue those responsible for the financial crisis.”

“Abuses in the mortgage-backed securities industry helped turn a crisis in the housing market into an international financial crisis,” said U.S. Attorney for the Eastern District of California Benjamin Wagner.  “The impacts were staggering.  JPMorgan sold securities knowing that many of the loans backing those certificates were toxic.  Credit unions, banks and other investor victims across the country, including many in the Eastern District of California, continue to struggle with losses they suffered as a result.  In the Eastern District of California, we have worked hard to prosecute fraud in the mortgage industry.  We are equally committed to holding accountable those in the securities industry who profited through the sale of defective mortgages.”
                                
“Today’s settlement represents another significant step towards holding accountable those banks which exploited the residential mortgage-backed securities market and harmed numerous individuals and entities in the process,” said U.S. Attorney for the Eastern District of Pennsylvania Zane David Memeger.  “These banks packaged and sold toxic mortgage-backed securities, which violated the law and contributed to the financial crisis.  It is particularly important that JPMorgan, after assuming the significant assets of Washington Mutual Bank, is now also held responsible for the unscrupulous and deceptive conduct of Washington Mutual, one of the biggest players in the mortgage-backed securities market.”

This settlement resolves only civil claims arising out of the RMBS packaged, marketed, sold and issued by JPMorgan, Bear Stearns and Washington Mutual.  The agreement does not release individuals from civil charges, nor does it release JPMorgan or any individuals from potential criminal prosecution. In addition, as part of the settlement, JPMorgan has pledged to fully cooperate in investigations related to the conduct covered by the agreement.

To keep JPMorgan from seeking reimbursement from the federal government for any money it pays pursuant to this resolution, the Justice Department required language in the settlement agreement which prohibits JPMorgan from demanding indemnification from the FDIC, both in its capacity as a corporate entity and as the receiver for Washington Mutual.   

“The settlement announced today will provide a significant recovery for six FDIC receiverships.  It also fully protects the FDIC from indemnification claims out of this settlement,” said FDIC Chairman Martin J. Gruenberg.  “The FDIC will continue to pursue litigation where necessary in order to recover as much as possible for FDIC receiverships, money that is ultimately returned to the Deposit Insurance Fund, uninsured depositors and creditors of failed banks.”

“NCUA’s Board extends our thanks and appreciation to our attorneys and to the Department of Justice, who have worked closely together for more than three years to bring this matter to a successful resolution,” said NCUA Board Chairman Debbie Matz.  “The faulty mortgage-backed securities created and packaged by JPMorgan and other institutions created a crisis in the credit union industry, and we’re pleased a measure of accountability has been reached.”

“JPMorgan and the banks it bought securitized billions of dollars of defective mortgages,” said Acting FHFA Inspector General Michael P. Stephens.  “Investors, including Fannie Mae and Freddie Mac, suffered enormous losses by purchasing RMBS from JPMorgan, Washington Mutual and Bear Stearns not knowing about those defects.  Today’s settlement is a significant, but by no means final step by FHFA-OIG and its law enforcement partners to hold accountable those who committed  acts of fraud and deceit.  We are proud to have worked with the Department of Justice, the U.S. attorneys in Sacramento and Philadelphia and the New York and California state attorneys general; they have been great partners and we look forward to our continued work together.”

The attorneys general of New York, California, Delaware, Illinois and Massachusetts also conducted related investigations that were critical to bringing about this settlement.

“Since my first day in office, I have insisted that there must be accountability for the misconduct that led to the crash of the housing market and the collapse of the American economy,” said New York Attorney General Eric Schneiderman, Co-Chair of the RMBS Working Group.  “This historic deal, which will bring long overdue relief to homeowners around the country and across New York, is exactly what our working group was created to do.  We refused to allow systemic frauds that harmed so many New York homeowners and investors to simply be forgotten, and as a result we’ve won a major victory today in the fight to hold those who caused the financial crisis accountable.”

“JP Morgan Chase profited by giving California’s pension funds incomplete information about mortgage investments,” California Attorney General Kamala D. Harris said. “This settlement returns the money to California’s pension funds that JP Morgan wrongfully took from them.”

“Our financial system only works when everyone plays by the rules,” said Delaware Attorney General Beau Biden.  “Today, as a result of our coordinated investigations, we are holding accountable one of the financial institutions that, by breaking those rules, helped cause the economic crisis that brought our nation to its knees.  Even as the American people recover from this crisis, we will continue to seek accountability on their behalf.”

“We are still cleaning up the mess that Wall Street made with its reckless investment schemes and fraudulent conduct,” said Illinois Attorney General Lisa Madigan.  “Today’s settlement with JPMorgan will assist Illinois in recovering its losses from the dangerous and deceptive securities that put our economy on the path to destruction.”

