You know, I just read the following article, and see that the “Millennials” are being brain washed. Goldman Sachs said back around 2008 “Only the rich should own houses, everyone else should be renting”. Sorry, I am still looking for the article wherein I quoted from. I will find it, I used that in aContinue reading “Short-Term Pain, Long-Term Wonder Foreclosure.com Scholarship Program Winning Essay 2017, (Grand Prize)”
Category Archives: Fannie Mae
RBS bankers joked about destroying the US housing market By Rob Davies
RBS bankers joked about destroying the US housing market By Editor August 16, 2018 http://www.theeventchronicle.com/finanace/rbs-bankers-joked-about-destroying-the-us-housing-market/ A boarded up building in Cleveland, Ohio, in January 2008. In the build up to the crisis mortgage lenders were incentivised to make as many loans as possible. Photograph: Timothy A. Clary/AFP/Getty Images Transcripts of pre-financial crisis conversations show seniorContinue reading “RBS bankers joked about destroying the US housing market By Rob Davies”
I had been doing so much better about keeping up with my blogs, until about this last week. I had not gotten back to posting as much as I had in the past, but was doing much better. I have to admit though, every month, beginning the week before foreclosure hell (the day they auctionContinue reading “FORECLOSURE HELL”
“It Ain’t as Bad As You Think” . ? . It Is As Bad As I Think, and Probably Even Worse
I keep thinking about that. Being told that it really isn’t as bad as I think. Hell if it ain’t! When I was a little girl, we walked to school. We would get there in the morning, and there would be the morning prayer. Right after that, we all said I Pledge Allegiance to theContinue reading ““It Ain’t as Bad As You Think” . ? . It Is As Bad As I Think, and Probably Even Worse”
Remember 2013 JP Morgan Settlement
http://www.stopfraud.gov/iso/opa/stopfraud/2013/13-ag-1237.html Department of Justice Office of Public Affairs FOR IMMEDIATE RELEASE Tuesday, November 19, 2013 Justice Department, Federal and State Partners Secure Record $13 Billion Global Settlement with JPMorgan for Misleading Investors About Securities Containing Toxic Mortgages *CORRECTION: The release below previously stated that New York is receiving $613.8 million in this settlement, however, theContinue reading “Remember 2013 JP Morgan Settlement”
Toxic Loans – Settlement for Investors, SCREW THE BORROWERS!!!
Settlement can be found at: Click to access 471201471413656848428.pdf This Settlement Agreement (“Agreement”) is entered into between the United States acting through the United States Department of Justice (“Department of Justice”), along with the States of California, Delaware, Illinois, and New York and the Commonwealth of Massachusetts, acting through their respective Attorneys General (collectively, “theContinue reading “Toxic Loans – Settlement for Investors, SCREW THE BORROWERS!!!”
Freddie Mac Is Putting an 83 Year Old Lady Out on the Street!
It never ceases to amaze me. With all these numerous govt. programs that are supposed to be helping Homeowners/Borrowers stay in their homes, I have to wonder just who the hell it is that they are allegedly helping. A case in Colorado, that I have become aware of, the 83 year old woman is mostContinue reading “Freddie Mac Is Putting an 83 Year Old Lady Out on the Street!”
Exclusive: NY Judge in Largest Bankruptcy Case in History Receives IRS & SEC Whistleblower Filing 24 APRIL 2014 63 COMMENTS **WORLD EXCLUSIVE BREAKING STORY.** **MUST CREDIT INVESTIGATIVE JOURNALIST MARINKA PESCHMANN** Creditor and Whistleblower evidence alleges securities fraud, income tax fraud and income tax evasion. Further investigation is necessary to protect millions of homeowners. If you haveContinue reading
FHFA HEAD TARGETED
Former FHFA Head DeMarco Targeted by Disgruntled Ex-COO Wed, 2014-05-07 12:25 — Robert Ottone http://nationalmortgageprofessional.com/news48904/former-fhfa-head-demarco-targeted-disgruntled-ex-coo?utm_source=MadMimi&utm_medium=email&utm_content=NMP+Daily%3A+Former+FHFA+Head+DeMarco+Targeted+by+Disgruntled+Ex-COO+and+More+___&utm_campaign=20140507_m120334252_NMP+Daily%3A+Former+FHFA+Head+DeMarco+Targeted+by+Disgruntled+Ex-COO+and+More+___&utm_term=Former+FHFA+Head+DeMarco+Targeted+by+Disgruntled+Ex-COO Last week, Federal Housing Finance Agency (FHFA) Chief Operating Officer Richard Hornsby reportedly threatened to shoot the Agency’s former top official, Edward DeMarco. According to Bloomberg, the threat was made as part of a murder-suicide Hornsby had planned regarding Hornby’s job performanceContinue reading “FHFA HEAD TARGETED”
FHFA Settles With BofA for $5.83 Billion Over Countrywide Legacy Loans http://nationalmortgageprofessional.com/news47937/FHFA-Settles-With-BofA-%245.83-Billion-Over-Countrywide-Legacy-Loans?utm_source=MadMimi&utm_medium=email&utm_content=NMP+Daily%3A+FHFA+Settles+With+BofA+for+%245_83+Billion+Over+Countrywide+Legacy+Loans+and+More+___&utm_campaign=20140327_m119753830_NMP+Daily%3A+FHFA+Settles+With+BofA+for+%245_83+Billion+Over+Countrywide+Legacy+Loans+and+More+___&utm_term=FHFA+Settles+With+BofA+for+_245_83+Billion+Over+Countrywide+Legacy+Loans Thu, 2014-03-27 18:47 — NationalMortgag… The Federal Housing Finance Agency (FHFA) has announced it has reached a settlement in cases involving Bank of America, Countrywide Financial, Merrill Lynch, and certain named individuals totaling approximately $5.83 billion. Bank of America Corporation owns Countrywide and MerrillContinue reading
Manifest Injustice Through Judicial Corruption
POLICY: LAW http://washingtonexaminer.com/a-whistleblowers-worst-nightmare/article/2546069 A whistleblower’s worst nightmare BY DIANE DIMOND | MARCH 21, 2014 AT 2:52 PM TOPICS: 2007 HOUSING CRISIS WHISTLEBLOWERS LAW Photo – Sadly, there is not enough space here to tell you the entire 7-year saga of whistleblower Michael Winston, but the bottom line is this: He got royally screwed by theContinue reading “Manifest Injustice Through Judicial Corruption”
From Our Friends at LivingLies Hearsay on Hearsay
Hearsay on Hearsay: Bank Professional Witnesses Using Business Records Exception as Shield from Truth by Neil Garfield Wells Fargo Manual “Blueprint for Fraud” Well that didn’t take long. Like the revelations concerning Urban Lending Solutions and Bank of America, it is becoming increasingly apparent that the the intermediary banks were hell bent for foreclosure regardlessContinue reading “From Our Friends at LivingLies Hearsay on Hearsay”
Foreclosure filings were reported on 124,419 U.S. properties in January 2014, an 8 percent increase from December but still down 18 percent from January 2013. Foreclosure filings were reported on 1,361,795 U.S. properties in 2013, down 26 percent from 2012 and down 53 percent from the peak of 2.9 million propertiesContinue reading
Whistleblower, Szymoniak Has It Going On!
http://www.nationalmortgagenews.com/features/Banks-Mortgage-Companies-Defrauded-HUD-Veteran-Whistleblower-Says-1041017-1.html?zkPrintable=true Friday, February 14, 2014 Banks, Mortgage Companies Defrauded HUD, Veteran Whistleblower Says By Kate Berry FEB 5, 2014 1:30pm ET A whistleblower with a track record of wresting large settlements from banks is suing 22 companies for allegedly filing fraudulent mortgage documents with the Department of Housing and Urban Development. Lynn E. Szymoniak,Continue reading “Whistleblower, Szymoniak Has It Going On!”
Jeff Barnes/Foreclosure Defense Nationwide “New Legal Issues”
NEW LEGAL ISSUES COMING UP IN TRIAL AND APPELLATE COURTS DECEMBER 16, 2013 With the release of the US Bank admissions per our post of November 6, 2013; the issuance of the opinions from the Supreme Courts of Oregon and Montana holding that MERS is not the “beneficiary”; and recent opinions from various jurisdictions whichContinue reading “Jeff Barnes/Foreclosure Defense Nationwide “New Legal Issues””
Sentiments of US District Judge, Jed S. Rakoff – We Need More Judges Like This One!