“This is a historic settlement that will help us to hold accountable those investment banks that played a role in creating and exacerbating the housing crisis,” said Massachusetts Attorney General Martha Coakley.  “We appreciate the work of the Department of Justice and the other enforcement agencies in bringing about this resolution and look forward to continuing to work together in other securitization cases.”

The RMBS Working Group is a federal and state law enforcement effort focused on investigating fraud and abuse in the RMBS market that helped lead to the 2008 financial crisis.  The RMBS Working Group brings together more than 200 attorneys, investigators, analysts and staff from dozens of state and federal agencies including the Department of Justice, 10 U.S. attorney’s offices, the FBI, the Securities and Exchange Commission (SEC), the Department of Housing and Urban Development (HUD), HUD’s Office of Inspector General, the FHFA-OIG, the Office of the Special Inspector General for the Troubled Asset Relief Program, the Federal Reserve Board’s Office of Inspector General, the Recovery Accountability and Transparency Board, the Financial Crimes Enforcement Network, and more than 10 state attorneys general offices around the country.

The RMBS Working Group is led by five co-chairs: Assistant Attorney General for the Civil Division Stuart Delery, Acting Assistant Attorney General for the Criminal Division Mythili Raman, Co-Director of the SEC’s Division of Enforcement George Canellos, U.S. Attorney for the District of Colorado John Walsh and New York Attorney General Eric Schneiderman.

Learn more about the RMBS Working Group and the Financial Fraud Enforcement Task Force at: http://www.stopfraud.gov. 

Related Material:

Toxic Loans – Settlement for Investors, SCREW THE BORROWERS!!!

Settlement can be found at:

Click to access 471201471413656848428.pdf

This Settlement Agreement (“Agreement”) is entered into between the United States
acting through the United States Department of Justice (“Department of Justice”), along with the
States of California, Delaware, Illinois, and New York and the Commonwealth of Massachusetts,
acting through their respective Attorneys General (collectively, “the States”), and Citigroup Inc.
(“Citigroup”). The United States, the States, and Citigroup are collectively referred to herein as
“the Parties.”
RECITALS
A. The Department of Justice conducted investigations of the packaging, marketing,
sale, structuring, arrangement, and issuance of residential mortgage-backed securities (“RMBS”)
and collateralized debt obligations (“CDOs”) by Citigroup between 2006 and 2007. Based on
those investigations, the United States believes that there is an evidentiary basis to compromise
potential legal claims by the United States against Citigroup for violations of federal laws in
connection with the packaging, marketing, sale, structuring, arrangement, and issuance of RMBS
and CDOs.
B. The States, based on their independent investigations of the same conduct, believe
that there is an evidentiary basis to compromise potential legal claims by California, Delaware,
Illinois, Massachusetts, and New York against Citigroup for state law violations in connection
with the packaging, marketing, sale, structuring, arrangement, and issuance of RMBS and CDOs.
C. Citigroup has resolved claims filed by the Federal Deposit Insurance Corporation
as Receiver for Strategic Capital Bank, and the Federal Deposit Insurance Corporation as
Receiver for Colonial Bank (collectively, “FDIC”), alleging violations of federal and state
securities laws in connection with private-label RMBS issued, underwritten, and/or sold by
Citigroup. The terms of the resolution of those claims are memorialized in a separate agreement,
attached as Exhibit A.
D. Citigroup acknowledges the facts set out in the Statement of Facts set forth in
Annex 1, attached and hereby incorporated.
E. In consideration of the mutual promises and obligations of this Agreement, the
Parties agree and covenant as follows:
TERMS AND CONDITIONS
1. Payment. Citigroup shall pay a total amount of $4,500,000,000.00 to resolve pending
and potential legal claims in connection with the packaging, marketing, sale, structuring,
arrangement, and issuance of RMBS and CDOs by Citigroup (“Settlement Amount”). As set out
below, $4,000,000,000.00 of that amount will be deposited in the United States Treasury and the
remainder is paid to resolve the claims of the States and the FDIC, pursuant to the subsequent
provisions of this Paragraph 1.
A. Within fifteen business days of receiving written payment processing instructions
from the Department of Justice, Office of the Associate Attorney General, Citigroup shall pay
$4,208,250,000.00 of the Settlement Amount by electronic funds transfer to the Department of
Justice.
i. $4,000,000,000.00 of the Settlement Amount, and no other amount, is a civil
monetary penalty recovered pursuant to the Financial Institutions Reform,
Recovery and Enforcement Act of 1989 (“FIRREA”), 12 U.S.C. § 1833a. It will
be deposited in the General Fund of the United States Treasury.
ii. $208,250,000.00 and no other amount, is paid by Citigroup in settlement of the
claims of the FDIC identified in Recital Paragraph C, pursuant to the settlement
2
agreement attached hereto as Exhibit A, the terms of which are not altered or
affected by this Agreement.
B. $102,700,000.00, and no other amount, will be paid by Citigroup to the State of
California pursuant to Paragraph 6, below, and the terms of written payment instructions from
the State of California, Office of the Attorney General. Payment shall be made by electronic
funds transfer within fifteen business days of receiving written payment processing instructions
from the State of California, Office of the Attorney General.
C. $7,350,000.00, and no other amount, will be paid by Citigroup to the State of
Delaware pursuant to Paragraph 7, below, and the terms of written payment instructions from the
State of Delaware, Office of the Attorney General. Payment shall be made by electronic funds
transfer within fifteen business days of receiving written payment processing instructions from
the State of Delaware, Office of the Attorney General.
D. $44,000,000.00, and no other amount, will be paid by Citigroup to the State of
Illinois pursuant to Paragraph 8, below, and the terms of written payment instructions from the
State of Illinois, Office of the Attorney General. Payment shall be made by electronic funds
transfer within fifteen business days of receiving written payment processing instructions from
the State of Illinois, Office of the Attorney General.
E. $45,700,000.00, and no other amount, will be paid by Citigroup to the
Commonwealth of Massachusetts pursuant to Paragraph 9, below, and the terms of written
payment instructions from the Commonwealth of Massachusetts, Office of the Attorney General.
Payment shall be made by electronic funds transfer within fifteen business days of receiving
written payment processing instructions from the Commonwealth of Massachusetts, Office of the
Attorney General.
3
F. $92,000,000.00, and no other amount, will be paid by Citigroup to the State of
New York pursuant to Paragraph 10, below, and the terms of written payment instructions from
the State of New York, Office of the Attorney General. Payment shall be made by electronic
funds transfer within fifteen business days of receiving written payment processing instructions
from the State of New York, Office of the Attorney General.
2. Consumer Relief. In addition, Citigroup shall provide $2.5 billion worth of consumer
relief as set forth in Annex 2, attached and hereby incorporated as a term of this Agreement. The
value of consumer relief provided shall be calculated and enforced pursuant to the terms of
Annex 2. An independent monitor will be appointed to determine whether Citigroup has
satisfied the obligations contained in this Paragraph (such monitor to be Thomas J. Perrelli), and
any costs associated with said Monitor shall be borne by Citigroup.
3. Covered Conduct. “Covered Conduct” as used herein is defined as the creation,
pooling, structuring, arranging, formation, packaging, marketing, underwriting, sale, or issuance
prior to January 1, 2009 by Citigroup of the RMBS and CDOs identified in Annex 3, attached
and hereby incorporated. Covered Conduct includes representations, disclosures, or nondisclosures