I was reading some information about the financial crisis in this country (USA), and ran across a paper written by US District Court Judge Jed S. Rakoff. If we had more Judges with the mind of this one, we would not be in nearly as bad a shape as we are in. I have notContinue reading “Sentiments of US District Judge, Jed S. Rakoff – We Need More Judges Like This One!”
Jeff Barnes, Esq. On the Ball!
http://foreclosuredefensenationwide.com/?p=533 US BANK ADMITS, IN WRITING FROM THEIR CORPORATE OFFICE, THAT THE BORROWER IS A PARTY TO AN MBS TRANSACTION; THAT SECURITIZATION TRUSTEES ARE NOT INVOLVED IN THE FORECLOSURE PROCESS; HAVE NO ADVANCE KNOWLEDGE OF WHEN A LOAN HAS DEFAULTED; THAT THE “TRUE BENEFICIAL OWNERS” OF A SECURITIZED MORTGAGE ARE THE INVESTORS IN THE MBS;Continue reading “Jeff Barnes, Esq. On the Ball!”
New post on Livinglies’s Weblog Fannie and Freddie Demand $6 Billion for Sale of “Faulty Mortgage Bonds” by Neil Garfield You read the news on one settlement after another, it sounds like the pound of flesh is being exacted from the culprits again and again. This time the FHFA, as owner of Fannie and Freddie, isContinue reading
Living Lies, Telling It Like It Is! Thank You!
New post on Livinglies’s Weblog Federal Agent Misconduct in Favor of BofA and McCarthy Holthus and Levine law firm? http://livinglies.wordpress.com/2013/09/03/federal-agent-misconduct-in-favor-of-bofa-and-mccarthy-holthus-and-levine-law-firm/ by Neil Garfield HAS FORECLOSURE DEFENSE BECOME A TERROR THREAT? WHO IS TERRIFIED HERE? This is a story about abuse of power or abuse of apparent power. The object is to cover-up crimes that remain largelyContinue reading “Living Lies, Telling It Like It Is! Thank You!”
Another Great Article From Living Lies, Telling It Like It Is!
LAST CHANCE FOR JUSTICE Posted on August 19, 2013 by Neil Garfield https://livinglies.wordpress.com/2013/08/19/last-chance-for-justice/ “We are still in the death grip of the banks as they attempt to portray themselves as the bulwarks of society even as they continue to rob us of homes, lives, jobs and vitally needed capital which is being channeled into natural resources so thatContinue reading “Another Great Article From Living Lies, Telling It Like It Is!”
Living Lies Gives Us Important Information!
http://livinglies.wordpress.com/2013/05/07/new-york-getting-ready-to-prosecute-banks-for-violations-of-settlement/ New York Getting Ready to Prosecute Banks for Violations of Settlement Posted on May 7, 2013 by Neil Garfield At the end of the day everyone knows everything. If you start with the premise that the securitization of debt was a farce and that the necessary element of the false securitization of mortgage loans was the foreclosureContinue reading “Living Lies Gives Us Important Information!”
Wells Fargo appealed to the Eleventh Circuit Court
Wells Fargo appealed to the Eleventh Circuit Court of Appeals which certified the above questions to this Court at the Trustee’s request. We address each certified question in turn. 1. In order for a security deed to be in recordable form, it must be attested by an official witness and an unofficial witness. OCGA §§44-14-61 andContinue reading “Wells Fargo appealed to the Eleventh Circuit Court”
Foreclosure Processor Prommis Holdings Files Chapter 11
http://www.bloomberg.com/news/2013-03-18/prommis-holdings-files-for-bankruptcy-protection-in-delaware.html By Michael Bathon – Mar 18, 2013 3:29 PM E Prommis Holdings LLC, which provides processing services for defaults and foreclosures in the residential mortgage industry, sought bankruptcy protection from creditors without citing a reason. The company, based in Atlanta, listed debt of more than $50 million and assets of as much as $50Continue reading “Foreclosure Processor Prommis Holdings Files Chapter 11”
Living Lies/Neil Garfield on Georgia