to RMBS investors made in connection with the activities set forth above about the
underlying residential mortgage loans, where the representation or non-disclosure involves
information about or obtained during the process of originating, acquiring, securitizing,
underwriting, or servicing residential mortgage loans included in the RMBS identified in
Annex 3. Covered Conduct also includes representations, disclosures, or non-disclosures made
in connection with the activities set forth above about the CDOs identified in Annex 3, attached
and hereby incorporated. Covered Conduct does not include: (i) conduct relating to the
origination of residential mortgages, except representations or non-disclosures to investors in the
4
RMBS listed in Annex 3 about origination of, or about information obtained in the course of
originating, such loans; (ii) origination conduct unrelated to securitization, such as soliciting,
aiding or abetting borrower fraud; (iii) the servicing of residential mortgage loans, except
representations or non-disclosures to investors in the RMBS listed in Annex 3 about servicing, or
information obtained in the course of servicing, such loans; or (iv) representations or nondisclosures
made in connection with the trading of RMBS, except to the extent that the
representations or non-disclosures are in the offering materials for the underlying RMBS listed in
Annex 3.
4. Cooperation. Until the date upon which all investigations and any prosecution arising
out of the Covered Conduct are concluded by the Department of Justice, whether or not they are
concluded within the term of this Agreement, Citigroup shall, subject to applicable laws or
regulations: (a) cooperate fully with the Department of Justice (including the Federal Bureau of
Investigation) and any other law enforcement agency designated by the Department of Justice
regarding matters arising out of the Covered Conduct; (b) assist the Department of Justice in any
investigation or prosecution arising out of the Covered Conduct by providing logistical and
technical support for any meeting, interview, grand jury proceeding, or any trial or other court
proceeding; (c) use its best efforts to secure the attendance and truthful statements or testimony
of any officer, director, agent, or employee of any of the entities released in Paragraph 5 at any
meeting or interview or before the grand jury or at any trial or other court proceeding regarding
matters arising out of the Covered Conduct; and (d) provide the Department of Justice, upon
request, all non-privileged information, documents, records, or other tangible evidence regarding
matters arising out of the Covered Conduct about which the Department or any designated law
enforcement agency inquires.
5
5. Releases by the United States. Subject to the exceptions in Paragraph 12 (“Excluded
Claims”), and conditioned upon Citigroup’s full payment of the Settlement Amount (of which
$4 billion will be paid as a civil monetary penalty pursuant to FIRREA, 12 U.S.C. § 1833a), and
Citigroup’s agreement, by executing this Agreement, to satisfy the terms in Paragraph 2
(“Consumer Relief”) and Paragraph 4 (“Cooperation”), the United States fully and finally
releases Citigroup and each of its current and former subsidiaries and affiliated entities
(collectively, the “Released Entities”), and each of their respective successors and assigns from
any civil claim the United States has against the Released Entities for the Covered Conduct
arising under FIRREA, 12 U.S.C. § l833a; the False Claims Act, 31 U.S.C. §§ 3729, et seq.; the
Program Fraud Civil Remedies Act, 31 U.S.C. §§ 3801, et seq.; the Racketeer Influenced and
Corrupt Organizations Act, 18 U.S.C. §§ 1961, et seq.; the Injunctions Against Fraud Act, 18
U.S.C. § 1345; common law theories of negligence, payment by mistake, unjust enrichment,
money had and received, breach of fiduciary duty, breach of contract, misrepresentation, deceit,
fraud, and aiding and abetting any of the foregoing; or that the Civil Division of the Department
of Justice has actual and present authority to assert and compromise pursuant to 28 C.F.R.
§ 0.45.
6. Releases by the California Attorney General. Subject to the exceptions in
Paragraph 12 (Excluded Claims), and conditioned solely upon Citigroup’s full payment of the
Settlement Amount (of which $102,700,000.00 will be paid to the Office of the California
Attorney General, in accordance with written payment instructions from the California Attorney
General, to remediate harms to the State, pursuant to California Government Code §§ 12650-
12656 and 12658, allegedly resulting from unlawful conduct of the Released Entities), the
California Attorney General fully and finally releases the Released Entities from any civil or
6
administrative claim for the Covered Conduct that the California Attorney General has authority
to bring, including but not limited to: California Corporate Securities Law of 1968, Cal.
Corporations Code § 25000 et seq., California Government Code §§ 12658 and 12660 and
California Government Code §§ 12650-12656, common law theories of negligence, payment by
mistake, unjust enrichment, money had and received, breach of fiduciary duty, breach of
contract, misrepresentation, deceit, fraud and aiding and abetting any of the foregoing. The
California Attorney General executes this release in her official capacity and releases only claims
that the California Attorney General has the authority to release for the Covered Conduct. The
California Attorney General agrees that no portion of the funds in this paragraph is received as a
civil penalty or fine, including, but not limited to any civil penalty or fine imposed under
California Government Code § 12651. The California Attorney General and Citigroup
acknowledge that they have been advised by their attorneys of the contents and effect of Section
1542 of the California Civil Code (“Section 1542”) and hereby expressly waive with respect to
this Agreement any and all provisions, rights, and benefits conferred by Section 1542.
7. Releases by the State of Delaware. Subject to the exceptions in Paragraph 12
(Excluded Claims), and conditioned solely upon Citigroup’s full payment of the Settlement
Amount (of which $7,350,000.00 will be paid to the State of Delaware, in accordance with
written payment instructions from the State of Delaware, Office of the Attorney General, to
remediate harms to the State allegedly resulting from unlawful conduct of the Released Entities),
the Delaware Department of Justice fully and finally releases the Released Entities from any civil
or administrative claim for the Covered Conduct that it has authority to bring, including but not
limited to: 6 Del. C. Chapter 12 (the Delaware False Claims and Reporting Act), 6 Del. C.
§§ 2511 et seq. (the Delaware Consumer Fraud Act), 6 Del. C. Chapter 73 (the Delaware
7
Securities Act), and common law theories of negligence, payment by mistake, unjust enrichment,
money had and received, breach of fiduciary duty, breach of contract, misrepresentation, deceit,
fraud and aiding and abetting any of the foregoing. The State of Delaware agrees that no portion
of the funds in this paragraph is received as a civil penalty or fine, including, but not limited to
any civil penalty or fine imposed under 6 Del. C. § 1201 or § 2522.
8. Releases by the State of Illinois. Subject to the exceptions in Paragraph 12 (Excluded
Claims), and conditioned solely upon Citigroup’s full payment of the Settlement Amount (of
which $44,000,000.00 will be paid to the State of Illinois, Office of the Attorney General, in
accordance with the written payment instructions from the State of Illinois, Office of the
Attorney General, to remediate harms to the State allegedly resulting from unlawful conduct of
the Released Entities), the Illinois Attorney General of the State of Illinois fully and finally
releases the Released Entities from any civil or administrative claim for the Covered Conduct
that it has authority to bring, including but not limited to: Illinois Securities Law of 1953, 815
Ill. Comp. Stat. 5/1 et seq., and common law theories of negligence, payment by mistake, unjust
enrichment, money had and received, breach of fiduciary duty, breach of contract,
misrepresentation, deceit, fraud and aiding and abetting any of the foregoing. The State of
Illinois agrees that no portion of the funds in this paragraph is received as a civil penalty or fine.
9. Releases of the Commonwealth of Massachusetts. Subject to the exceptions in
Paragraph 12 (Excluded Claims), and conditioned solely upon Citigroup’s full payment of the
Settlement Amount (of which $45,700,000.00 will be paid to the Commonwealth of
Massachusetts, in accordance with the written payment instructions from the Commonwealth of
Massachusetts, to remediate harms to the Commonwealth allegedly resulting from unlawful
conduct of the Released Entities), the Attorney General of the Commonwealth of Massachusetts
8
fully and finally releases the Released Entities from any civil claim for the Covered Conduct that
she has authority to bring, including but not limited to: M.G.L. c. 93A, M.G.L. c. 12, and
common law theories of negligence, payment by mistake, unjust enrichment, money had and
received, breach of fiduciary duty, breach of contract, misrepresentation, deceit, fraud and aiding
and abetting any of the foregoing. The payment to the Commonwealth of Massachusetts shall be
made to a trustee chosen by the Commonwealth, which shall hold the monies and distribute them
as directed by the Massachusetts Office of the Attorney General for consumer relief,
compensation to the Commonwealth and its entities, and pursuant to M.G.L. c. 12 § 4A,
implementation of this Agreement and related purposes. Funds or portions of the funds
remaining in the trust after 90 days, at the discretion of the Massachusetts Office of the Attorney
General, may be transferred to the Massachusetts Treasury. The Commonwealth of
Massachusetts agrees that no portion of the funds in this paragraph is received as a civil penalty
or fine.
10. Releases by the State of New York. Subject to the exceptions in Paragraph 12
(Excluded Claims), and conditioned solely upon Citigroup’s full payment of the Settlement
Amount (of which $92,000,000.00 will be paid to the State of New York, in accordance with
written payment instructions from the State of New York, Office of the Attorney General, to
remediate harms to the State allegedly resulting from unlawful conduct of the Released Entities),
the State of New York, by Eric T. Schneiderman, Attorney General of the State of New York,
fully and finally releases the Released Entities from any civil or administrative claim for the
Covered Conduct that it has authority to bring, including but not limited to any such claim
under: New York General Business Law Article 23A, New York Executive Law § 63(12), and
common law theories of negligence, payment by mistake, unjust enrichment, money had and
9
received, breach of fiduciary duty, breach of contract, misrepresentation, deceit, fraud and aiding
and abetting any of the foregoing. The payment to the State of New York shall be used, to the
maximum extent possible, for purposes of redeveloping and revitalizing housing and home
ownership and rebuilding communities in the State, and for programs intended to avoid
preventable foreclosures, to ameliorate the effects of the foreclosure crisis, to provide funding for
housing counselors and legal assistance, housing remediation and anti-blight projects, for code
enforcement, and to enhance law enforcement efforts involving financial fraud or unfair or
deceptive acts or practices. The State of New York agrees that no portion of the funds in this
paragraph is received as a civil penalty or fine.
11. Releases by the FDIC. The release of claims by the FDIC is contained in a separate
settlement agreement with Citi, attached as Exhibit A. Any release of claims by the FDIC is
governed solely by that separate settlement agreement.
12. Excluded Claims. Notwithstanding the releases in Paragraphs 5-11 of this Agreement,
or any other term(s) of this Agreement, the following claims are specifically reserved and not
released by this Agreement:
a. Any criminal liability;
b. Any liability of any individual;
c. Any liability arising under Title 26 of the United States Code (the Internal
Revenue Code);
d. Any liability to or claims of the FDIC (in its capacity as a corporation, receiver, or
conservator), except as expressly set forth in the separate agreement with the
FDIC;
10
e. Any claim related to compliance with the National Mortgage Settlement
(“NMS”), or to compliance with the related agreements reached between the
settling banks and individual states;
f. Any liability to or claims of the United States of America, the Department of
Housing and Urban Development/Federal Housing Administration, the
Department of Veterans Affairs, or Fannie Mae or Freddie Mac relating to whole
loans insured, guaranteed, or purchased by the Department of Housing and Urban
Development/Federal Housing Administration, the Department of Veterans
Affairs, or Fannie Mae or Freddie Mac, except claims based on or arising from
the securitizations of any such loans in the RMBS or CDOs listed in Annex 1.