http://livinglies.wordpress.com/2013/03/15/wake-up-georgia-courts-are-opening-the-door-on-wrongful-foreclosure/ http://livinglies.wordpress.com/2013/03/15/wake-up-georgia-courts-are-opening-the-door-on-wrongful-foreclosure/ Wake Up Georgia: Courts Are Opening the Door on Wrongful Foreclosure Posted on March 15, 2013 by Neil Garfield PRACTICE AND PROCEDURE IN GEORGIA If you are seeking legal representation or other services call our Florida customer service number at 954-495-9867 (East Coast, including Georgia – the Atlanta Area) and for the WestContinue reading “Living Lies/Neil Garfield on Georgia”
Land Records, Foreclosures, tax evasion
It is no secret that the foreclosure hell sweeping the country has resulted in a nightmare from hell. The land records of the past 300 years is in peril, as is your right to know who owns your Note, and who you are obligated to make your payments to. There is an important Petition toContinue reading “Land Records, Foreclosures, tax evasion”
Lenders, Banksters, Courts, and all you other liars and thieves…
¤ COMES NOW… proceeding in Propria Persona, and respectfully files Plaintiff’s Opposition to Defendant Federal National Mortgage Association’s Motion to Dismiss, and shows this Honorable Court the following pertinent facts: Federal National Mortgage Association (“Fannie Mae”) has filed their Motion to Dismiss, pursuant to O.C.G.A.§ 9-11-12(b), and on the claims that Plaintiff is a borrowerContinue reading “Lenders, Banksters, Courts, and all you other liars and thieves…”
DOC X IN HOT WATER AGAIN!!!
STATE OF MICHIGAN ATTORNEY GENERALBILL SCHUETTE FILES CRIMINAL CHARGESAGAINST FORMER MORTGAGE PROCESSORPRESIDENT FOR ROLE IN FRAUDULENTROBOSIGNINGhttp://www.michigan.gov/ag/0,4534,7-164-46849_47203-290350–,00.html http://www.linkedin.com/osview/canvas?_ch_page_id=1&_ch_panel_id=1&_ch_app_id=49029150&_applicationId=103900&appParams=%7B%22document%22%3A%22cf986799-3863-43e3-91bd-69e1d8db8438%22%2C%22method%22%3A%22document.view%22%2C%22layout%22%3A%22layout_blank%22%2C%22target%22%3A%22blank_content%22%2C%22surface%22%3A%22canvas%22%7D&_ownerId=57736655&completeUrlHash=_VxgNovember 26, 2012 LANSING – Michigan Attorney General Bill Schuette today announced he charged Lorraine Brown, former president of mortgage document processor DocX, with racketeering for her alleged role in authorizing the fraudulent signing of mortgage documents filed inContinue reading “DOC X IN HOT WATER AGAIN!!!”
Assignment must exist in writing, even if the court says it doesn’t need recording « Livinglies’s Weblog
http://livinglies.wordpress.com/2012/08/24/assignment-must-exist-in-writing-even-if-the-court-says-it-doesnt-need-recording/ Editor’s Note: With Banks and servicers playing fast and loose with the rules of procedure, the rules of evidence and black letter law it well to remember BASIC BLACK LETTER LAW. An assignment without delivery is probably a nullity. An assignment that isn’t even in writing is (a) not proper under most existing lawsContinue reading “Assignment must exist in writing, even if the court says it doesn’t need recording « Livinglies’s Weblog”
Chase is defending 10,000 lawsuits. Find out more and join the party.
May God Help Us All by Mark Stopa, Florida attorney Wanna Buy a Government-Foreclosed Home? OK. Just Bring $10,000,000.00 Posted on June 29th, 2012 by Mark Stopa I’ve often expressed my disgust at how Fannie Mae and Freddie Mac frequently pay banks 100% of their judgment amounts in foreclosure cases. It’s an appalling dynamicContinue reading “Chase is defending 10,000 lawsuits. Find out more and join the party.”
DeBord Report : California is going through another ‘wave’ in foreclosures | 89.3 KPCC
California is going through another ‘wave’ in foreclosures By Matthew DeBord http://www.scpr.org/blogs/economy/2012/07/12/7025/california-going-through-another-wave-foreclosures/ Kevork Djansezian/Getty Images A for sale sign is posted in front of house in Glendale. California saw foreclosure starts pick up in June, suggesting that a new wave of defaults is underway. For the first six months of 2012, foreclosures in CaliforniaContinue reading “DeBord Report : California is going through another ‘wave’ in foreclosures | 89.3 KPCC”