g. Any administrative liability, including the suspension and debarment rights of any
federal agency;
h. Any liability based upon obligations created by this Settlement Agreement;
i. Any liability for the claims or conduct alleged in the following qui tam actions,
and no setoff related to amounts paid under this Agreement shall be applied to any
recovery in connection with any of these actions:
(i) United States, et al. ex rel. Szymoniak v. American Home Mortgage
Servicing, Inc. et al., No. 0:10-cv-01465-JFA (D.S.C.), and United States
ex rel. Szymoniak v. ACE Securities Corp. et al., No. 13-cv-464-JFA
(D.S.C.); and
(ii) United States ex rel. [Sealed] v. [Sealed], as disclosed to Citigroup;
j. Claims raised in Commonwealth of Massachusetts v. Bank of America, N.A., et
al., Civ. No. 11-4363 (BLS1)(Massachusetts Suffolk Superior Court); and
11
k. Any claims related to the alleged manipulation of the London Interbank Offered
Rate or other currency benchmarks.
13. Releases by Citigroup. Citigroup and any current or former affiliated entity and any of
their respective successors and assigns fully and finally release the United States and the States,
and their officers, agents, employees, and servants, from any claims (including attorney’s fees,
costs, and expenses of every kind and however denominated) that Citigroup has asserted, could
have asserted, or may assert in the future against the United States and the States, and their
officers, agents, employees, and servants, related to the Covered Conduct and the investigation
and civil prosecution to date thereof.
14. Waiver of Potential FDIC Indemnification Claims by Citi. Citigroup hereby
irrevocably waives any right that it otherwise might have to seek (and in any event agrees that it
shall not seek) any form of indemnification, reimbursement or contribution from the FDIC in any
capacity, including the FDIC in its Corporate Capacity or the FDIC in its Receiver Capacity for
any payment that is a portion of the Settlement Amount set forth in Paragraph 1 of this
Agreement or of the Consumer Relief set forth in Paragraph 2 of this Agreement, including
payments to the United States and the States made pursuant to Paragraphs 1 and 2 of this
Agreement.
15. Waiver of Potential Defenses by Citigroup. Citigroup and any current or former
affiliated entity (to the extent that Citigroup retains liability for the Covered Conduct associated
with such affiliated entity) and any of their respective successors and assigns waive and shall not
assert any defenses Citigroup may have to any criminal prosecution or administrative action
relating to the Covered Conduct that may be based in whole or in part on a contention that, under
12
the Double Jeopardy Clause in the Fifth Amendment of the Constitution, or under the Excessive
Fines Clause in the Eighth Amendment of the Constitution, this Agreement bars a remedy sought
in such criminal prosecution or administrative action.
16. Unallowable Costs Defined. All costs (as defined in the Federal Acquisition Regulation,
48 C.F.R. § 31.205-47) incurred by or on behalf of Citigroup, and its present or former officers,
directors, employees, shareholders, and agents in connection with:
a. the matters covered by this Agreement;
b. the United States’ audit(s) and civil investigation(s) of the matters covered by this
Agreement;
c. Citigroup’s investigation, defense, and corrective actions undertaken in response
to the United States’ audit(s) and civil and any criminal investigation(s) in
connection with the matters covered by this Agreement (including attorney’s
fees);
d. the negotiation and performance of this Agreement; and
e. the payment Citigroup makes to the United States pursuant to this Agreement, are
unallowable costs for government contracting purposes (hereinafter referred to as
“Unallowable Costs”).
17. Future Treatment of Unallowable Costs. Unallowable Costs will be separately
determined and accounted for by Citigroup, and Citigroup shall not charge such Unallowable
Costs directly or indirectly to any contract with the United States.
18. This Agreement is governed by the laws of the United States. The Parties agree that the
exclusive jurisdiction and venue for any dispute relating to this Agreement is the United States
District Court for the Eastern District of New York.
13
19. The Parties acknowledge that this Agreement is made without any trial or adjudication or
finding of any issue of fact or law, and is not a final order of any court or governmental
authority.
20. Each Party shall bear its own legal and other costs incurred in connection with this
matter, including the preparation and performance of this Agreement.
21. Each party and signatory to this Agreement represents that it freely and voluntarily enters
into this Agreement without any degree of duress or compulsion.
22. Nothing in this Agreement in any way alters the terms of the NMS, or Citigroup’s
obligations under the NMS.
23. Nothing in this Agreement constitutes an agreement by the United States concerning the
characterization of the Settlement Amount for the purposes of the Internal Revenue laws,
Title 26 of the United States Code.
24. For the purposes of construing the Agreement, this Agreement shall be deemed to have
been drafted by all Parties and shall not, therefore, be construed against any Party for that reason
in any dispute.
25. This Agreement constitutes the complete agreement between the Parties. This
Agreement may not be amended except by written consent of the Parties.
26. The undersigned counsel represent and warrant that they are fully authorized to execute
this Agreement on behalf of the persons and entities indicated below.
27. This Agreement may be executed in counterparts, each of which constitutes an original
and all of which constitute one and the same Agreement.
28. This Agreement is binding on Citigroup’s successors, transferees, heirs, and assigns.
14
29. All parties consent to the disclosure to the public of this Agreement, and information
about this Agreement, by Citigroup, the United States, the States, and the FDIC whose separate
settlement agreement is referenced herein and attached as an exhibit to this Agreement.
30. This Agreement is effective on the date of signature of the last signatory to the
Agreement (“Effective Date of this Agreement”). Facsimiles of signatures shall constitute
acceptable, binding signatures for purposes of this Agreement.
15
For the California Department of Justice:
California Attorney General
California Department of Justice
455 Golden Gate, Suite 1000
San Francisco, CA 941 02
Phone: (415) 703-5500
Dated: 7 I!J I/ [ I I

For the State of Illinois:
LISA MADIGAN
Attorney General State of Illinois
500 South Second Street .
Springfield, IL 62706
Phone: (217) 782-1090
Dated: -vr, I’1 I L1)’ 2A> /,,( —–f—-‘——–.,
For the Commonwealth of Massachusetts:
Office of the Attorney General
Attorney General Martha Coakley
GLENN KAPLAN
Assistant Attorney General
One Ashburton Place
Boston, MA 02108
Phone: (617)727-2200
Dated:
By:

Department of Justice

http://www.justice.gov/opa/pr/2014/July/14-ag-733.html

Office of Public Affairs

FOR IMMEDIATE RELEASE

Monday, July 14, 2014

Justice Department, Federal and State Partners Secure Record $7 Billion Global Settlement with Citigroup for Misleading Investors About Securities Containing Toxic Mortgages

Citigroup to Pay the Largest Penalty of Its Kind – $4 Billion

The Justice Department, along with federal and state partners, today announced a $7 billion settlement with Citigroup Inc. to resolve federal and state civil claims related to Citigroup’s conduct in the packaging, securitization, marketing, sale and issuance of residential mortgage-backed securities (RMBS) prior to Jan. 1, 2009.  The resolution includes a $4 billion civil penalty – the largest penalty to date under the Financial Institutions Reform, Recovery and Enforcement Act (FIRREA).  As part of the settlement, Citigroup acknowledged it made serious misrepresentations to the public – including the investing public – about the mortgage loans it securitized in RMBS.  The resolution also requires Citigroup to provide relief to underwater homeowners, distressed borrowers and affected communities through a variety of means including financing affordable rental housing developments for low-income families in high-cost areas.  The settlement does not absolve Citigroup or its employees from facing any possible criminal charges.

This settlement is part of the ongoing efforts of President Obama’s Financial Fraud Enforcement Task Force’s RMBS Working Group, which has recovered $20 billion to date for American consumers and investors.  

“This historic penalty is appropriate given the strength of the evidence of the wrongdoing committed by Citi,” said Attorney General Eric Holder.  “The bank’s activities contributed mightily to the financial crisis that devastated our economy in 2008.  Taken together, we believe the size and scope of this resolution goes beyond what could be considered the mere cost of doing business.  Citi is not the first financial institution to be held accountable by this Justice Department, and it will certainly not be the last.”

 The settlement includes an agreed upon statement of facts that describes how Citigroup made representations to RMBS investors about the quality of the mortgage loans it securitized and sold to investors.  Contrary to those representations, Citigroup securitized and sold RMBS with underlying mortgage loans that it knew had material defects.  As the statement of facts explains, on a number of occasions, Citigroup employees learned that significant percentages of the mortgage loans reviewed in due diligence had material defects.  In one instance, a Citigroup trader stated in an internal email that he “went through the Diligence Reports and think[s] [they] should start praying . . . [he] would not be surprised if half of these loans went down. . . It’s amazing that some of these loans were closed at all.”  Citigroup nevertheless securitized the loan pools containing defective loans and sold the resulting RMBS to investors for billions of dollars.  This conduct, along with similar conduct by other banks that bundled defective and toxic loans into securities and misled investors who purchased those securities, contributed to the financial crisis.                                  

“Today, we hold Citi accountable for its contributing role in creating the financial crisis, not only by demanding the largest civil penalty in history, but also by requiring innovative consumer relief that will help rectify the harm caused by Citi’s conduct,” said Associate Attorney General Tony West.  “In addition to the principal reductions and loan modifications we’ve built into previous resolutions, this consumer relief menu includes new measures such as $200 million in typically hard-to-obtain financing that will facilitate the construction of affordable rental housing, bringing relief to families pushed into the rental market in the wake of the financial crisis.”

Of the $7 billion resolution, $4.5 billion will be paid to settle federal and state civil claims by various entities related to RMBS: Citigroup will pay $4 billion as a civil penalty to settle the Justice Department claims under FIRREA, $208.25 million to settle federal and state securities claims by the Federal Deposit Insurance Corporation (FDIC), $102.7 million to settle claims by the state of California, $92 million to settle claims by the state of New York, $44 million to settle claims by the state of Illinois, $45.7  million to settle claims by the Commonwealth of Massachusetts, and $7.35 to settle claims by the state of Delaware.

Citigroup will pay out the remaining $2.5 billion in the form of relief to aid consumers harmed by the unlawful conduct of Citigroup.  That relief will take various forms, including loan modification for underwater homeowners, refinancing for distressed borrowers, down payment and closing cost assistance to homebuyers, donations to organizations assisting communities in redevelopment and affordable rental housing for low-income families in high-cost areas.  An independent monitor will be appointed to determine whether Citigroup is satisfying its obligations.  If Citigroup fails to live up to its agreement by the end of 2018,  it must pay liquidated damages in the amount of the shortfall to NeighborWorks America, a non-profit organization and leader in providing affordable housing and facilitating community development.  

The U.S. Attorney’s Offices for the Eastern District of New York and the District of Colorado conducted investigations into Citigroup’s practices related to the sale and issuance of RMBS between 2006 and 2007.

“The strength of our financial markets depends on the truth of the representations that banks provide to investors and the public every day,” said U.S. Attorney John Walsh for the District of Colorado, Co-Chair of the RMBS Working Group.  “Today’s $7 billion settlement is a major step toward restoring public confidence in those markets.  Due to the tireless work by the Department of Justice, Citigroup is being forced to take responsibility for its home mortgage securitization misconduct in the years leading up to the financial crisis.  As important a step as this settlement is, however, the work of the RMBS working group is far from done, we will continue to pursue our investigations and cases vigorously because many other banks have not yet taken responsibility for their misconduct in packaging and selling RMBS securities.”

“After nearly 50 subpoenas to Citigroup, Trustees, Servicers, Due Diligence providers and their employees, and after collecting nearly 25 million documents relating to every residential mortgage backed security issued or underwritten by Citigroup in 2006 and 2007, our teams found that the misconduct in Citigroup’s deals devastated the nation and the world’s economies, touching everyone,” said U.S. Attorney of the Eastern District of New York Loretta Lynch.  “The investors in Citigroup RMBS included federally-insured financial institutions, as well as a host of states, cities, public and union pension and benefit funds, universities, religious charities, and hospitals, among others.  These are our neighbors in Colorado, New York and around the country, hard-working people who saved and put away for retirement, only to see their savings decimated.”

This settlement resolves civil claims against Citigroup arising out of certain securities packaged, securitized, structured, marketed, and sold by Citigroup.  The agreement does not release individuals from civil charges, nor does it release Citigroup or any individuals from potential criminal prosecution. In addition, as part of the settlement, Citigroup has pledged to fully cooperate in investigations related to the conduct covered by the agreement.

 Michael Stephens, Acting Inspector General for the Federal Housing Finance Agency said, “Citigroup securitized billions of dollars of defective mortgages, after which investors suffered enormous losses by purchasing RMBS from Citi not knowing about those defects. Today’s settlement is another significant step by FHFA-OIG and its law enforcement partners to hold accountable those who committed acts of fraud and deceit in the lead up to the financial crisis, and is a necessary step toward reviving a sound RMBS market that is crucial to the housing industry and the American economy.  We are proud to have worked with the Department of Justice, the U.S. Attorneys’ Offices in the Eastern District of New York and the District of Colorado. They have been great partners and we look forward to our continued work together.”

The underlying investigation was led by Assistant U.S. Attorneys Richard K. Hayes, Kevin Traskos, Lila Bateman, John Vagelatos, J. Chris Larson and Edward K. Newman, with the support of agents from the Office of the Inspector General for the Federal Housing Finance Agency, in conjunction with the President’s Financial Fraud Enforcement Task Force’s RMBS Working Group.

The RMBS Working Group is a federal and state law enforcement effort focused on investigating fraud and abuse in the RMBS market that helped lead to the 2008 financial crisis.  The RMBS Working Group brings together more than 200 attorneys, investigators, analysts and staff from dozens of state and federal agencies including the Department of Justice, 10 U.S. Attorneys’ Offices, the FBI, the Securities and Exchange Commission (SEC), the Department of Housing and Urban Development (HUD), HUD’s Office of Inspector General, the FHFA-OIG, the Office of the Special Inspector General for the Troubled Asset Relief Program, the Federal Reserve Board’s Office of Inspector General, the Recovery Accountability and Transparency Board, the Financial Crimes Enforcement Network, and more than 10 state Attorneys General offices around the country.

The RMBS Working Group is led by its Director Geoffrey Graber and its five co-chairs: Assistant Attorney General for the Civil Division Stuart Delery, Assistant Attorney General for the Criminal Division Leslie Caldwell, Director of the SEC’s Division of Enforcement Andrew Ceresney, U.S. Attorney for the District of Colorado John Walsh and New York Attorney General Eric Schneiderman.

Learn more about the RMBS Working Group and the Financial Fraud Enforcement Task Force at: http://www.stopfraud.gov .